How Can I Make My El Paso, TX Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in El Paso, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate El Paso, TX Home Insurance Coverage Levels | Back to Top
| El Paso, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sara Danielle Pl, Cross Ridge Dr, Orr Cir, Tierra Aspid Way, Space Shuttle Ln, Tierra Alzada Dr, Ash Ln, Tierra Yamila Ln, Bolivia St, Helen of Troy | $151,000 | $130,000 | $150,000-$175,000 | $150,000 | $130,000 | $125,000-$150,000 |
| Tiger Eye Dr, Singh St, Hugg St, Gazelle Dr, Orange Tree Ln, James St, Sanderson Way, N Awbrey St, Benny Emler Dr, Paseo Colina Pl | $73,000 | $70,000 | $50,000-$75,000 | $58,500 | $50,000 | $50,000-$75,000 |
| S Little Flower Rd, Tierra Pueblo Dr, Stonehaven Dr, Stoney Hill Dr, Loma Canada Ct, Westline Dr, W Main Ave, Monte Sanders Ln, Thunder Ridge Dr, Desert Skies Pl | $132,000 | $120,000 | $150,000-$175,000 | $90,500 | $80,000 | $100,000-$125,000 |
| Rocky Bluff Dr, E Nevada Ave, Abril Dr, Dakota St, el Portal Dr, S Stevens St, Tahoka Ave, Kenneth Capshaw Pl, Riverside Rd, Irondale Dr | $169,500 | $140,000 | $175,000-$200,000 | $135,000 | $110,000 | $100,000-$125,000 |
| Hernandez St, Quillen Cir, Smith Rd, Geronimo Dr, Coyote Ln, James Grant Dr, Ballerina Dr, Furman Pl, Seaview Ave, Miss Bev Rd | $78,500 | $70,000 | $75,000-$100,000 | $48,000 | $40,000 | $50,000-$75,000 |
| Eads Pl, Nasa Way, Cree Ct, Kerrville Pl, Rocca Ln, Gifford Dr, Half Moon Dr, Desert Sky Dr, Cherry Hill Ln, Cartway Ln | $148,000 | $140,000 | $125,000-$150,000 | $127,500 | $100,000 | $125,000-$150,000 |
| Leonor Ct, J C Cramer Ln, Tierra Brisa Dr, Loma de Cristo Dr, Morgan Marie St, Lenox Ct, Turrentine Dr, Romany Rd, Michele Ann Dr, Center Way | $138,000 | $120,000 | $150,000-$175,000 | $138,000 | $130,000 | $100,000-$125,000 |
| Freedom Way, Art Wall Dr, Wildwood Ct, Conejo Ln, Shiner Ave, Tierra Fertil Dr, Pointe Ln E, S Mesa St, Skyline Dr, Bariloche Dr | $165,000 | $150,000 | $125,000-$150,000 | $184,000 | $160,000 | $150,000-$175,000 |
| Tierra Alaska Ave, Teakwood Rd, Loma Bonita Dr, Petty Ln, Byway Dr, Mesquite Bush Ln, E Baltimore Dr, Porfirio Payan Dr, Cermac St, Manuel Acosta Dr | $195,000 | $160,000 | $150,000-$175,000 | $87,500 | $70,000 | $100,000-$125,000 |
| Tropicana Ave, Olano Ct, Ira Way, Springwood Dr, Mineola Dr, Wren Ave, Annagill St, Laura Marie Dr, Sunnyview Pl, Wheeling Ave | $69,000 | $60,000 | $75,000-$100,000 | $67,000 | $60,000 | $75,000-$100,000 |
Estimate your Savings with Home Insurance Discounts in El Paso, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$246 | $1,201 |
| Superior Protection Discount | -$145 | $1,302 |
| Fire & Security Discount | -$101 | $1,346 |
| Hail Resistant Roof Discount | -$29 | $1,418 |
| Newly Constructed Home Discount | -$318 | $1,129 |
Choose the Right Deductible for your El Paso, TX Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| El Paso County | $2,500 | $1,414 | $3,914 | $1,027 | $3,527 | $386 |
| El Paso, TX | $1,500 | $1,430 | $2,930 | $1,039 | $2,539 | $391 |
| El Paso Northwest, TX | $300 | $1,362 | $1,662 | $990 | $1,290 | $372 |
| El Paso County, TX | $1,000 | $1,414 | $2,414 | $1,027 | $2,027 | $386 |
| Chaparral, NM | $100 | $609 | $709 | $443 | $543 | $166 |
| Anthony, NM | $1,500 | $690 | $2,190 | $501 | $2,001 | $188 |
| Horizon City, TX | $500 | $998 | $1,498 | $725 | $1,225 | $273 |
| Berino, NM | $1,500 | $630 | $2,130 | $458 | $1,958 | $172 |
| San Elizario, TX | $200 | $912 | $1,112 | $663 | $863 | $249 |
| San Miguel, NM | $700 | $714 | $1,414 | $519 | $1,219 | $195 |
| Fabens, TX | $300 | $906 | $1,206 | $659 | $959 | $248 |
| San Pablo, NM | $2,500 | $984 | $3,484 | $715 | $3,215 | $269 |
Identify Top Home Insurance Agents near El Paso, TX | Back to Top
| Home Insurance Company El Paso, TX | Homeowners Insurance Agency El Paso, TX | Address | Popularity Score | Distance from El Paso (miles) |
|---|---|---|---|---|
| Farmers | Miriam Renteria | 10600 Montwood Dr Ste 115, El Paso, TX, 79935 | 7.6 | |
| Allstate | Lupe Maldonado-Thrasher | 10420 Montwood Dr Ste F, El Paso, TX, 79935 | 7.4 | |
| Farmers | Christy Fernandez | 3 Butterfield Trail Blvd Ste 112, El Paso, TX, 79906 | 2.8 | |
| Farmers | Steve Wilson | 8041 N Mesa St Ste L, El Paso, TX, 79932 | 8.9 | |
| Farmers | Kyle Lambert | 4110 Rio Bravo St Ste 115, El Paso, TX, 79902 | 6.4 | |
| Farmers | Yvonne Ruiz | 5845 Cromo Dr Ste 2, El Paso, TX, 79912 | 6.4 | |
| Allstate | Armando Alvidrez | 6560 Montana Ave Ste 8, El Paso, TX, 79925 | 4.4 | |
| Farmers | Mario Rodriguez | 7618 Boeing Dr Ste H, El Paso, TX, 79925 | 4.6 | |
| Allstate | Marvin Donaldson | 10710 Gateway Blvd N Ste A9, El Paso, TX, 79924 | 5.2 | |
| State Farm | Rafael Martinez | 4907 Crossroads Dr Ste B, El Paso, TX, 79922-1037 | 8.9 |
Compare Rates for El Paso, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| El Paso County, TX | $116,600 | $1,431 | $940 | $2,200 | $1,260 |
| El Paso, TX | $121,300 | $1,447 | $960 | $2,230 | $1,270 |
| El Paso Northwest, TX | $156,000 | $1,378 | $910 | $2,120 | $1,210 |
| El Paso County, TX | $116,600 | $1,431 | $940 | $2,200 | $1,260 |
| Chaparral, NM | $71,500 | $617 | $450 | $880 | $430 |
| Anthony, NM | $84,600 | $698 | $510 | $960 | $450 |
| Horizon City, TX | $122,600 | $1,010 | $670 | $1,550 | $880 |
| Berino, NM | $63,000 | $638 | $460 | $890 | $430 |
| San Elizario, TX | $59,100 | $923 | $610 | $1,420 | $810 |
| San Miguel, NM | $94,700 | $723 | $520 | $1,030 | $510 |
| Fabens, TX | $57,900 | $917 | $610 | $1,410 | $800 |
| San Pablo, NM | $233,700 | $996 | $710 | $1,420 | $710 |
Research Home Insurance Companies Reviews in El Paso, TX Before Buying | Back to Top
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State Farm Home Insurance Reviews
Date: December 27, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: July 25, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Date: April 07, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Date: April 01, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: February 13, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Date: October 23, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 22, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 16, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: September 15, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: September 14, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: September 09, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: September 02, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: September 01, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: August 25, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: August 08, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: August 07, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: July 27, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: July 26, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Date: June 08, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: May 12, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: November 18, 2017 Age: 20 to 29 Gender: Male Marital Status: Unmarried
MetLife Home Insurance Reviews
Date: December 27, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: September 26, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 20, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: September 14, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: May 27, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: November 19, 2017 Age: 40 to 49 Gender: Male Marital Status: Married
Allstate Home Insurance Reviews
Date: January 14, 2020 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 22, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 02, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: August 20, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: July 31, 2018 Age: Above 60 Gender: Male Marital Status: Married
Date: July 24, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Farmer's Insurance Home Insurance Reviews
Date: September 27, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 20, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: August 30, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: August 20, 2018 Age: Above 60 Gender: Male Marital Status: Married
Date: November 18, 2017 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Progressive Home Insurance Reviews
Date: October 08, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: September 11, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: June 13, 2019 Age: 20 to 29 Gender: Married Marital Status: Female
GEICO Home Insurance Reviews
Date: October 15, 2019 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Date: January 01, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: December 05, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
AGI Insurance Group Home Insurance Reviews
Date: November 23, 2018 Age: Above 60 Gender: Male Marital Status: Married
Esurance Home Insurance Reviews
Date: December 21, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Travelers Home Insurance Reviews
Date: December 21, 2019 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Nationwide Home Insurance Reviews
Date: August 09, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried