Gavop shows you how to buy homeowners insurance in West Richland, WA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| West Richland, WA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Belle Meade Ct, Osprey Ln, Kapiolani Ct, NE 2nd St, Vintage Loop, Chukar Dr, Paradise Dr, Grosscup Blvd, Silverwood Ct, Arlington Dr | $146,500 | $130,000 | $125,000-$150,000 | $320,000 | $280,000 | $300,000-$350,000 |
| Morrison St, Ridge Rd, Peach Tree Ln, Willowbend St, Balsam Ct, Augusta St, Mazzard Ave, Newhaven Ct, S 44th Ave, Regent St | $144,000 | $120,000 | $150,000-$175,000 | $226,000 | $210,000 | $200,000-$250,000 |
| Sirron Ave, Kenra Loop, Cortland Ave, Melissa, W Duportail St, Meyers St, S 47th Ave, Fire Mountain Rd, Lombardy Ln, Mount Rainier Ct | $324,500 | $260,000 | $250,000-$300,000 | $488,500 | $410,000 | $500,000-$600,000 |
| Aloha Dr, Blue Jay Ln, S 46th Ave, Lexington St, Hummingbird Ct, Grant St, S 41st Ave, Fern Loop, Grant Loop, Sagehen Pl | $210,500 | $170,000 | $200,000-$250,000 | $200,000 | $190,000 | $150,000-$175,000 |
| N 62nd Ave, Valley Dr, Optimum Dr, Valley View Dr, Paint Ave, Panorama Ct, Valdez Ct, Forsythia St, Crane Dr, Whitetail Dr | $308,000 | $250,000 | $300,000-$350,000 | $440,000 | $350,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$108 | $565 |
| Superior Protection Discount | -$67 | $605 |
| Fire & Security Discount | -$61 | $612 |
| Hail Resistant Roof Discount | -$20 | $652 |
| Newly Constructed Home Discount | -$188 | $484 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,344 |
| Hail Damage | $4,571 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $16,887 |
| Home Insurance Company West Richland, WA | Homeowners Insurance Agency West Richland, WA | Address | Popularity Score | Distance from West Richland (miles) |
|---|---|---|---|---|
| State Farm | Craig Griffiths | 1325 Aaron Dr Ste 104, Richland, WA, 99352-4981 | 6.2 | |
| State Farm | Cecelia Mauseth | 5230 Outlet Dr, Pasco, WA, 99301-8969 | 8.9 | |
| State Farm | Chad Ward | 8390 W Gage Blvd Ste 106, Kennewick, WA, 99336-8105 | 9.5 | |
| Allstate | Jeff Hamilton | 110 Gage Blvd Ste 202, Richland, WA, 99352 | 8.9 | |
| Farmers | Larry Rindlisbacher | 636 Jadwin Ave Ste F, Richland, WA, 99352 | 6.1 | |
| Farmers | Jason Lundvall | 10121 W Clearwater Ave Ste 113, Kennewick, WA, 99336 | 9.9 | |
| State Farm | Larry Hall | 1325 Aaron Dr Ste 104, Richland, WA, 99352-4981 | 6.2 | |
| State Farm | Gary Scofield | 713 George Washntn Way, Richland, WA, 99352-4210 | 6.1 | |
| State Farm | Mike Pemberton | 2411 Steptoe St, Richland, WA, 99352-8519 | 8.8 | |
| Farmers | Tammie Wilson | 3737 W Van Giesen St Ste C, West Richland, WA, 99353 | 2.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $580 | $1,150 | $570 |
| Benton County, WA | $198,600 | $677 | $450 | $960 | $510 |
| West Richland, WA | $217,700 | $672 | $480 | $950 | $470 |
| Richland, WA | $226,300 | $712 | $480 | $980 | $500 |
| Benton County, WA | $198,600 | $677 | $460 | $970 | $510 |
| Pasco, WA | $176,800 | $647 | $450 | $900 | $450 |
| South Benton, WA | $177,000 | $667 | $450 | $950 | $500 |
| Hermiston, OR | $148,200 | $639 | $430 | $880 | $450 |
| Boardman, OR | $131,700 | $650 | $460 | $900 | $440 |
| Royal City, WA | $99,200 | $513 | $350 | $720 | $370 |
| Zillah, WA | $175,400 | $664 | $450 | $940 | $490 |
| Buena, WA | $107,400 | $533 | $380 | $730 | $350 |