Gavop shows you how to buy homeowners insurance in Olathe, CO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $54,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $103,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $210,500 | $200,000 | $175,000-$200,000 |
| 4 Bedroom | $295,000 | $250,000 | $200,000-$250,000 |
| 5 Bedroom | $456,000 | $430,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$151 | $738 |
| Superior Protection Discount | -$89 | $800 |
| Fire & Security Discount | -$80 | $809 |
| Hail Resistant Roof Discount | -$27 | $863 |
| Newly Constructed Home Discount | -$213 | $676 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,464 |
| Hail Damage | $4,759 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $16,218 |
| Home Insurance Company Olathe, CO | Homeowners Insurance Agency Olathe, CO | Address | Popularity Score | Distance from Olathe (miles) |
|---|---|---|---|---|
| State Farm | Tim Tinaza | 219 E Main St Apt A, Montrose, CO, 81401-3665 | 9.3 | |
| Farmers | Joshua Dewitt | 327 N 7th St Ste 2, Grand Junction, CO, 81501 | 46.0 | |
| State Farm | Steve Kendrick | 640 Rood Avenue, Grand Junction, CO, 81501 | 46.0 | |
| State Farm | Jerry Reiher | 540 Main St Ste 102, Delta, CO, 81416-1834 | 13.0 | |
| Travelers | Beckner Power Insurance Inc | 2415 Patterson Rd B, Grand Junction, CO, 81505 | 48.3 | |
| State Farm | Kevin Parks | 126 E 5th St, Delta, CO, 81416-1903 | 13.1 | |
| State Farm | Kevin Parks | 211 Grand Ave Suite 102 P.O. Box 1018, Paonia, CO, 81428 | 31.5 | |
| Allstate | Robin Dujay | 1119 N 1st St Ste G, Grand Junction, CO, 81501 | 46.8 | |
| Allstate | Vince Cope | 812 Rood Ave, Grand Junction, CO, 81501 | 45.9 | |
| Liberty Mutual Independent | Hub International | 2742 Crossroads Blvd, Grand Junction, CO, 81506 | 48.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Montrose County, CO | $202,500 | $1,148 | $800 | $1,500 | $700 |
| Olathe, CO | $209,400 | $889 | $620 | $1,170 | $550 |
| Montrose, CO | $204,200 | $1,152 | $810 | $1,510 | $700 |
| Hotchkiss, CO | $243,200 | $1,332 | $930 | $1,740 | $810 |
| Loghill Village, CO | $537,000 | $2,487 | $1,740 | $3,260 | $1,520 |
| Ouray County, CO | $420,600 | $1,046 | $730 | $1,370 | $640 |
| Ouray, CO | $420,600 | $1,920 | $1,340 | $2,520 | $1,180 |
| Whitewater-Kannah Creek, CO | $286,000 | $1,436 | $1,010 | $1,880 | $870 |
| Naturita, CO | $107,400 | $936 | $660 | $1,230 | $570 |
| Fruitvale, CO | $186,500 | $848 | $590 | $1,110 | $520 |
| Grand Junction, CO | $197,600 | $1,136 | $800 | $1,490 | $690 |