Gavop tells you how to get the best homeowners insurance in Windsor County, VT by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $87,000 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $147,000 | $120,000 | $100,000-$125,000 |
| 3 Bedroom | $214,000 | $180,000 | $200,000-$250,000 |
| 4 Bedroom | $379,000 | $330,000 | $350,000-$400,000 |
| 5 Bedroom | $440,500 | $410,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $633 |
| Superior Protection Discount | -$68 | $686 |
| Fire & Security Discount | -$68 | $686 |
| Hail Resistant Roof Discount | -$15 | $739 |
| Newly Constructed Home Discount | -$211 | $543 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Windsor County | $1,500 | $745 | $2,245 | $541 | $2,041 | $203 |
| Windsor County, VT | $2,000 | $745 | $2,745 | $541 | $2,541 | $203 |
| Reading, VT | $500 | $872 | $1,372 | $634 | $1,134 | $238 |
| White River Junction, VT | $2,500 | $737 | $3,237 | $536 | $3,036 | $201 |
| Ira, VT | $500 | $774 | $1,274 | $562 | $1,062 | $211 |
| Middlebury, VT | $1,000 | $681 | $1,681 | $495 | $1,495 | $186 |
| Bridport, VT | $300 | $799 | $1,099 | $581 | $881 | $218 |
| Groton, VT | $2,500 | $612 | $3,112 | $444 | $2,944 | $167 |
| Home Insurance Company Windsor County, VT | Homeowners Insurance Agency Windsor County, VT | Address | Popularity Score | Distance from Windsor County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Lawrence & Wheeler Inc | 46 Main St, Springfield, VT, 5156 | 20.8 | |
| Travelers | The Rabideau Agency Inc | 33 Cottage St, Rutland, VT, 5701 | 19.5 | |
| State Farm | Jim Soriano | 211 Maple St Ste 27c, Middlebury, VT, 05753-1147 | 41.3 | |
| Liberty Mutual Independent | The Richards Group | 326 Main St # 3 1820 House, Norwich, VT, 5055 | 16.7 | |
| State Farm | Joe Collins | 200 S Main St, Barre, VT, 05641-4811 | 41.5 | |
| Allstate | Poulos Ins Inc | 2472 Vt Rte 107, Bethel, VT, 5032 | 16.5 | |
| Travelers | Parker Agency | 160 Gates St, White River Junction, VT, 5001 | 14.2 | |
| Liberty Mutual Independent | The Richards Group | 135 Route 100, West Dover, VT, 5356 | 46.7 | |
| Liberty Mutual Independent | Holden Financial Services Inc | 92 Center St, Rutland, VT, 5701 | 19.2 | |
| Liberty Mutual Independent | Holden Financial Services Inc | 92 Center St, Rutland, VT, 5701 | 19.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Vermont | $220,600 | $783 | $570 | $1,080 | $510 |
| Windsor County, VT | $216,300 | $754 | $550 | $1,070 | $520 |
| Windsor County, VT | $216,300 | $754 | $540 | $1,050 | $510 |
| Reading, VT | $289,800 | $883 | $590 | $1,210 | $620 |
| White River Junction, VT | $196,800 | $746 | $510 | $1,020 | $510 |
| Ira, VT | $220,400 | $783 | $560 | $1,080 | $520 |
| Middlebury, VT | $247,100 | $690 | $490 | $990 | $500 |
| Bridport, VT | $238,200 | $809 | $560 | $1,150 | $590 |
| Groton, VT | $136,000 | $619 | $450 | $870 | $420 |