Gavop tells you how to get the best homeowners insurance in Lawrenceburg, KY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $44,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $72,500 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $109,500 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $149,500 | $130,000 | $125,000-$150,000 |
| 5 Bedroom | $161,000 | $150,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $644 |
| Superior Protection Discount | -$78 | $698 |
| Fire & Security Discount | -$85 | $690 |
| Hail Resistant Roof Discount | -$23 | $752 |
| Newly Constructed Home Discount | -$202 | $574 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,392 |
| Hail Damage | $4,571 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $15,884 |
| Home Insurance Company Lawrenceburg, KY | Homeowners Insurance Agency Lawrenceburg, KY | Address | Popularity Score | Distance from Lawrenceburg (miles) |
|---|---|---|---|---|
| State Farm | Erika Hancock | 410 Kings Daughters Dr, Frankfort, KY, 40601-6533 | 9.0 | |
| State Farm | Tracy Haus | 11501 Main St, Louisville, KY, 40243-1315 | 38.9 | |
| Travelers | Stack Insurance Agency | 6009 Brownsboro Park Blvd Ste A, Louisville, KY, 40207 | 44.7 | |
| Allstate | Sean Shah | 800 E Main St, Frankfort, KY, 40601 | 12.2 | |
| State Farm | Brad Lacefield | 211 N Main St, Versailles, KY, 40383-1266 | 8.5 | |
| Allstate | Robert Hill | 3831 Ruckriegel Pkwy Ste 102, Louisville, KY, 40299 | 38.8 | |
| Liberty Mutual Independent | The Underwriters Group | 1700 Eastpoint Pkwy, Louisville, KY, 40223 | 37.7 | |
| Travelers | Michelle Lunsford Insurance | 9133 Fern Creek Road, Louisville, KY, 40291 | 39.6 | |
| Allstate | Van Tran | 4957 S 3rd St, Louisville, KY, 40214 | 49.2 | |
| State Farm | Bethany Hicks | 1050 Chinoe Rd Ste 100, Lexington, KY, 40502-6571 | 22.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $610 | $1,230 | $620 |
| Anderson County, KY | $138,600 | $776 | $560 | $1,080 | $520 |
| Lawrenceburg, KY | $138,300 | $775 | $550 | $1,100 | $550 |
| Salvisa-McAfee, KY | $160,000 | $987 | $720 | $1,390 | $670 |
| Georgetown, KY | $167,800 | $968 | $710 | $1,380 | $670 |
| Lexington-Fayette Northeast, KY | $197,700 | $1,081 | $770 | $1,550 | $780 |
| Bardstown, KY | $140,600 | $781 | $570 | $1,090 | $520 |
| Dividing Ridge, KY | $68,900 | $644 | $430 | $890 | $460 |
| Beechwood Village, KY | $241,400 | $1,178 | $790 | $1,630 | $840 |
| Glenview, KY | $706,800 | $2,932 | $1,960 | $4,080 | $2,120 |
| Mannsville, KY | $103,600 | $800 | $540 | $1,140 | $600 |
| Glencoe, KY | $75,000 | $674 | $460 | $960 | $500 |
| Parkway Village, KY | $154,400 | $971 | $710 | $1,370 | $660 |