Gavop shows you how to buy homeowners insurance in Oldham County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $33,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $87,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $104,500 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $178,500 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $277,000 | $240,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$155 | $881 |
| Superior Protection Discount | -$104 | $932 |
| Fire & Security Discount | -$73 | $963 |
| Hail Resistant Roof Discount | -$31 | $1,005 |
| Newly Constructed Home Discount | -$228 | $808 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Oldham County | $2,000 | $1,023 | $3,023 | $744 | $2,744 | $280 |
| Oldham County, TX | $700 | $1,023 | $1,723 | $744 | $1,444 | $280 |
| Vega, TX | $100 | $1,445 | $1,545 | $1,050 | $1,150 | $395 |
| Channing, TX | $700 | $1,330 | $2,030 | $966 | $1,666 | $363 |
| Nara Visa, NM | $300 | $537 | $837 | $391 | $691 | $147 |
| Deaf Smith County, TX | $2,000 | $1,027 | $3,027 | $746 | $2,746 | $281 |
| Hereford East, TX | $500 | $1,439 | $1,939 | $1,045 | $1,545 | $393 |
| Hartley, TX | $1,500 | $1,529 | $3,029 | $1,111 | $2,611 | $418 |
| Logan-Nara Visa, NM | $200 | $696 | $896 | $505 | $705 | $190 |
| Amarillo, TX | $1,000 | $1,436 | $2,436 | $1,044 | $2,044 | $392 |
| Moore County, TX | $400 | $957 | $1,357 | $695 | $1,095 | $261 |
| Randall County, TX | $1,000 | $1,382 | $2,382 | $1,004 | $2,004 | $378 |
| Home Insurance Company Oldham County, TX | Homeowners Insurance Agency Oldham County, TX | Address | Popularity Score | Distance from Oldham County (miles) |
|---|---|---|---|---|
| Farmers | Lacie White | 2001 4th Ave Ste 5, Canyon, TX, 79015 | 48.0 | |
| Farmers | Jessica Hunnicutt | 4600 W I 40 Ste 303, Amarillo, TX, 79106 | 42.6 | |
| Liberty Mutual Independent | Upshaw Insurance Agency Inc | 801 S Fillmore St Ste 300, Amarillo, TX, 79101 | 45.2 | |
| Allstate | Bill Mcdonald | 1724 S Western St, Amarillo, TX, 79106 | 42.8 | |
| Allstate | Matt Moles | 2815 S Georgia St, Amarillo, TX, 79109 | 44.0 | |
| State Farm | Kenny Dean | 1709 5th Ave, Canyon, TX, 79015-3834 | 47.9 | |
| State Farm | Jason Chafe | 1722 S Western St, Amarillo, TX, 79106-5927 | 42.8 | |
| State Farm | Shannon Brooks | 2001 S Washington St, Amarillo, TX, 79109-2414 | 44.7 | |
| State Farm | Brian Moore | 3333 S Coulter, Amarillo, TX, 79106-2727 | 41.3 | |
| State Farm | Brian Gibbs | 3318 S Georgia St Ste 2714, Amarillo, TX, 79109-3438 | 44.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Oldham County, TX | $87,000 | $1,036 | $680 | $1,600 | $920 |
| Oldham County, TX | $87,000 | $1,036 | $680 | $1,600 | $920 |
| Vega, TX | $88,200 | $1,463 | $970 | $2,250 | $1,280 |
| Channing, TX | $66,900 | $1,346 | $890 | $2,070 | $1,180 |
| Nara Visa, NM | $32,900 | $544 | $380 | $760 | $380 |
| Deaf Smith County, TX | $88,000 | $1,039 | $690 | $1,600 | $910 |
| Hereford East, TX | $86,800 | $1,456 | $960 | $2,240 | $1,280 |
| Hartley, TX | $106,500 | $1,548 | $1,020 | $2,380 | $1,360 |
| Logan-Nara Visa, NM | $87,300 | $704 | $470 | $990 | $520 |
| Amarillo, TX | $123,200 | $1,454 | $960 | $2,240 | $1,280 |
| Moore County, TX | $106,400 | $968 | $640 | $1,490 | $850 |
| Randall County, TX | $157,600 | $1,399 | $920 | $2,150 | $1,230 |