How Can I Make My Oldham County, TX Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Oldham County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Oldham County, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $33,000 $30,000 $25,000-$50,000
2 Bedroom $87,000 $80,000 $75,000-$100,000
3 Bedroom $104,500 $90,000 $100,000-$125,000
4 Bedroom $178,500 $150,000 $150,000-$175,000
5 Bedroom $277,000 $240,000 $250,000-$300,000

Choose the Best Oldham County, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 650-699 Credit Score $25 to 50,000 1 Pet, Smoker $390
Unemployed 500-549 Credit Score <$25,000 3 Pets, Smoker $250
Part Time Job 550-599 Credit Score $25 to 50,000 No Pets, Smoker $910

Choose the Right Deductible for your Oldham County, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $300 $650 $950 $540 $840 $110
Oldham County, TX $2,000 $350 $850 $300 $2,300 $-1,450
Oldham County, TX $700 $390 $890 $320 $1,020 $-130
Vega, TX $100 $430 $530 $360 $460 $70
Channing, TX $700 $400 $900 $340 $1,040 $-140
Nara Visa, NM $300 $270 $570 $230 $530 $40
Deaf Smith County, TX $2,000 $440 $940 $370 $2,370 $-1,430
Hereford East, TX $500 $420 $920 $360 $860 $60
Hartley, TX $1,500 $340 $840 $280 $1,780 $-940
Logan-Nara Visa, NM $200 $400 $600 $340 $540 $60
Amarillo, TX $1,000 $590 $1,090 $500 $1,500 $-410
Moore County, TX $400 $330 $730 $270 $670 $60
Randall County, TX $1,000 $660 $1,160 $550 $1,550 $-390

Identify Top Home Insurance Agents near Oldham County, TX | Back to Top

Home Insurance Company Oldham County, TX Homeowners Insurance Agency Oldham County, TX Address Popularity Score Distance from Oldham County (miles)
Farmers Lacie White 2001 4th Ave Ste 5, Canyon, TX, 79015
48.0
Farmers Jessica Hunnicutt 4600 W I 40 Ste 303, Amarillo, TX, 79106
42.6
Liberty Mutual Independent Upshaw Insurance Agency Inc 801 S Fillmore St Ste 300, Amarillo, TX, 79101
45.2
Allstate Bill Mcdonald 1724 S Western St, Amarillo, TX, 79106
42.8
Allstate Matt Moles 2815 S Georgia St, Amarillo, TX, 79109
44.0
State Farm Kenny Dean 1709 5th Ave, Canyon, TX, 79015-3834
47.9
State Farm Jason Chafe 1722 S Western St, Amarillo, TX, 79106-5927
42.8
State Farm Shannon Brooks 2001 S Washington St, Amarillo, TX, 79109-2414
44.7
State Farm Brian Moore 3333 S Coulter, Amarillo, TX, 79106-2727
41.3
State Farm Brian Gibbs 3318 S Georgia St Ste 2714, Amarillo, TX, 79109-3438
44.1

Compare Rates for Oldham County, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $550 $360 $850 $490
Oldham County, TX $81,200 $380 $250 $590 $340
Oldham County, TX $81,200 $330 $220 $510 $290
Vega, TX $83,000 $440 $290 $680 $390
Channing, TX $87,300 $460 $300 $710 $410
Nara Visa, NM $57,500 $300 $200 $420 $220
Deaf Smith County, TX $81,400 $380 $250 $590 $340
Hereford East, TX $80,700 $360 $240 $550 $310
Hartley, TX $93,300 $480 $320 $740 $420
Logan-Nara Visa, NM $97,700 $470 $310 $660 $350
Amarillo, TX $111,300 $610 $400 $940 $540
Moore County, TX $84,200 $450 $300 $690 $390
Randall County, TX $137,600 $740 $490 $1,140 $650