Gavop's guide to buying homeowners insurance in Decatur, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Decatur, GA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Oak Ln, Clairmont Ave, Buchanan Ter, Glenn St, Dorothy Dr, Ridgewood Dr NE, Zoar Ave, E Pharr Rd NE, E Hill St, Spring St | $318,000 | $290,000 | $350,000-$400,000 | $160,500 | $150,000 | $175,000-$200,000 |
| Derrydown Way, Clairmont Ave, The by Way NE, Lullwater Rd, Creekwood Ter, Fayetteville Rd, Ridgecrest Rd NE, Talley St, Chevelle Ln, Grove Pl | $265,500 | $250,000 | $250,000-$300,000 | $178,500 | $160,000 | $175,000-$200,000 |
| Charlesgate Ave, S Columbia Dr, Eliza St, Bridlewood Cir, Marshall St, Westchester Dr, Greenwood Ave, W Howard Ave, Livingston Pl, Upland Rd | $451,500 | $370,000 | $400,000-$500,000 | $273,000 | $230,000 | $250,000-$300,000 |
| Chewning Way, E Tupelo St SE, Fairfield St, Bryan Pl, Paloma St, E Lake Dr, Geneva St, Glenlake Commons Dr, Feld Ave, Charter Sq | $215,500 | $180,000 | $175,000-$200,000 | $143,000 | $130,000 | $125,000-$150,000 |
| Maxwell St, Dekalb Industrial Way, Katie Kerr Dr, Adair St, Jackson Way, Emory Rd NE, Winn Ct, College Pl, Heatherdown Rd, Artwood Rd NE | $428,000 | $360,000 | $350,000-$400,000 | $317,000 | $280,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$78 | $899 |
| Home and Two Car | -$166 | $811 |
| Home and Three Car | -$244 | $733 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| DeKalb County | $1,000 | $983 | $1,983 | $714 | $1,714 | $269 |
| Decatur, GA | $1,000 | $966 | $1,966 | $702 | $1,702 | $264 |
| Bill Arp, GA | $300 | $807 | $1,107 | $586 | $886 | $220 |
| Spalding County, GA | $1,000 | $779 | $1,779 | $566 | $1,566 | $213 |
| Silver City, GA | $500 | $868 | $1,368 | $631 | $1,131 | $237 |
| Rover, GA | $1,000 | $721 | $1,721 | $524 | $1,524 | $197 |
| Newnan, GA | $400 | $1,030 | $1,430 | $749 | $1,149 | $281 |
| Newborn, GA | $1,500 | $608 | $2,108 | $442 | $1,942 | $166 |
| Talmo, GA | $200 | $957 | $1,157 | $696 | $896 | $262 |
| Milner, GA | $2,500 | $764 | $3,264 | $555 | $3,055 | $209 |
| Dawson County, GA | $500 | $804 | $1,304 | $585 | $1,085 | $220 |
| Madison, GA | $700 | $851 | $1,551 | $619 | $1,319 | $233 |
| Home Insurance Company Decatur, GA | Homeowners Insurance Agency Decatur, GA | Address | Popularity Score | Distance from Decatur (miles) |
|---|---|---|---|---|
| State Farm | Cedric Taylor | 311 14th St Nw Ste A, Atlanta, GA, 30318-5305 | 5.8 | |
| State Farm | Nicole Williams | 857 Collier Rd Nw Ste 5a, Atlanta, GA, 30318-2544 | 7.2 | |
| Travelers | Abbey Insurance Services | 3545 Memorial Drive Belvedere Plaza, Decatur, GA, 30032 | 2.1 | |
| Travelers | Securerisk | 2009 Montreal Rd, Tucker, GA, 30084 | 5.4 | |
| State Farm | Mark Pritchard | 3280 Howell Mill Rd Nw Ste 107, Atlanta, GA, 30327-4107 | 9.0 | |
| State Farm | Quentin Franklin | 587 Virgi Ave Ne Ste 3a, Atlanta, GA, 30306-3688 | 3.3 | |
| Allstate | Sheneake Glover | 2900 White Blvd Ste A, Decatur, GA, 30033 | 3.2 | |
| State Farm | Willard Murphy | 3867 Roswell Rd Ne Ste 101, Atlanta, GA, 30342-4452 | 7.7 | |
| Travelers | Tara Financial Group Inc | 191 N Main St, Jonesboro, GA, 30236 | 17.2 | |
| Allstate | Glen Brown | 315 W Ponce D L Ave Ste 754, Decatur, GA, 30030 | 0.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $690 | $1,410 | $720 |
| DeKalb County, GA | $176,000 | $995 | $710 | $1,410 | $700 |
| Decatur, GA | $418,700 | $978 | $690 | $1,350 | $660 |
| Bill Arp, GA | $147,700 | $816 | $560 | $1,120 | $560 |
| Spalding County, GA | $112,400 | $789 | $540 | $1,090 | $550 |
| Silver City, GA | $241,100 | $879 | $590 | $1,200 | $610 |
| Rover, GA | $123,600 | $730 | $500 | $1,040 | $540 |
| Newnan, GA | $193,200 | $1,043 | $740 | $1,450 | $710 |
| Newborn, GA | $78,800 | $615 | $450 | $850 | $400 |
| Talmo, GA | $146,900 | $969 | $690 | $1,370 | $680 |
| Milner, GA | $135,000 | $773 | $530 | $1,060 | $530 |
| Dawson County, GA | $202,300 | $814 | $550 | $1,120 | $570 |
| Madison, GA | $230,200 | $862 | $620 | $1,230 | $610 |