Gavop shows you how to buy homeowners insurance in Scottsburg, IN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $38,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $58,000 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $89,000 | $70,000 | $75,000-$100,000 |
| 4 Bedroom | $155,000 | $130,000 | $125,000-$150,000 |
| 5 Bedroom | $230,500 | $200,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $564 |
| Superior Protection Discount | -$69 | $619 |
| Fire & Security Discount | -$55 | $633 |
| Hail Resistant Roof Discount | -$14 | $674 |
| Newly Constructed Home Discount | -$165 | $523 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Scott County | $2,500 | $685 | $3,185 | $497 | $2,997 | $187 |
| Scottsburg, IN | $1,500 | $680 | $2,180 | $494 | $1,994 | $186 |
| Campbellsburg, IN | $400 | $596 | $996 | $433 | $833 | $163 |
| New Albany, IN | $2,000 | $817 | $2,817 | $593 | $2,593 | $223 |
| Owen, IN | $100 | $854 | $954 | $620 | $720 | $233 |
| Butlerville, IN | $1,500 | $599 | $2,099 | $435 | $1,935 | $164 |
| Manor Creek, KY | $300 | $1,218 | $1,518 | $885 | $1,185 | $333 |
| Bellemeade, KY | $2,500 | $1,142 | $3,642 | $830 | $3,330 | $312 |
| Northwest, IN | $200 | $680 | $880 | $494 | $694 | $186 |
| Williams, IN | $1,000 | $752 | $1,752 | $546 | $1,546 | $205 |
| Ohio County, IN | $100 | $731 | $831 | $531 | $631 | $200 |
| Christianburg, KY | $1,500 | $976 | $2,476 | $709 | $2,209 | $267 |
| Home Insurance Company Scottsburg, IN | Homeowners Insurance Agency Scottsburg, IN | Address | Popularity Score | Distance from Scottsburg (miles) |
|---|---|---|---|---|
| Travelers | Knapp Miller Brown Insurance Services Inc | 8 Public Square, Salem, IN, 47167 | 18.1 | |
| Erie | Edinburgh Insurance Agency | 15430 N Us Highway 31, Edinburgh, IN, 46124 | 46.2 | |
| State Farm | Ron Haendiges | 106 Jackson St, Salem, IN, 47167-1032 | 18.2 | |
| Travelers | Stout Williams Burke Insurance Agency Inc | 1201 Williar Ave , Corydon, IN, 47112 | 37.6 | |
| Farmers | Billie Jackson | 306 Ohio St, Vevay, IN, 47043 | 39.2 | |
| Travelers | Dan Ellis Insurance Agency | 717-B Lincoln Ave, Bedford, IN, 47421 | 40.2 | |
| Erie | Anderson Insurance Inc. | 2520 California Street Suite H, Columbus, IN, 47201 | 37.7 | |
| State Farm | Gil Palmer | 4080 25th St, Columbus, IN, 47203-3161 | 37.4 | |
| State Farm | Don Compton | 1401 Veterans Pkwy Ste 900, Clarksville, IN, 47129-8733 | 24.7 | |
| State Farm | Gary Thompson | 112 E 2nd St, Seymour, IN, 47274-1630 | 19.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $580 | $1,160 | $580 |
| Scott County, IN | $98,800 | $693 | $460 | $960 | $500 |
| Scottsburg, IN | $97,200 | $688 | $500 | $950 | $450 |
| Campbellsburg, IN | $64,100 | $603 | $440 | $830 | $390 |
| New Albany, IN | $131,900 | $826 | $600 | $1,150 | $550 |
| Owen, IN | $136,200 | $864 | $610 | $1,180 | $570 |
| Butlerville, IN | $64,700 | $606 | $410 | $830 | $420 |
| Manor Creek, KY | $266,300 | $1,233 | $850 | $1,750 | $900 |
| Bellemeade, KY | $231,400 | $1,156 | $790 | $1,600 | $810 |
| Northwest, IN | $83,800 | $688 | $470 | $980 | $510 |
| Williams, IN | $103,300 | $761 | $540 | $1,080 | $540 |
| Ohio County, IN | $142,400 | $740 | $540 | $1,020 | $480 |
| Christianburg, KY | $160,300 | $988 | $670 | $1,360 | $690 |