Gavop's guide to buying homeowners insurance in Blairsville, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $29,500 | $20,000 | $25,000-$50,000 |
| 2 Bedroom | $63,000 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $73,000 | $60,000 | $75,000-$100,000 |
| 4 Bedroom | $91,500 | $80,000 | $100,000-$125,000 |
| 5 Bedroom | $152,500 | $130,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$66 | $762 |
| Home and Two Car | -$133 | $696 |
| Home and Three Car | -$199 | $629 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Williamson County | $1,500 | $643 | $2,143 | $467 | $1,967 | $176 |
| Blairsville, IL | $1,000 | $818 | $1,818 | $595 | $1,595 | $224 |
| Cave, IL | $400 | $579 | $979 | $421 | $821 | $158 |
| Blissville, IL | $500 | $802 | $1,302 | $583 | $1,083 | $219 |
| Long Branch, IL | $1,000 | $914 | $1,914 | $664 | $1,664 | $250 |
| Casner, IL | $500 | $665 | $1,165 | $483 | $983 | $182 |
| Coulterville, IL | $2,500 | $571 | $3,071 | $415 | $2,915 | $156 |
| Golconda No. 1, IL | $100 | $725 | $825 | $527 | $627 | $198 |
| Indian Creek, IL | $700 | $526 | $1,226 | $382 | $1,082 | $144 |
| Home Insurance Company Blairsville, IL | Homeowners Insurance Agency Blairsville, IL | Address | Popularity Score | Distance from Blairsville (miles) |
|---|---|---|---|---|
| State Farm | Guy Dimaggio | 129 S Division St, Carterville, IL, 62918-1358 | 4.0 | |
| Allstate | Jdc Insurance Group | 8 Eastwood Ln, Centralia, IL, 62801 | 46.3 | |
| Liberty Mutual Independent | Oliver & Associates Inc | 2250 N Reed Station Pkwy, Carbondale, IL, 62901 | 6.5 | |
| Farmers | Brian Winters | 1011 Chestnut St, Murphysboro, IL, 62966 | 13.8 | |
| State Farm | Paul Lawrence | 305 E Broadway Blvd, Johnston City, IL, 62951-1606 | 9.1 | |
| State Farm | Jack Graham | 426 W Broadway, Centralia, IL, 62801-3112 | 49.2 | |
| Travelers | Diederich Insurance Agency Llc | 506 W Main, Carbondale, IL, 62901 | 9.5 | |
| Farmers | Larry Uselton | 289 N Lincoln Blvd W, Shawneetown, IL, 62984 | 50.0 | |
| State Farm | Hugh Frailey | 1001 N Main St, Benton, IL, 62812-1021 | 16.1 | |
| State Farm | Paul Gentry | 1420 State St, Chester, IL, 62233-1312 | 40.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $570 | $1,200 | $630 |
| Williamson County, IL | $106,400 | $651 | $440 | $900 | $460 |
| Blairsville, IL | $82,000 | $828 | $590 | $1,150 | $560 |
| Cave, IL | $82,200 | $586 | $400 | $810 | $410 |
| Blissville, IL | $160,500 | $812 | $580 | $1,130 | $550 |
| Long Branch, IL | $225,000 | $925 | $660 | $1,310 | $650 |
| Casner, IL | $107,100 | $673 | $460 | $950 | $490 |
| Coulterville, IL | $80,200 | $578 | $390 | $810 | $420 |
| Golconda No. 1, IL | $128,100 | $734 | $520 | $1,050 | $530 |
| Indian Creek, IL | $68,800 | $532 | $360 | $750 | $390 |