Gavop tells you how to get the best homeowners insurance in Van Buren County, IA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $38,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $112,000 | $100,000 | $75,000-$100,000 |
| 3 Bedroom | $141,500 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $189,000 | $160,000 | $200,000-$250,000 |
| 5 Bedroom | $110,500 | $100,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$93 | $489 |
| Superior Protection Discount | -$52 | $530 |
| Fire & Security Discount | -$64 | $518 |
| Hail Resistant Roof Discount | -$17 | $565 |
| Newly Constructed Home Discount | -$122 | $460 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Van Buren County | $1,500 | $575 | $2,075 | $418 | $1,918 | $157 |
| Van Buren County, IA | $2,500 | $575 | $3,075 | $418 | $2,918 | $157 |
| Henry County, IA | $500 | $671 | $1,171 | $487 | $987 | $183 |
| St. Francisville, MO | $1,000 | $854 | $1,854 | $620 | $1,620 | $233 |
| Middletown, IA | $500 | $722 | $1,222 | $525 | $1,025 | $197 |
| Harper, IA | $2,500 | $524 | $3,024 | $381 | $2,881 | $143 |
| Exline, IA | $700 | $522 | $1,222 | $379 | $1,079 | $143 |
| Rose Hill, IA | $300 | $436 | $736 | $317 | $617 | $119 |
| Kinross, IA | $1,000 | $535 | $1,535 | $388 | $1,388 | $146 |
| South English, IA | $200 | $477 | $677 | $347 | $547 | $130 |
| Pilot Grove, IL | $2,500 | $588 | $3,088 | $427 | $2,927 | $161 |
| Home Insurance Company Van Buren County, IA | Homeowners Insurance Agency Van Buren County, IA | Address | Popularity Score | Distance from Van Buren County (miles) |
|---|---|---|---|---|
| State Farm | Shawn Mccarty | 604 W Burlington Ave, Fairfield, IA, 52556-3247 | 17.5 | |
| Travelers | Two Rivers Insurance Services | 214 N Main St, Burlington, IA, 52601 | 44.8 | |
| State Farm | Larry Bettis | 303 W Jackson St, Centerville, IA, 52544-1733 | 48.5 | |
| Farmers | Lori Mason | 112 N Court St, Ottumwa, IA, 52501 | 30.2 | |
| State Farm | Ric Mccurren | 54 W Burlington Ave, Fairfield, IA, 52556-3207 | 17.4 | |
| Allstate | David Weilbrenner | 425 W 2nd St, Ottumwa, IA, 52501 | 30.5 | |
| State Farm | Rodger Redden | 120 E Washington St, Sigourney, IA, 52591-1445 | 42.1 | |
| State Farm | Jim Chapman | 3 Benton Ave E, Albia, IA, 52531-2032 | 48.6 | |
| State Farm | Dave Stanbary | 3115a Agency St, Burlington, IA, 52601-1908 | 43.1 | |
| Travelers | Cook Insurance | 304 N 12th St, Centerville, IA, 52544 | 48.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $560 | $1,190 | $630 |
| Van Buren County, IA | $82,700 | $582 | $420 | $830 | $410 |
| Van Buren County, IA | $82,700 | $582 | $400 | $830 | $430 |
| Henry County, IA | $107,900 | $679 | $460 | $970 | $510 |
| St. Francisville, MO | $78,000 | $864 | $620 | $1,190 | $570 |
| Middletown, IA | $108,300 | $731 | $530 | $1,000 | $470 |
| Harper, IA | $63,000 | $530 | $370 | $760 | $390 |
| Exline, IA | $62,500 | $528 | $390 | $760 | $370 |
| Rose Hill, IA | $46,700 | $441 | $310 | $600 | $290 |
| Kinross, IA | $65,000 | $541 | $370 | $740 | $370 |
| South English, IA | $54,100 | $483 | $330 | $670 | $340 |
| Pilot Grove, IL | $84,500 | $595 | $430 | $850 | $420 |