Gavop's guide to buying homeowners insurance in Wahkiakum County, WA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $56,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $149,000 | $140,000 | $125,000-$150,000 |
| 3 Bedroom | $223,500 | $190,000 | $200,000-$250,000 |
| 4 Bedroom | $320,500 | $260,000 | $300,000-$350,000 |
| 5 Bedroom | $431,000 | $350,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$92 | $562 |
| Superior Protection Discount | -$59 | $595 |
| Fire & Security Discount | -$52 | $601 |
| Hail Resistant Roof Discount | -$13 | $641 |
| Newly Constructed Home Discount | -$137 | $516 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wahkiakum County | $1,000 | $646 | $1,646 | $469 | $1,469 | $177 |
| Wahkiakum County, WA | $1,000 | $646 | $1,646 | $469 | $1,469 | $177 |
| Westport, OR | $100 | $436 | $536 | $317 | $417 | $119 |
| Knappa-Brownsmead, OR | $2,000 | $587 | $2,587 | $426 | $2,426 | $160 |
| Winlock-Pe Ell, WA | $100 | $709 | $809 | $516 | $616 | $194 |
| Willapa Valley, WA | $700 | $676 | $1,376 | $491 | $1,191 | $185 |
| Rose Valley, WA | $400 | $644 | $1,044 | $468 | $868 | $176 |
| Kalama, WA | $700 | $671 | $1,371 | $487 | $1,187 | $183 |
| Cowlitz County, WA | $400 | $653 | $1,053 | $474 | $874 | $178 |
| Logan Hill, WA | $2,000 | $733 | $2,733 | $533 | $2,533 | $200 |
| North River, WA | $200 | $647 | $847 | $470 | $670 | $177 |
| Banks, OR | $1,500 | $642 | $2,142 | $467 | $1,967 | $176 |
| Home Insurance Company Wahkiakum County, WA | Homeowners Insurance Agency Wahkiakum County, WA | Address | Popularity Score | Distance from Wahkiakum County (miles) |
|---|---|---|---|---|
| Farmers | Amanda Knight | 219 Davidson Ave, Woodland, WA, 98674 | 42.4 | |
| State Farm | Bob Beal | 829 11th Ave, Longview, WA, 98632-2463 | 26.1 | |
| Farmers | Linda Barth | 325 E Sr 4, Cathlamet, WA, 98612 | 7.4 | |
| Allstate | Deanne Putman | 605 W Main St Ste 1, Centralia, WA, 98531 | 36.6 | |
| Farmers | Randy Walker | 1339 Commerce Ave Ste 106, Longview, WA, 98632 | 25.9 | |
| Liberty Mutual Independent | Fournier Group | 111 Pacific Ave N, Kelso, WA, 98626 | 26.7 | |
| Travelers | Schrader & Morrison Financial Llc | 339a Davidson Ave, Woodland, WA, 98674 | 42.3 | |
| Farmers | James Prato | 19941 Old Highway 99 Sw, Rochester, WA, 98579 | 40.0 | |
| State Farm | James Mcphee | 7509 S 5th St Ste 113a, Ridgefield, WA, 98642-7157 | 49.2 | |
| Farmers | Monica Dailey | 1014 Nw State Ave, Chehalis, WA, 98532 | 33.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $590 | $1,150 | $560 |
| Wahkiakum County, WA | $202,600 | $654 | $470 | $900 | $430 |
| Wahkiakum County, WA | $202,600 | $654 | $440 | $910 | $470 |
| Westport, OR | $104,200 | $441 | $320 | $610 | $290 |
| Knappa-Brownsmead, OR | $207,300 | $594 | $410 | $810 | $400 |
| Winlock-Pe Ell, WA | $213,600 | $718 | $480 | $1,020 | $540 |
| Willapa Valley, WA | $188,500 | $684 | $460 | $980 | $520 |
| Rose Valley, WA | $260,600 | $652 | $440 | $900 | $460 |
| Kalama, WA | $223,500 | $679 | $460 | $940 | $480 |
| Cowlitz County, WA | $186,600 | $661 | $480 | $910 | $430 |
| Logan Hill, WA | $232,700 | $742 | $530 | $1,030 | $500 |
| North River, WA | $169,300 | $655 | $450 | $940 | $490 |
| Banks, OR | $256,600 | $650 | $440 | $920 | $480 |