How Can I Make My Oklahoma City, OK Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Oklahoma City, OK by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Oklahoma City, OK Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $54,000 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $104,000 | $100,000 | $75,000-$100,000 |
| 3 Bedroom | $239,000 | $210,000 | $200,000-$250,000 |
| 4 Bedroom | $242,000 | $200,000 | $200,000-$250,000 |
| 5 Bedroom | $321,000 | $280,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in Oklahoma City, OK | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$142 | $803 |
| Superior Protection Discount | -$94 | $850 |
| Fire & Security Discount | -$94 | $850 |
| Hail Resistant Roof Discount | -$28 | $916 |
| Newly Constructed Home Discount | -$198 | $746 |
Choose the Right Deductible for your Oklahoma City, OK Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Oklahoma County | $2,500 | $1,435 | $3,935 | $1,043 | $3,543 | $392 |
| Oklahoma City, OK | $2,000 | $933 | $2,933 | $678 | $2,678 | $255 |
| Midwest City, OK | $500 | $1,214 | $1,714 | $882 | $1,382 | $332 |
| Washington, OK | $100 | $1,728 | $1,828 | $1,256 | $1,356 | $472 |
| Pottawatomie County, OK | $2,000 | $1,203 | $3,203 | $874 | $2,874 | $329 |
| Grady County, OK | $300 | $1,265 | $1,565 | $920 | $1,220 | $346 |
| Wayne, OK | $2,500 | $1,068 | $3,568 | $776 | $3,276 | $292 |
| Northwest Lincoln, OK | $400 | $1,280 | $1,680 | $931 | $1,331 | $350 |
| Norge, OK | $1,500 | $712 | $2,212 | $518 | $2,018 | $195 |
| Asher, OK | $500 | $835 | $1,335 | $607 | $1,107 | $228 |
| Lindsay, OK | $1,000 | $1,177 | $2,177 | $855 | $1,855 | $322 |
Identify Top Home Insurance Agents near Oklahoma City, OK | Back to Top
| Home Insurance Company Oklahoma City, OK | Homeowners Insurance Agency Oklahoma City, OK | Address | Popularity Score | Distance from Oklahoma City (miles) |
|---|---|---|---|---|
| State Farm | Ann Smith | 3705 N Meridian Ave, Oklahoma City, OK, 73112-2817 | 5.7 | |
| Travelers | Howell-Stone Insurance | 3500 S Broadway, Edmond, OK, 73013 | 10.9 | |
| State Farm | Leslie Blair | 5801 W Britton Rd Ste C, Oklahoma City, OK, 73132-2404 | 9.0 | |
| State Farm | Kenneth James | 4312 N Classen Blvd, Oklahoma City, OK, 73118-5032 | 3.5 | |
| Travelers | Financial Risk Solutions Llc | 9658 N May Ste 100, Oklahoma City, OK, 73120 | 7.7 | |
| Allstate | Julianna Patricia Hernandez | 4401 N Macarthur Blvd Ste C, Warr Acres, OK, 73122 | 6.9 | |
| State Farm | Ken Whitt | 4430 Nw 50th St, Oklahoma City, OK, 73112-2298 | 6.2 | |
| Farmers | Harold Gonzalez | 2128 Sw 29th St, Oklahoma City, OK, 73119 | 3.0 | |
| State Farm | Ted Withrow | 3508 N Rockwell Avenue, Bethany, OK, 73008-3962 | 7.5 | |
| State Farm | Terry Amacher | 6405 N Meridian Ave, Oklahoma City, OK, 73116 | 6.9 |
Compare Rates for Oklahoma City, OK Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,090 | $2,070 | $980 |
| Oklahoma County, OK | $142,700 | $1,453 | $990 | $2,020 | $1,030 |
| Oklahoma City, OK | $148,500 | $944 | $680 | $1,310 | $630 |
| Midwest City, OK | $104,400 | $1,229 | $840 | $1,730 | $890 |
| Washington, OK | $162,000 | $1,749 | $1,240 | $2,480 | $1,240 |
| Pottawatomie County, OK | $108,400 | $1,218 | $840 | $1,680 | $840 |
| Grady County, OK | $117,200 | $1,281 | $870 | $1,810 | $940 |
| Wayne, OK | $76,200 | $1,081 | $780 | $1,480 | $700 |
| Northwest Lincoln, OK | $101,400 | $1,296 | $880 | $1,800 | $920 |
| Norge, OK | $37,900 | $721 | $500 | $1,020 | $520 |
| Asher, OK | $50,600 | $845 | $610 | $1,200 | $590 |
| Lindsay, OK | $88,900 | $1,191 | $870 | $1,630 | $760 |
Research Home Insurance Companies Reviews in Oklahoma City, OK Before Buying | Back to Top
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Farm Bureau Home Insurance Reviews
Date: December 24, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: December 12, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: December 04, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: November 01, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: October 04, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: October 02, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: September 17, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 05, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: August 31, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 21, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: August 08, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 02, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: May 06, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: January 17, 2018 Age: Above 60 Gender: Female Marital Status: Married
Allstate Home Insurance Reviews
Date: September 18, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 18, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 12, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: August 31, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: August 25, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 17, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: August 15, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: August 10, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Date: July 27, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: May 03, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Nationwide Home Insurance Reviews
Date: November 16, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: September 19, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 05, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: August 30, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: February 12, 2018 Age: Above 60 Gender: Male Marital Status: Married
Date: November 18, 2017 Age: 40 to 49 Gender: Male Marital Status: Married
Farmer's Insurance Home Insurance Reviews
Date: October 04, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: October 03, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: August 07, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: May 09, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Blue Cross Blue Shield Home Insurance Reviews
Date: December 31, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Travelers Home Insurance Reviews
Date: February 05, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
State Farm Home Insurance Reviews
Date: April 05, 2019 Age: 40 to 49 Gender: Male Marital Status: Married