How Can I Make My Stamford, CT Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Stamford, CT by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Stamford, CT Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $125,500 $100,000 $125,000-$150,000
2 Bedroom $251,000 $220,000 $250,000-$300,000
3 Bedroom $442,500 $410,000 $500,000-$600,000
4 Bedroom $492,500 $420,000 $400,000-$500,000
5 Bedroom $385,500 $350,000 $350,000-$400,000

Estimate your Savings with Home Insurance Discounts in Stamford, CT | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$207 $1,174
Superior Protection Discount -$138 $1,243
Fire & Security Discount -$138 $1,243
Hail Resistant Roof Discount -$28 $1,353
Newly Constructed Home Discount -$276 $1,105

Choose your Stamford, CT Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,914
Physical Damage $2,319
Hail Damage $4,571
Wind Damage $6,687
Expensive Claims
Fire $43,782
Smoke $17,054

Identify Top Home Insurance Agents near Stamford, CT | Back to Top

Home Insurance Company Stamford, CT Homeowners Insurance Agency Stamford, CT Address Popularity Score Distance from Stamford (miles)
Liberty Mutual Independent John M Glover Agency 29 Haviland St, Norwalk, CT, 6854
6.9
State Farm Frank Fraulo 115 Main St, Norwalk, CT, 06851-4616
7.4
Travelers Nebco Insurance Services Llc 5 Greenwich Office Park, Greenwich, CT, 6831
6.8
Travelers Hagendoorn & Emond Insurance Inc 1011 High Ridge Rd, Stamford, CT, 6905
1.8
Allstate Suzanne Malloy Zaleski 104 East Ave, Norwalk, CT, 6851
7.6
State Farm Brennan Purdy 211 Greenwood Ave Ste 14, Bethel, CT, 06801-2131
21.2
State Farm George Boyce 117 Broad St, Stamford, CT, 06901-2797
1.8
State Farm Kevin Tabet 111 High Ridge Rd, Stamford, CT, 06905-3813
0.4
Travelers A Maffucci & Son Insurance Agency 25 Crescent St, Stamford, CT, 6906
1.6
Nationwide John T. Lana 1259 S Broad St, Wallingford, CT, 06492-1737
48.3

Compare Rates for Stamford, CT Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Connecticut $270,100 $1,253 $910 $1,720 $810
Fairfield County, CT $417,800 $1,379 $1,010 $1,890 $880
Stamford, CT $516,000 $1,381 $940 $1,960 $1,020
Huntington Bay, NY $1,091,500 $1,027 $750 $1,430 $680
Montrose, NY $359,700 $1,550 $1,040 $2,190 $1,150
New Square, NY $338,200 $1,418 $1,020 $2,010 $990
North Bay Shore, NY $288,300 $1,140 $760 $1,620 $860
Patterson, NY $322,100 $941 $630 $1,330 $700
Bay Shore, NY $323,000 $945 $650 $1,350 $700
Yaphank, NY $310,800 $896 $640 $1,230 $590
Calverton, NY $222,000 $710 $480 $970 $490
Dutchess County, NY $275,200 $999 $730 $1,420 $690
Highland, NY $220,800 $706 $470 $990 $520

Research Home Insurance Companies Reviews in Stamford, CT Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: October 19, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
The customer service is always good whenever I have to speak with them. I never typically have to contact them often because thankfully, I don't have a lot of issues on my house.

Date: September 19, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
Ours is great. Again the price is very reasonable. We wouldn't change anything about them. Everything is always covered and there is always someone there to answer any questions we have.

Date: March 30, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
In this company i will say quiet good for the policies they offered,since comparing to the other companies their policies are just below.But not that bad.


Date: November 11, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Website/App
The app is very fast and never really locks up. Quick and efficent, direct and to the point of usage.

Date: October 01, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Policy Offerings
I have full replacement coverage on contents and the dwelling, meaning that my home will be rebuilt and my possessions replaced without allowing for age or depreciation.


Date: September 22, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
It is not as intuitive as I would like. It's hard to navigate as well. On the other hand, it's easy to find my policy information.

Date: September 19, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
They are very attentive. It is always easy to get through by phone and chat, and they respond quickly to emails.

Date: September 04, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Website/App
I like it for the ease it has when making payments from wherever I am, the bad thing is that it is complicated to manage this application

Date: September 03, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
It is competitive with other companies. We will see what happens -- if they raise my rates -- when the policy comes up for renewal next year.

Date: August 21, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
I like that although the delay in solving the problems, they are quite effective, that overcomes their delays, that when solving the problems there is no need to call or report again

Date: August 11, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Communication
Sometimes it is expensive to get in touch through emails or through the contact service on your website, but by phone, if it is a little faster contact them

Date: June 07, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
I think it's a little high for the type of coverage they give, sometimes they delay in terms of reports and corrections of breakdowns

Date: May 14, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
fire, vehicle accident, problems with electricity and water leakage, ventilation and heating system, propane system, Internet cable, moisture problems and water filtration in walls or floors


Date: November 26, 2017    Age: Above 60    Gender: Male    Marital Status: Married

Communication
Like all companies, they send me too much information, bombard me with other coverage options and generally pester me to get more business out of me.

Allstate Home Insurance Reviews

Date: July 12, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
Talking with a representative over the phone proved helpful; however, there was an increase in my rates without an attempt to contact or explain to me why.

Date: September 20, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
I really have only dealt with them a few times but they have always been helpful and always american which is a huge bonus in my opinion

Date: August 11, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
really allstate ends up being a lot cheaper than some of the known cheapies so i would say that they come in very reasonable compared to some others

Date: August 05, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Website/App
so far I have only used the website a few times but it has been satisfactory to my liking and I would gladly use it again going forward

Date: May 11, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
Basically my entire house is covered and that includes everything inside and on the outside like in my driveway etc..


Date: November 18, 2017    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
I think the communication has been really good they always call me back and are always super helpful when I have questions or concerns

AAA Home Insurance Reviews

Date: October 04, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
I FIND IT FAIR AND AFFORDABLE. THEY HAVE A GOOD DEAL TO THE CUSTOMERS.

Date: August 21, 2019    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Customer Service
I have found AAA to be a fine company to have insurance with.Their representatives explain things in plain English and do not attempt to oversell you.

Date: June 11, 2019    Age: 30 to 39    Gender: Unmarried    Marital Status: Female

Customer Service
ALWAYS HELPFUL, 24 HOUR SELF SERVICE NUMBERS. I ALSO HAVE DIRECT CONTACT WITH A REPRESENTIVE VIA EMAIL THAT RESPONDS QUICKLY.

Date: February 26, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
My home insurance policy offerings with AAA are relatively the same as other insurance companies. They offer general coverage of the common things that might happen to your home, but nothing extreme sadly.


Date: November 22, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
The rating is 5. AAA's customer service is exemplary. They are courteous and professional whenever I have called them. And one in-person appointment that I had was very pleasant and I took care of business in a fast, easy fashion.

Progressive Home Insurance Reviews

Date: March 02, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I have not had any problems with the customer service of my company. They answer when I call and I have not had to be on the phone for a long time.

Date: January 12, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
I have not had any other insurance providers for my home, but my company gave the best quote so I suppose in comparson to other companies mine had the best pricing.


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