Gavop shows you how to buy homeowners insurance in Union County, MS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $40,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $78,500 | $60,000 | $75,000-$100,000 |
| 3 Bedroom | $162,500 | $140,000 | $175,000-$200,000 |
| 4 Bedroom | $196,000 | $170,000 | $150,000-$175,000 |
| 5 Bedroom | $287,000 | $240,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $749 |
| Superior Protection Discount | -$79 | $802 |
| Fire & Security Discount | -$62 | $819 |
| Hail Resistant Roof Discount | -$18 | $864 |
| Newly Constructed Home Discount | -$220 | $661 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Union County | $1,000 | $871 | $1,871 | $633 | $1,633 | $238 |
| Union County, MS | $2,500 | $871 | $3,371 | $633 | $3,133 | $238 |
| Tippah County, MS | $400 | $833 | $1,233 | $606 | $1,006 | $228 |
| Toccopola, MS | $1,500 | $806 | $2,306 | $586 | $2,086 | $220 |
| Algoma, MS | $500 | $1,007 | $1,507 | $732 | $1,232 | $275 |
| Lee County, MS | $1,000 | $1,156 | $2,156 | $840 | $1,840 | $316 |
| Mooreville, MS | $100 | $1,286 | $1,386 | $935 | $1,035 | $352 |
| Nettleton, MS | $700 | $989 | $1,689 | $719 | $1,419 | $270 |
| Smithville, MS | $300 | $944 | $1,244 | $686 | $986 | $258 |
| Derma, MS | $1,500 | $773 | $2,273 | $561 | $2,061 | $211 |
| Byhalia, MS | $100 | $1,143 | $1,243 | $831 | $931 | $312 |
| Eastview, TN | $1,500 | $799 | $2,299 | $581 | $2,081 | $218 |
| Home Insurance Company Union County, MS | Homeowners Insurance Agency Union County, MS | Address | Popularity Score | Distance from Union County (miles) |
|---|---|---|---|---|
| Allstate | Oquien Bradley | 960 Barnes Crossing Rd, Tupelo, MS, 38804 | 20.8 | |
| Nationwide | Van A Wallace | 503 W College St, Booneville, MS, 38829 | 27.4 | |
| State Farm | Jimmy Carr | 2627a West Oxford Loop, Oxford, MS, 38655-5442 | 33.6 | |
| State Farm | Lonnie Harris | 101 Access Rd, Fulton, MS, 38843-8419 | 38.1 | |
| Travelers | Ridgecrest Insurance | 274 West Oxford Street, Pontotoc, MS, 38863 | 16.3 | |
| Allstate | Justin Roberts | 115 State Highway 15 S, New Albany, MS, 38652 | 0.6 | |
| State Farm | J B Darnell | 1400 N Harper Rd, Corinth, MS, 38834-3717 | 42.5 | |
| State Farm | Marti Stark | 1007 N Lamar Blvd Ste 4, Oxford, MS, 38655-2864 | 30.2 | |
| State Farm | Pam Brown | 408 East Bankhead, New Albany, MS, 38652-3911 | 0.1 | |
| State Farm | Greg Barkley | 612 City Ave S, Ripley, MS, 38663-2518 | 16.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $820 | $1,590 | $770 |
| Union County, MS | $92,500 | $881 | $600 | $1,220 | $620 |
| Union County, MS | $92,500 | $881 | $630 | $1,220 | $590 |
| Tippah County, MS | $86,000 | $843 | $580 | $1,170 | $590 |
| Toccopola, MS | $60,000 | $816 | $580 | $1,170 | $590 |
| Algoma, MS | $88,200 | $1,019 | $680 | $1,400 | $720 |
| Lee County, MS | $125,600 | $1,170 | $830 | $1,630 | $800 |
| Mooreville, MS | $133,100 | $1,302 | $900 | $1,810 | $910 |
| Nettleton, MS | $85,500 | $1,001 | $670 | $1,380 | $710 |
| Smithville, MS | $79,000 | $955 | $660 | $1,350 | $690 |
| Derma, MS | $55,500 | $782 | $560 | $1,110 | $550 |
| Byhalia, MS | $109,100 | $1,157 | $820 | $1,650 | $830 |
| Eastview, TN | $85,400 | $809 | $550 | $1,150 | $600 |