Gavop shows you how to buy homeowners insurance in Marion County, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $40,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $77,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $85,000 | $70,000 | $75,000-$100,000 |
| 4 Bedroom | $204,500 | $170,000 | $200,000-$250,000 |
| 5 Bedroom | $321,500 | $280,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$53 | $608 |
| Home and Two Car | -$112 | $549 |
| Home and Three Car | -$165 | $496 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Marion County | $1,000 | $653 | $1,653 | $475 | $1,475 | $178 |
| Marion County, KY | $1,000 | $653 | $1,653 | $475 | $1,475 | $178 |
| Perryville, KY | $500 | $944 | $1,444 | $686 | $1,186 | $258 |
| Buffalo, KY | $2,500 | $797 | $3,297 | $579 | $3,079 | $218 |
| Green County, KY | $300 | $623 | $923 | $453 | $753 | $170 |
| Hebron Estates, KY | $1,000 | $1,067 | $2,067 | $775 | $1,775 | $292 |
| South Woodford, KY | $200 | $1,356 | $1,556 | $985 | $1,185 | $370 |
| Edmonton, KY | $1,000 | $674 | $1,674 | $490 | $1,490 | $184 |
| Southeast Jefferson, KY | $400 | $1,022 | $1,422 | $742 | $1,142 | $279 |
| Forest Hills, KY | $1,500 | $1,035 | $2,535 | $752 | $2,252 | $283 |
| Houston Acres, KY | $300 | $1,008 | $1,308 | $732 | $1,032 | $275 |
| Douglass Hills, KY | $700 | $815 | $1,515 | $592 | $1,292 | $223 |
| Home Insurance Company Marion County, KY | Homeowners Insurance Agency Marion County, KY | Address | Popularity Score | Distance from Marion County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Old Kentucky Insurance Inc | 3099 Breckenridge Ln Ste 105, Louisville, KY, 40220 | 49.7 | |
| Liberty Mutual Independent | Garrett-Stotz Company | 1601 Alliant Ave, Louisville, KY, 40299 | 48.3 | |
| State Farm | Jennifer Starke | 315 N English Sta Rd, Louisville, KY, 40223-3911 | 49.7 | |
| Liberty Mutual Independent | Fusting And Dugan Insurance Llc | 9322 Taylorsville Rd Ste 4b, Louisville, KY, 40299 | 48.4 | |
| Travelers | Truepoint Insurance Group | 6287 Taylorsville Rd Ste 203, Fisherville, KY, 40023 | 39.0 | |
| Travelers | Larue Insurance Inc | 1297 Springfield Road, Bardstown, KY, 40004 | 19.7 | |
| State Farm | Jim Hagan | 225 W John Rowan Blvd, Bardstown, KY, 40004-2642 | 22.1 | |
| State Farm | Josh Haines | 871 Taylorsville Rd, Shelbyville, KY, 40065-9124 | 44.8 | |
| Allstate | Robert Hill | 3831 Ruckriegel Pkwy Ste 102, Louisville, KY, 40299 | 46.8 | |
| Allstate | Eddie Venters | 3735 Palomar Centre Dr Ste 50, Lexington, KY, 40513 | 49.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $620 | $1,250 | $630 |
| Marion County, KY | $100,400 | $661 | $480 | $950 | $470 |
| Marion County, KY | $100,400 | $661 | $480 | $930 | $450 |
| Perryville, KY | $148,800 | $955 | $640 | $1,370 | $730 |
| Buffalo, KY | $105,300 | $807 | $550 | $1,140 | $590 |
| Green County, KY | $75,800 | $631 | $460 | $890 | $430 |
| Hebron Estates, KY | $197,000 | $1,080 | $720 | $1,480 | $760 |
| South Woodford, KY | $320,400 | $1,372 | $920 | $1,880 | $960 |
| Edmonton, KY | $76,500 | $682 | $470 | $950 | $480 |
| Southeast Jefferson, KY | $178,000 | $1,034 | $710 | $1,460 | $750 |
| Forest Hills, KY | $183,800 | $1,048 | $750 | $1,440 | $690 |
| Houston Acres, KY | $172,500 | $1,020 | $700 | $1,400 | $700 |
| Douglass Hills, KY | $233,100 | $825 | $570 | $1,170 | $600 |