How Can I Make My Alabaster, AL Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Alabaster, AL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your Alabaster, AL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $59,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $132,000 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $165,500 | $150,000 | $175,000-$200,000 |
| 4 Bedroom | $285,000 | $250,000 | $250,000-$300,000 |
| 5 Bedroom | $284,000 | $230,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in Alabaster, AL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$227 | $969 |
| Superior Protection Discount | -$108 | $1,088 |
| Fire & Security Discount | -$120 | $1,076 |
| Hail Resistant Roof Discount | -$24 | $1,172 |
| Newly Constructed Home Discount | -$311 | $885 |
Choose your Alabaster, AL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,312 |
| Hail Damage | $5,533 |
| Wind Damage | $10,116 |
| Expensive Claims | |
| Fire | $37,492 |
| Accidental Discharge/Leakage | $8,280 |
| Optional Coverage Losses | $7,991 |
Identify Top Home Insurance Agents near Alabaster, AL | Back to Top
| Home Insurance Company Alabaster, AL | Homeowners Insurance Agency Alabaster, AL | Address | Popularity Score | Distance from Alabaster (miles) |
|---|---|---|---|---|
| Travelers | Lacy Grice Insurance Agency | 1917 3rd Avenue, Jasper, AL, 35501 | 49.6 | |
| State Farm | Chris Dorris | 2717 J Hawkins Pkwy Ste 115, Hoover, AL, 35244-4026 | 9.8 | |
| State Farm | Rebecca Smith | 3443 Pelham Pkwy Ste B, Pelham, AL, 35124-2009 | 3.6 | |
| State Farm | Krista Rogers | 1123 1st St N Ste C, Alabaster, AL, 35007-8727 | 2.6 | |
| State Farm | Jarrod Gibson | 4290 Highway 52 W Ste F, Helena, AL, 35080-5002 | 5.1 | |
| Travelers | Shubert & Associates | 100 Carrington Ln, Calera, AL, 35040 | 4.7 | |
| Travelers | Greenhalgh Insurance Agency | 3144 Cahaba Heights Rd, Birmingham, AL, 35243 | 17.0 | |
| Travelers | Mikos Kampakis Insurance Services | 421 Emery Drive Suite 101 Birmingham, Hoover, AL, 35244 | 9.2 | |
| State Farm | Tracey Sova | 4151 University Blvd E, Tuscaloosa, AL, 35404-4459 | 38.1 | |
| Travelers | Trammel-Harper-Williams Inc | 2073 Valleydale Rd, Birmingham, AL, 35244 | 9.4 |
Compare Rates for Alabaster, AL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $810 | $1,600 | $790 |
| Shelby County, AL | $199,500 | $1,302 | $890 | $1,850 | $960 |
| Alabaster, AL | $167,800 | $1,196 | $850 | $1,660 | $810 |
| Wilsonville, AL | $146,000 | $1,235 | $880 | $1,770 | $890 |
| Dunnavant, AL | $125,400 | $1,133 | $830 | $1,550 | $720 |
| Coaling, AL | $149,600 | $1,251 | $900 | $1,780 | $880 |
| Isabella-Pletcher, AL | $85,900 | $898 | $620 | $1,250 | $630 |
| Grayson Valley, AL | $121,400 | $791 | $560 | $1,090 | $530 |
| Stewartville, AL | $45,700 | $595 | $430 | $820 | $390 |
| Pinson, AL | $131,700 | $829 | $570 | $1,140 | $570 |
| Kimberly-Morris, AL | $159,000 | $919 | $670 | $1,280 | $610 |
| Odenville, AL | $140,800 | $1,210 | $810 | $1,710 | $900 |
| Moundville, AL | $112,500 | $1,063 | $770 | $1,460 | $690 |
Research Home Insurance Companies Reviews in Alabaster, AL Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: June 11, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Premium
I don't know how my policy compares to others. I have never filed a claim and am, to be honest, content to stay with Liberty--this is not a decision I revisit every year.
State Farm Home Insurance Reviews
Date: January 07, 2020 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
State Farm offers comparable home insurance at a slightly higher cost than other insurers.
Farmer's Insurance Home Insurance Reviews
Date: December 25, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
What we have covers our whole 10 acre farm. We have coverage for the house, the outbuildings, and the equipment which we own. That is important to have.