Gavop tells you how to get the best homeowners insurance in Graves County, KY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $40,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $87,000 | $80,000 | $50,000-$75,000 |
| 3 Bedroom | $147,000 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $142,500 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $308,000 | $280,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$119 | $626 |
| Superior Protection Discount | -$67 | $678 |
| Fire & Security Discount | -$82 | $663 |
| Hail Resistant Roof Discount | -$22 | $723 |
| Newly Constructed Home Discount | -$209 | $536 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Graves County | $1,000 | $736 | $1,736 | $535 | $1,535 | $201 |
| Graves County, KY | $2,500 | $736 | $3,236 | $535 | $3,035 | $201 |
| Wingo-Water Valley, KY | $400 | $667 | $1,067 | $485 | $885 | $182 |
| Kirksey, KY | $2,000 | $839 | $2,839 | $610 | $2,610 | $229 |
| Cayce, KY | $100 | $785 | $885 | $571 | $671 | $215 |
| Cottage Grove, TN | $1,500 | $590 | $2,090 | $429 | $1,929 | $161 |
| Union City, TN | $400 | $679 | $1,079 | $493 | $893 | $186 |
| Adkins, IL | $1,000 | $674 | $1,674 | $490 | $1,490 | $184 |
| Grand Chain, IL | $100 | $691 | $791 | $502 | $602 | $189 |
| Pulaski County, IL | $700 | $811 | $1,511 | $590 | $1,290 | $222 |
| Golconda No. 1, IL | $100 | $725 | $825 | $527 | $627 | $198 |
| Cypress, IL | $2,500 | $472 | $2,972 | $343 | $2,843 | $129 |
| Home Insurance Company Graves County, KY | Homeowners Insurance Agency Graves County, KY | Address | Popularity Score | Distance from Graves County (miles) |
|---|---|---|---|---|
| State Farm | Chad Cochran | 1712 State Route 121 N Ste A, Murray, KY, 42071-8864 | 18.3 | |
| Travelers | Morgan Trevathan & Gunn Inc | 106 E 12th St, Benton, KY, 42025 | 19.0 | |
| Travelers | Morgan Trevathan & Gunn Inc | 106 E 12th St, Benton, KY, 42025 | 19.0 | |
| Travelers | Bradshaw & Weil Inc | 621 Broadway St, Paducah, KY, 42001 | 25.1 | |
| State Farm | Larry Krouse | 1100 Main St, Benton, KY, 42025-1450 | 19.0 | |
| Allstate | Lake Barkley Ins | 67 Main St, Cadiz, KY, 42211 | 46.2 | |
| State Farm | Sherri Morrill | 1207 Lone Oak Rd, Paducah, KY, 42003-5093 | 22.9 | |
| State Farm | Tim Britt | 207 Commercial Ave, Fulton, KY, 42041-1528 | 19.7 | |
| State Farm | Don Nowlin | 324 S 6th St, Mayfield, KY, 42066-2310 | 1.4 | |
| State Farm | Sam Miller | 211 Nolan Ave, Fulton, KY, 42041-8201 | 19.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $600 | $1,240 | $640 |
| Graves County, KY | $95,600 | $745 | $540 | $1,050 | $510 |
| Graves County, KY | $95,600 | $745 | $510 | $1,050 | $540 |
| Wingo-Water Valley, KY | $75,100 | $675 | $490 | $950 | $460 |
| Kirksey, KY | $116,300 | $849 | $570 | $1,180 | $610 |
| Cayce, KY | $102,300 | $795 | $580 | $1,090 | $510 |
| Cottage Grove, TN | $45,000 | $597 | $440 | $830 | $390 |
| Union City, TN | $87,600 | $687 | $490 | $950 | $460 |
| Adkins, IL | $110,100 | $682 | $490 | $980 | $490 |
| Grand Chain, IL | $115,600 | $699 | $500 | $1,000 | $500 |
| Pulaski County, IL | $63,500 | $821 | $570 | $1,170 | $600 |
| Golconda No. 1, IL | $128,100 | $734 | $490 | $1,030 | $540 |
| Cypress, IL | $56,700 | $478 | $340 | $660 | $320 |