Gavop shows you how to buy homeowners insurance in Reedsport, OR by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $97,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $116,500 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $279,000 | $260,000 | $200,000-$250,000 |
| 5 Bedroom | $294,500 | $250,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$91 | $559 |
| Superior Protection Discount | -$65 | $585 |
| Fire & Security Discount | -$52 | $598 |
| Hail Resistant Roof Discount | -$19 | $630 |
| Newly Constructed Home Discount | -$182 | $468 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Douglas County | $700 | $728 | $1,428 | $529 | $1,229 | $199 |
| Reedsport, OR | $2,000 | $642 | $2,642 | $466 | $2,466 | $175 |
| Elkton, OR | $400 | $566 | $966 | $411 | $811 | $155 |
| North Bend, OR | $2,000 | $543 | $2,543 | $395 | $2,395 | $149 |
| Middle Siuslaw River-Triangle Lake, OR | $100 | $613 | $713 | $445 | $545 | $167 |
| Badger Mountain, OR | $1,500 | $577 | $2,077 | $419 | $1,919 | $158 |
| Yachats, OR | $300 | $783 | $1,083 | $569 | $869 | $214 |
| Roseburg North, OR | $1,000 | $524 | $1,524 | $381 | $1,381 | $143 |
| Roseburg, OR | $100 | $741 | $841 | $539 | $639 | $203 |
| Green, OR | $700 | $692 | $1,392 | $503 | $1,203 | $189 |
| Eugene, OR | $400 | $624 | $1,024 | $453 | $853 | $170 |
| Alsea, OR | $2,500 | $534 | $3,034 | $388 | $2,888 | $146 |
| Home Insurance Company Reedsport, OR | Homeowners Insurance Agency Reedsport, OR | Address | Popularity Score | Distance from Reedsport (miles) |
|---|---|---|---|---|
| Travelers | Fullhart Insurance Agency | 680 Nw Hemlock, Waldport, OR, 97394 | 49.6 | |
| Allstate | April Patsel | 1000 Willagillespie Rd Ste 325, Eugene, OR, 97401 | 50.1 | |
| State Farm | Deann Mathison | 3762 W. 11th Ave., Eugene, OR, 97402-3010 | 47.3 | |
| Allstate | Pacific Hometown | 24957 Highway 126, Veneta, OR, 97487 | 38.9 | |
| State Farm | Denis Hijmans | 2387 W 11th Ave, Eugene, OR, 97402-3311 | 48.1 | |
| Farmers | Tera Thompson | 1400 Executive Pkwy Ste 250, Eugene, OR, 97401 | 49.8 | |
| Travelers | Alliance Insurance Group | 941 Oak St, Eugene, OR, 97401 | 49.9 | |
| State Farm | Sherry Schaefers | 252 W 7th Ave, Eugene, OR, 97401-2664 | 49.7 | |
| Farmers | Rick Jackson | 1875 River Rd, Eugene, OR, 97404 | 49.8 | |
| State Farm | Mike Tingue | 36 Irving Rd, Eugene, OR, 97404-2002 | 50.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oregon | $265,700 | $661 | $460 | $930 | $470 |
| Douglas County, OR | $174,200 | $737 | $510 | $1,010 | $500 |
| Reedsport, OR | $149,000 | $650 | $470 | $920 | $450 |
| Elkton, OR | $189,600 | $573 | $420 | $790 | $370 |
| North Bend, OR | $171,100 | $550 | $370 | $750 | $380 |
| Middle Siuslaw River-Triangle Lake, OR | $230,300 | $620 | $420 | $870 | $450 |
| Badger Mountain, OR | $237,300 | $584 | $420 | $830 | $410 |
| Yachats, OR | $355,100 | $793 | $560 | $1,120 | $560 |
| Roseburg North, OR | $156,700 | $530 | $360 | $730 | $370 |
| Roseburg, OR | $166,100 | $750 | $520 | $1,040 | $520 |
| Green, OR | $129,300 | $701 | $480 | $970 | $490 |
| Eugene, OR | $257,200 | $631 | $450 | $870 | $420 |
| Alsea, OR | $164,000 | $540 | $390 | $750 | $360 |