Gavop shows you how to buy homeowners insurance in East Granby, CT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $80,500 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $157,500 | $140,000 | $150,000-$175,000 |
| 3 Bedroom | $261,000 | $240,000 | $250,000-$300,000 |
| 4 Bedroom | $336,000 | $290,000 | $400,000-$500,000 |
| 5 Bedroom | $482,000 | $450,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$129 | $795 |
| Superior Protection Discount | -$92 | $832 |
| Fire & Security Discount | -$102 | $823 |
| Hail Resistant Roof Discount | -$18 | $906 |
| Newly Constructed Home Discount | -$203 | $721 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,368 |
| Hail Damage | $4,618 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $17,556 |
| Home Insurance Company East Granby, CT | Homeowners Insurance Agency East Granby, CT | Address | Popularity Score | Distance from East Granby (miles) |
|---|---|---|---|---|
| Allstate | Anthony Savio | 39 E Cedar St, Newington, CT, 6111 | 16.0 | |
| Liberty Mutual Independent | Merit Insurance | 1 Enterprise Dr Ste 310, Shelton, CT, 6484 | 49.2 | |
| Travelers | Insurance Associates | 74 Vine St 2nd Fl, New Britain, CT, 6052 | 18.5 | |
| Liberty Mutual Independent | Norcom Insurance | 38 Security Dr, Avon, CT, 6001 | 9.7 | |
| Nationwide | Edward M Bowsza | 150 North Rd, East Windsor, CT, 06088-9678 | 8.7 | |
| Liberty Mutual Independent | Rabbett Insurance Agency | 233 Addison Rd, Windsor, CT, 6095 | 5.9 | |
| Liberty Mutual Independent | Carillo & Howland Inc | 363 South Center St, Windsor Locks, CT, 6096 | 5.9 | |
| State Farm | Sharon Kim | 2475 Albany Ave Ste 204, West Hartford, CT, 06117-2523 | 9.9 | |
| Travelers | Del Greco Agencies Inc | 1789 Park Street, Hartford, CT, 6106 | 12.1 | |
| Allstate | Gridley Insurance Llc | 187 Broad St, Windsor, CT, 6095 | 7.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $900 | $1,770 | $870 |
| Hartford County, CT | $235,300 | $1,076 | $730 | $1,520 | $790 |
| East Granby, CT | $288,000 | $924 | $660 | $1,300 | $640 |
| Hartland, CT | $264,200 | $1,237 | $880 | $1,690 | $810 |
| Collinsville, CT | $275,900 | $1,268 | $910 | $1,740 | $830 |
| Wales, MA | $186,000 | $921 | $620 | $1,320 | $700 |
| Columbia, CT | $243,300 | $839 | $560 | $1,180 | $620 |
| Ashford, CT | $240,000 | $1,171 | $850 | $1,650 | $800 |
| Haddam, CT | $305,400 | $958 | $660 | $1,330 | $670 |
| Lebanon, CT | $254,900 | $862 | $580 | $1,220 | $640 |
| South Deerfield, MA | $288,300 | $1,181 | $800 | $1,690 | $890 |
| Conway, MA | $320,900 | $1,288 | $910 | $1,790 | $880 |
| Woodbridge, CT | $478,600 | $1,081 | $790 | $1,480 | $690 |