Gavop's guide to buying homeowners insurance in Yellowstone County, MT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$262 | $745 |
| 30 year old | +$15 | $1,021 |
| 40 year old | +$26 | $1,032 |
| 50 year old | +$38 | $1,044 |
| Above 50 year old | +$48 | $1,055 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$171 | $835 |
| Superior Protection Discount | -$101 | $906 |
| Fire & Security Discount | -$70 | $936 |
| Hail Resistant Roof Discount | -$20 | $986 |
| Newly Constructed Home Discount | -$231 | $775 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Yellowstone County | $700 | $994 | $1,694 | $722 | $1,422 | $272 |
| Yellowstone County, MT | $700 | $994 | $1,694 | $722 | $1,422 | $272 |
| Huntley, MT | $500 | $972 | $1,472 | $707 | $1,207 | $266 |
| Shepherd, MT | $1,000 | $1,150 | $2,150 | $836 | $1,836 | $314 |
| Billings, MT | $700 | $972 | $1,672 | $706 | $1,406 | $266 |
| South Yellowstone, MT | $300 | $1,120 | $1,420 | $814 | $1,114 | $306 |
| Broadview, MT | $700 | $853 | $1,553 | $620 | $1,320 | $233 |
| Custer, MT | $200 | $664 | $864 | $482 | $682 | $181 |
| Camp Three, MT | $2,500 | $1,002 | $3,502 | $728 | $3,228 | $274 |
| Melstone, MT | $100 | $984 | $1,084 | $715 | $815 | $269 |
| North Stillwater, MT | $700 | $1,064 | $1,764 | $773 | $1,473 | $291 |
| Home Insurance Company Yellowstone County, MT | Homeowners Insurance Agency Yellowstone County, MT | Address | Popularity Score | Distance from Yellowstone County (miles) |
|---|---|---|---|---|
| Farmers | Angela Stiller | 2646 Grand Ave Ste 9, Billings, MT, 59102 | 18.1 | |
| Travelers | Bidlake Agency | 2905 Millennium Cir Ste 3, Billings, MT, 59108 | 19.8 | |
| Farmers | Heather Daffin | 2870 Grand Ave, Billings, MT, 59102 | 18.4 | |
| Liberty Mutual Independent | Jackson And Iverson Insurance | 2619 Saint Johns Ave Ste C, Billings, MT, 59102 | 18.7 | |
| State Farm | Jeff Keil | 935 Grand Ave, Billings, MT, 59102-3301 | 16.5 | |
| Liberty Mutual Independent | Beard Insurance Agency | 1601 Lewis Ave Ste 104b, Billings, MT, 59102 | 17.3 | |
| Liberty Mutual Independent | Leavitt Great West Insurance Services | 2345 King Ave W Ste A, Billings, MT, 59102 | 19.1 | |
| Allstate | Peggy D. Schneider | 2646 Grand Ave Ste 3, Billings, MT, 59102 | 18.1 | |
| Allstate | Michael Hass | 1620 Alderson Ave, Billings, MT, 59102 | 17.2 | |
| Liberty Mutual Independent | Peter Yegen Jr Inc | 211 N 30th St, Billings, MT, 59101 | 15.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Montana | $209,100 | $1,080 | $820 | $1,410 | $590 |
| Yellowstone County, MT | $210,500 | $1,006 | $760 | $1,320 | $560 |
| Yellowstone County, MT | $210,500 | $1,006 | $760 | $1,320 | $560 |
| Huntley, MT | $165,800 | $984 | $750 | $1,290 | $540 |
| Shepherd, MT | $254,500 | $1,164 | $880 | $1,520 | $640 |
| Billings, MT | $198,100 | $984 | $750 | $1,290 | $540 |
| South Yellowstone, MT | $238,400 | $1,134 | $860 | $1,490 | $630 |
| Broadview, MT | $126,100 | $863 | $660 | $1,130 | $470 |
| Custer, MT | $82,300 | $672 | $510 | $880 | $370 |
| Camp Three, MT | $178,100 | $1,014 | $770 | $1,330 | $560 |
| Melstone, MT | $170,600 | $996 | $760 | $1,300 | $540 |
| North Stillwater, MT | $207,800 | $1,077 | $820 | $1,410 | $590 |