Gavop shows you how to buy homeowners insurance in Watertown Town, MA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $110,000 | $100,000 | $75,000-$100,000 |
| 2 Bedroom | $208,500 | $190,000 | $175,000-$200,000 |
| 3 Bedroom | $403,500 | $320,000 | $350,000-$400,000 |
| 4 Bedroom | $409,000 | $340,000 | $400,000-$500,000 |
| 5 Bedroom | $556,000 | $450,000 | $500,000-$600,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$99 | $996 |
| Home and Two Car | -$175 | $920 |
| Home and Three Car | -$252 | $843 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Middlesex County | $700 | $1,295 | $1,995 | $941 | $1,641 | $354 |
| Watertown Town, MA | $2,000 | $1,082 | $3,082 | $786 | $2,786 | $296 |
| Cambridge, MA | $100 | $1,283 | $1,383 | $932 | $1,032 | $351 |
| Everett, MA | $2,500 | $1,268 | $3,768 | $921 | $3,421 | $347 |
| Nahant, MA | $100 | $2,264 | $2,364 | $1,646 | $1,746 | $619 |
| Stow, MA | $1,500 | $1,126 | $2,626 | $818 | $2,318 | $308 |
| Medway, MA | $500 | $958 | $1,458 | $696 | $1,196 | $262 |
| Clinton, MA | $2,500 | $886 | $3,386 | $644 | $3,144 | $242 |
| Marshfield Hills, MA | $100 | $2,437 | $2,537 | $1,771 | $1,871 | $666 |
| North Plymouth, MA | $1,000 | $1,216 | $2,216 | $884 | $1,884 | $332 |
| Ocean Grove, MA | $200 | $984 | $1,184 | $715 | $915 | $269 |
| Clayville, RI | $1,000 | $1,523 | $2,523 | $1,106 | $2,106 | $416 |
| Home Insurance Company Watertown Town, MA | Homeowners Insurance Agency Watertown Town, MA | Address | Popularity Score | Distance from Watertown Town (miles) |
|---|---|---|---|---|
| Travelers | Rodman Insurance Agency Inc | 145 Roseamary Street #A, Needham, MA, 2494 | 6.3 | |
| Travelers | J J Bodner Insurance Agency Of Boston Inc | 8 Clarendon St, Boston, MA, 2116 | 5.7 | |
| Travelers | Cabot Risk Strategies Llc | 15 Cabot Rd, Woburn, MA, 1801 | 9.9 | |
| Allstate | Stephen Gagin | 2 Somerset Ave, Winthrop, MA, 2152 | 9.8 | |
| Travelers | R C Briggs Insurance Agency Inc | 103 Main St, Amesbury, MA, 1913 | 35.9 | |
| Allstate | Drupatty Prashad | 423 Main St, Fitchburg, MA, 1420 | 35.0 | |
| Travelers | Metro Boston Insurance Agency | 96 Central Ave, Chelsea, MA, 2150 | 7.6 | |
| Travelers | S B Goddard & Son Company | 7 Winn Street, Woburn, MA, 1801 | 7.8 | |
| Travelers | Metro Boston Insurance Agency Inc | 78 Bennington St, East Boston, MA, 2128 | 7.3 | |
| Travelers | Winter Harbor Insurance Group Llc | 237 Lexington St Ste 209, Woburn, MA, 1801 | 6.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $940 | $2,020 | $1,080 |
| Middlesex County, MA | $453,300 | $1,311 | $930 | $1,810 | $880 |
| Watertown Town, MA | $480,500 | $1,095 | $800 | $1,550 | $750 |
| Cambridge, MA | $670,200 | $1,298 | $900 | $1,860 | $960 |
| Everett, MA | $356,500 | $1,283 | $870 | $1,810 | $940 |
| Nahant, MA | $548,900 | $2,292 | $1,540 | $3,280 | $1,740 |
| Stow, MA | $474,800 | $1,140 | $810 | $1,620 | $810 |
| Medway, MA | $383,800 | $970 | $710 | $1,390 | $680 |
| Clinton, MA | $248,100 | $896 | $600 | $1,260 | $660 |
| Marshfield Hills, MA | $604,300 | $2,467 | $1,780 | $3,430 | $1,650 |
| North Plymouth, MA | $304,200 | $1,231 | $870 | $1,740 | $870 |
| Ocean Grove, MA | $219,100 | $996 | $680 | $1,410 | $730 |
| Clayville, RI | $305,000 | $1,541 | $1,120 | $2,190 | $1,070 |