How Can I Make My Lincoln, MT Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Lincoln, MT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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No Topics
1Research How your Lincoln, MT Home Impacts your Rates
2Match your Background to Lincoln, MT Home Insurance Offers
3Optimize your Lincoln, MT Homeowners Insurance Policy
4Identify Top Home Insurance Agents near Lincoln, MT
5Compare Rates from Home Insurance Companies in Lincoln, MT

Select the Suitable Coverage Value for your Lincoln, MT Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $79,500 $70,000 $50,000-$75,000
2 Bedroom $200,000 $190,000 $200,000-$250,000
3 Bedroom $245,500 $210,000 $250,000-$300,000
4 Bedroom $401,000 $360,000 $350,000-$400,000
5 Bedroom $337,500 $290,000 $250,000-$300,000

Bundle your Lincoln, MT Auto & Home Insurance from the Same Company | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home and One Car -$74 $853
Home and Two Car -$158 $770
Home and Three Car -$232 $696

Choose the Right Deductible for your Lincoln, MT Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Lewis and Clark County $2,000 $1,012 $3,012 $735 $2,735 $276
Lincoln, MT $2,500 $916 $3,416 $666 $3,166 $250
Helmville, MT $200 $1,172 $1,372 $852 $1,052 $320
Avon-Elliston, MT $2,500 $1,045 $3,545 $760 $3,260 $286
Augusta, MT $500 $1,014 $1,514 $737 $1,237 $277
Elliston, MT $200 $946 $1,146 $687 $887 $258
Helena West Side, MT $1,000 $1,047 $2,047 $761 $1,761 $286
Garrison, MT $100 $1,057 $1,157 $768 $868 $289
Helena, MT $2,500 $1,009 $3,509 $733 $3,233 $276
Helena Valley Southeast, MT $100 $1,008 $1,108 $732 $832 $275
Jefferson City, MT $2,500 $1,139 $3,639 $828 $3,328 $311

Identify Top Home Insurance Agents near Lincoln, MT | Back to Top

Home Insurance Company Lincoln, MT Homeowners Insurance Agency Lincoln, MT Address Popularity Score Distance from Lincoln (miles)
Farmers Emily Rindal 3166 Hwy 83 N, Seeley Lake, MT, 59868
46.6
Farmers Brent Reed 1117 Helena Ave, Helena, MT, 59601
37.3
State Farm Jim Donaldson 1225 Birch, Helena, MT, 59601-0617
36.6
State Farm Amber Lamping 3224 Centennial Dr, Helena, MT, 59601-9747
39.0
Allstate Rory Hoffman 1916 N Montana Ave, Helena, MT, 59601
37.0
Allstate Carrie Martin 1134 Butte Ave, Helena, MT, 59601
37.6
Farmers Kirk Reisbeck 1030 N Montana Ave, Helena, MT, 59601
37.5
State Farm Jeff Bolstad 1040 W Custer Ave, Helena, MT, 59602-0504
36.3
State Farm Karen Flynn 712 Main St, Deer Lodge, MT, 59722-1419
43.9
State Farm Gayle Grimsrud 1303 11th Avenue, Helena, MT, 59601-3919
37.8

Compare Rates for Lincoln, MT Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Montana $209,100 $1,080 $820 $1,410 $590
Lewis and Clark County, MT $220,600 $1,024 $780 $1,340 $560
Lincoln, MT $221,800 $927 $700 $1,210 $510
Helmville, MT $266,000 $1,186 $900 $1,550 $650
Avon-Elliston, MT $198,500 $1,058 $800 $1,390 $590
Augusta, MT $183,500 $1,026 $780 $1,340 $560
Elliston, MT $155,800 $957 $730 $1,250 $520
Helena West Side, MT $199,300 $1,060 $810 $1,390 $580
Garrison, MT $204,200 $1,070 $810 $1,400 $590
Helena, MT $218,600 $1,021 $780 $1,340 $560
Helena Valley Southeast, MT $180,500 $1,020 $780 $1,340 $560
Jefferson City, MT $248,900 $1,153 $880 $1,510 $630