Gavop tells you how to get the best homeowners insurance in Ouachita County, AR by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $115,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $119,000 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $149,000 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $316,000 | $290,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$99 | $605 |
| Superior Protection Discount | -$70 | $634 |
| Fire & Security Discount | -$70 | $634 |
| Hail Resistant Roof Discount | -$21 | $683 |
| Newly Constructed Home Discount | -$148 | $556 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ouachita County | $2,000 | $695 | $2,695 | $505 | $2,505 | $190 |
| Ouachita County, AR | $1,000 | $695 | $1,695 | $505 | $1,505 | $190 |
| Lafayette, AR | $300 | $691 | $991 | $502 | $802 | $189 |
| Georgia, AR | $300 | $764 | $1,064 | $555 | $855 | $209 |
| Norphlet, AR | $700 | $866 | $1,566 | $630 | $1,330 | $237 |
| Hampton, AR | $400 | $845 | $1,245 | $614 | $1,014 | $231 |
| Junction City, LA | $400 | $687 | $1,087 | $499 | $899 | $188 |
| Bradley County, AR | $700 | $724 | $1,424 | $526 | $1,226 | $198 |
| Oakhaven, AR | $400 | $926 | $1,326 | $673 | $1,073 | $253 |
| Staves, AR | $1,500 | $1,274 | $2,774 | $926 | $2,426 | $348 |
| Home Insurance Company Ouachita County, AR | Homeowners Insurance Agency Ouachita County, AR | Address | Popularity Score | Distance from Ouachita County (miles) |
|---|---|---|---|---|
| State Farm | Joey Cathey | 410a S Martin St, Warren, AR, 71671-3204 | 46.6 | |
| State Farm | Heather H Doucet | 500 W Avenue D St, Hope, AR, 71801-3329 | 41.9 | |
| State Farm | Jim Boyette | 710 Ca Ave Sw, Camden, AR, 71701-4606 | 2.8 | |
| State Farm | David Bost | 2503 Pine St Ste 1, Arkadelphia, AR, 71923-4368 | 38.5 | |
| Farmers | Brett Hendricks | 416 W Main St Ste C, El Dorado, AR, 71730 | 28.8 | |
| State Farm | Kenny Spence | 107 Hwy 79 North, Magnolia, AR, 71753-3271 | 28.8 | |
| State Farm | David Parker | 807 E 3rd St, Hope, AR, 71801-5504 | 40.9 | |
| Travelers | Alliance Insurance Group | 117 East Main Street, Prescott, AR, 71857 | 32.4 | |
| State Farm | Lee Doucet | 116 W Main St, Prescott, AR, 71857-3605 | 32.4 | |
| State Farm | Diann Epps | 353 Jefferson St Sw, Camden, AR, 71701-3947 | 2.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $750 | $1,540 | $790 |
| Ouachita County, AR | $67,900 | $704 | $510 | $990 | $480 |
| Ouachita County, AR | $67,900 | $704 | $510 | $970 | $460 |
| Lafayette, AR | $67,000 | $700 | $500 | $990 | $490 |
| Georgia, AR | $55,800 | $773 | $560 | $1,070 | $510 |
| Norphlet, AR | $75,400 | $877 | $610 | $1,210 | $600 |
| Hampton, AR | $71,200 | $855 | $620 | $1,220 | $600 |
| Junction City, LA | $56,700 | $695 | $490 | $1,000 | $510 |
| Bradley County, AR | $74,300 | $732 | $530 | $1,010 | $480 |
| Oakhaven, AR | $87,100 | $937 | $670 | $1,340 | $670 |
| Staves, AR | $164,800 | $1,289 | $930 | $1,840 | $910 |