Gavop tells you how to get the best homeowners insurance in Monticello, IN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $45,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $106,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $175,500 | $160,000 | $200,000-$250,000 |
| 4 Bedroom | $212,500 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $156,000 | $150,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$101 | $575 |
| Superior Protection Discount | -$61 | $615 |
| Fire & Security Discount | -$47 | $629 |
| Hail Resistant Roof Discount | -$14 | $663 |
| Newly Constructed Home Discount | -$135 | $541 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,392 |
| Hail Damage | $4,665 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $17,222 |
| Home Insurance Company Monticello, IN | Homeowners Insurance Agency Monticello, IN | Address | Popularity Score | Distance from Monticello (miles) |
|---|---|---|---|---|
| Erie | Deiwert Insurance | 111 W Franklin, Delphi, IN, 46923 | 12.0 | |
| Erie | Deiwert Insurance | 200 N Main Street, Monticello, IN, 47960 | 0.3 | |
| State Farm | Ryan Budreau | 600 S Prairie St, Brookston, IN, 47923 | 11.4 | |
| State Farm | Melanie Green | 225 W Broadway St, Monticello, IN, 47960-2001 | 0.2 | |
| Liberty Mutual Independent | Rme Insurance | 45 S Center St, Flora, IN, 46929 | 18.7 | |
| Liberty Mutual Independent | Rme Insurance | 45 S. Center St., Flora, IN, 46929 | 18.7 | |
| State Farm | Kory Arvin | 100 S Main St, Monticello, IN, 47960-2328 | 0.3 | |
| Erie | Gallina Insurance Agency | 102 S Van Rensselaer Street, Rensselaer, IN, 47978 | 24.1 | |
| Liberty Mutual Independent | The Mitchell Agency Inc | 221 N 4th St, Lafayette, IN, 47901 | 23.4 | |
| State Farm | Tony Theofanis | 1102 E Walnut St, Frankfort, IN, 46041-2603 | 35.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $600 | $1,190 | $590 |
| White County, IN | $105,800 | $647 | $450 | $920 | $470 |
| Monticello, IN | $93,700 | $676 | $480 | $930 | $450 |
| Logansport, IN | $65,400 | $818 | $590 | $1,150 | $560 |
| Carrollton, IN | $156,400 | $916 | $660 | $1,260 | $600 |
| Sheffield, IN | $162,500 | $930 | $620 | $1,310 | $690 |
| Denver, IN | $69,300 | $627 | $430 | $870 | $440 |
| Logan, IN | $85,300 | $694 | $460 | $960 | $500 |
| Sharpsville, IN | $82,400 | $682 | $460 | $930 | $470 |
| Mellott, IN | $61,400 | $590 | $430 | $820 | $390 |
| Somerset, IN | $137,500 | $867 | $580 | $1,190 | $610 |
| Belmont, IL | $97,700 | $642 | $460 | $890 | $430 |
| Union, IN | $120,600 | $687 | $470 | $940 | $470 |