Gavop shows you how to buy homeowners insurance in Monticello, AR by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $31,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $80,500 | $60,000 | $75,000-$100,000 |
| 3 Bedroom | $132,000 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $144,500 | $140,000 | $125,000-$150,000 |
| 5 Bedroom | $256,000 | $220,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$148 | $675 |
| Superior Protection Discount | -$82 | $741 |
| Fire & Security Discount | -$66 | $757 |
| Hail Resistant Roof Discount | -$16 | $807 |
| Newly Constructed Home Discount | -$198 | $626 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,295 |
| Hail Damage | $4,618 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $17,222 |
| Home Insurance Company Monticello, AR | Homeowners Insurance Agency Monticello, AR | Address | Popularity Score | Distance from Monticello (miles) |
|---|---|---|---|---|
| Travelers | R & T Insurance Agency Inc | 2017 S Olive St Pine Bluff, Pine Bluff, AR, 71601 | 42.1 | |
| Travelers | Milner Insurance Group | 2221 South Olive St., Ste. A Pine Bluff, Pine Bluff, AR, 71601 | 41.9 | |
| Travelers | Milner Insurance Group | 2221 S Olive St Ste A, Pine Bluff, AR, 71601 | 41.9 | |
| State Farm | Kevin Bonnette | 3077 W 28th Ave, Pine Bluff, AR, 71603-4802 | 42.1 | |
| Farmers | Columbus Paylor | 3800 Camden Rd Ste 4, Pine Bluff, AR, 71603 | 42.0 | |
| State Farm | Carolyn Standley-Baughman | 351 Highway 425 S, Monticello, AR, 71655-4611 | 0.6 | |
| State Farm | Johnny Huggins Jr | 3801 Camden Rd Ste 24, Pine Bluff, AR, 71603-4612 | 42.0 | |
| State Farm | Don Harris | 4521 S Olive St, Pine Bluff, AR, 71603-7147 | 40.4 | |
| State Farm | Dale Hale | 2621 S Fir St, Pine Bluff, AR, 71603-5034 | 42.1 | |
| Farmers | J. Scott Hudson | 100 Anderson Ave, White Hall, AR, 71602 | 48.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $730 | $1,560 | $830 |
| Drew County, AR | $93,200 | $812 | $580 | $1,110 | $530 |
| Monticello, AR | $95,800 | $823 | $580 | $1,140 | $560 |
| Star City, AR | $83,200 | $917 | $650 | $1,290 | $640 |
| Mitchellville, AR | $42,500 | $699 | $510 | $960 | $450 |
| Cleveland County, AR | $87,200 | $787 | $540 | $1,080 | $540 |
| Ashley County, AR | $68,200 | $706 | $500 | $1,000 | $500 |
| Portland, AR | $65,600 | $826 | $590 | $1,140 | $550 |
| Egypt, AR | $73,700 | $730 | $530 | $1,010 | $480 |
| Gillett, AR | $66,300 | $830 | $560 | $1,190 | $630 |
| Vaugine, AR | $73,500 | $728 | $530 | $1,030 | $500 |