Gavop's guide to buying homeowners insurance in Evergreen, MT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $66,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $168,000 | $150,000 | $175,000-$200,000 |
| 3 Bedroom | $197,500 | $160,000 | $175,000-$200,000 |
| 4 Bedroom | $214,000 | $200,000 | $200,000-$250,000 |
| 5 Bedroom | $306,500 | $280,000 | $350,000-$400,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$64 | $738 |
| Home and Two Car | -$128 | $674 |
| Home and Three Car | -$185 | $618 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,440 |
| Hail Damage | $4,524 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $16,887 |
| Home Insurance Company Evergreen, MT | Homeowners Insurance Agency Evergreen, MT | Address | Popularity Score | Distance from Evergreen (miles) |
|---|---|---|---|---|
| Travelers | Mike Grachek Agency Inc | 409 1st Ave E, Kalispell, MT, 59901 | 3.0 | |
| Travelers | Prime Insurance Services Inc | 5875 Us Hwy 93 S Ste B And D, Whitefish, MT, 59937 | 10.4 | |
| State Farm | Tj Wendt | 2129 Us Highway 2 E, Kalispell, MT, 59901-2813 | 0.6 | |
| Liberty Mutual Independent | Bob Herron Insurance | 35 Main St, Kalispell, MT, 59901 | 2.9 | |
| Farmers | Shaine Reece | 40 Four Mile Dr Ste 8, Kalispell, MT, 59901 | 2.8 | |
| Travelers | Hub International Mountain States Limited | 100 Financial Dr Ste 110, Kalispell, MT, 59901 | 3.4 | |
| Travelers | Bishop Insurance Service | 302 1st St W, Polson, MT, 59860 | 37.4 | |
| Travelers | Hub International Mountain States Limited | 100 Financial Dr Ste 110, Kalispell, MT, 59901 | 3.4 | |
| State Farm | Dan Schneller | 974 N Meridian Rd, Kalispell, MT, 59901-3540 | 3.0 | |
| Farmers | Stephen Hooper | 40 Four Mile Dr Ste 8, Kalispell, MT, 59901 | 2.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Montana | $209,100 | $1,080 | $820 | $1,410 | $590 |
| Flathead County, MT | $246,500 | $1,069 | $810 | $1,400 | $590 |
| Evergreen, MT | $154,900 | $802 | $610 | $1,050 | $440 |
| Kalispell Northwest, MT | $297,200 | $1,251 | $950 | $1,640 | $690 |
| Woods Bay-Rollins, MT | $327,300 | $1,330 | $1,010 | $1,740 | $730 |
| South Fork, MT | $181,800 | $1,023 | $780 | $1,340 | $560 |
| Trego, MT | $271,900 | $1,197 | $910 | $1,570 | $660 |
| Flathead Reservation, MT | $210,600 | $909 | $690 | $1,190 | $500 |
| Libby, MT | $165,100 | $825 | $630 | $1,080 | $450 |