Gavop shows you how to buy homeowners insurance in Lady Lake, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $40,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $74,500 | $60,000 | $75,000-$100,000 |
| 3 Bedroom | $129,000 | $120,000 | $100,000-$125,000 |
| 4 Bedroom | $194,500 | $160,000 | $200,000-$250,000 |
| 5 Bedroom | $223,500 | $190,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$157 | $765 |
| Superior Protection Discount | -$92 | $829 |
| Fire & Security Discount | -$83 | $838 |
| Hail Resistant Roof Discount | -$18 | $903 |
| Newly Constructed Home Discount | -$193 | $728 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lake County | $700 | $1,288 | $1,988 | $936 | $1,636 | $352 |
| Lady Lake, FL | $2,000 | $910 | $2,910 | $662 | $2,662 | $249 |
| Howey-in-the-Hills-Okahumpka, FL | $300 | $1,402 | $1,702 | $1,019 | $1,319 | $383 |
| Howey-in-the-Hills, FL | $700 | $1,536 | $2,236 | $1,116 | $1,816 | $420 |
| Bushnell, FL | $400 | $707 | $1,107 | $514 | $914 | $193 |
| Inverness, FL | $1,500 | $1,027 | $2,527 | $747 | $2,247 | $281 |
| Astor, FL | $200 | $1,111 | $1,311 | $807 | $1,007 | $303 |
| Black Diamond, FL | $1,500 | $2,266 | $3,766 | $1,647 | $3,147 | $619 |
| Seville, FL | $400 | $1,314 | $1,714 | $955 | $1,355 | $359 |
| Eatonville, FL | $2,000 | $1,116 | $3,116 | $811 | $2,811 | $305 |
| Homosassa, FL | $1,000 | $2,197 | $3,197 | $1,597 | $2,597 | $600 |
| Home Insurance Company Lady Lake, FL | Homeowners Insurance Agency Lady Lake, FL | Address | Popularity Score | Distance from Lady Lake (miles) |
|---|---|---|---|---|
| Travelers | Insurance Office Of America | 1855 W State Road 434, Longwood, FL, 32750 | 36.6 | |
| State Farm | Tony Lopez | 12908 S Ob Trl Unit 101, Orlando, FL, 32837-6598 | 48.4 | |
| State Farm | Drew Davis | 1009 N 14th Street, Leesburg, FL, 34748-3818 | 7.4 | |
| State Farm | Connie Wise | 270 Campbell Ave, The Villages, FL, 32162-5389 | 5.1 | |
| Travelers | Bb&T - J. Rolfe Davis Insurance | 850 Concourse Pkwy S Ste 200, Maitland, FL, 32751 | 39.2 | |
| Allstate | Lynette Barba | 1904 N Donnelly St, Mount Dora, FL, 32757 | 18.9 | |
| State Farm | Vince Santoro | 3092 W Lake Mary Blvd, Lake Mary, FL, 32746-6024 | 38.0 | |
| Allstate | Bill Whiting | 4048 Wedgewood Ln, The Villages, FL, 32162 | 6.1 | |
| Travelers | Willis Of Florida | 300 Colonial Ctr Pkwy Ste 130, Lake Mary, FL, 32746 | 36.1 | |
| Allstate | Floyd Huggins | 2199 A Citrus Blvd, Leesburg, FL, 34748 | 6.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Lake County, FL | $155,100 | $1,303 | $1,020 | $1,750 | $730 |
| Lady Lake, FL | $132,400 | $921 | $720 | $1,230 | $510 |
| Howey-in-the-Hills-Okahumpka, FL | $150,700 | $1,419 | $1,110 | $1,900 | $790 |
| Howey-in-the-Hills, FL | $171,100 | $1,555 | $1,210 | $2,080 | $870 |
| Bushnell, FL | $47,200 | $716 | $560 | $960 | $400 |
| Inverness, FL | $106,200 | $1,040 | $810 | $1,390 | $580 |
| Astor, FL | $107,000 | $1,124 | $880 | $1,510 | $630 |
| Black Diamond, FL | $286,600 | $2,294 | $1,790 | $3,070 | $1,280 |
| Seville, FL | $137,500 | $1,330 | $1,040 | $1,780 | $740 |
| Eatonville, FL | $107,900 | $1,130 | $880 | $1,510 | $630 |
| Homosassa, FL | $275,200 | $2,224 | $1,730 | $2,980 | $1,250 |