Gavop shows you how to buy homeowners insurance in Vernon, CT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $71,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $153,000 | $130,000 | $125,000-$150,000 |
| 3 Bedroom | $263,500 | $220,000 | $200,000-$250,000 |
| 4 Bedroom | $210,500 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $394,500 | $320,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$72 | $831 |
| Home and Two Car | -$144 | $759 |
| Home and Three Car | -$217 | $686 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Tolland County | $700 | $1,094 | $1,794 | $795 | $1,495 | $299 |
| Vernon, CT | $1,000 | $892 | $1,892 | $648 | $1,648 | $244 |
| Rockville, CT | $400 | $786 | $1,186 | $571 | $971 | $215 |
| Hampden, MA | $1,000 | $802 | $1,802 | $583 | $1,583 | $219 |
| Rocky Hill, CT | $300 | $869 | $1,169 | $631 | $931 | $237 |
| Holland, MA | $1,000 | $972 | $1,972 | $707 | $1,707 | $266 |
| North Granby, CT | $500 | $1,510 | $2,010 | $1,097 | $1,597 | $413 |
| Hamden, CT | $700 | $1,038 | $1,738 | $755 | $1,455 | $284 |
| Mystic, CT | $300 | $1,675 | $1,975 | $1,217 | $1,517 | $458 |
| East Haven, CT | $1,500 | $891 | $2,391 | $647 | $2,147 | $243 |
| Millville, MA | $400 | $1,196 | $1,596 | $869 | $1,269 | $327 |
| Blackstone, MA | $2,000 | $787 | $2,787 | $572 | $2,572 | $215 |
| Home Insurance Company Vernon, CT | Homeowners Insurance Agency Vernon, CT | Address | Popularity Score | Distance from Vernon (miles) |
|---|---|---|---|---|
| Travelers | Northeast Financial Group Llc | 194 Boston Post Road, East Lyme, CT, 6333 | 34.8 | |
| State Farm | Elsie Encarnacion | 505 Campbell Ave, West Haven, CT, 06516-5018 | 46.6 | |
| Liberty Mutual Independent | Carillo & Howland Inc | 363 South Center St, Windsor Locks, CT, 6096 | 10.2 | |
| State Farm | Paul Delskey | 122 Prospect Hill Road, East Windsor, CT, 06088-9586 | 9.8 | |
| State Farm | Chris Raffone | 35 Foxon Blvd, East Haven, CT, 06513-1803 | 41.3 | |
| Nationwide | Michael J Eremita | 303 Burnside Avesuite 7, East Hartford, CT, 06108-2318 | 9.6 | |
| Liberty Mutual Independent | Evans Pires & Leonard | 121 Roberts St, East Hartford, CT, 6108 | 9.1 | |
| Nationwide | Grand Associates Llc | 103 Grand Ave Ste A, New Haven, CT, 6513 | 42.8 | |
| State Farm | Mo Kader | 130 Scott Rd Ste 2, Waterbury, CT, 06705-5204 | 34.4 | |
| Travelers | Chelsea Insurance Agency Llc | 124 W Town St, Norwich, CT, 6360 | 26.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $840 | $1,720 | $880 |
| Tolland County, CT | $247,500 | $1,108 | $810 | $1,530 | $720 |
| Vernon, CT | $207,600 | $903 | $640 | $1,280 | $640 |
| Rockville, CT | $169,300 | $795 | $580 | $1,120 | $540 |
| Hampden, MA | $275,200 | $812 | $540 | $1,140 | $600 |
| Rocky Hill, CT | $264,100 | $879 | $600 | $1,220 | $620 |
| Holland, MA | $214,300 | $984 | $670 | $1,390 | $720 |
| North Granby, CT | $368,400 | $1,528 | $1,050 | $2,090 | $1,040 |
| Hamden, CT | $225,700 | $1,051 | $710 | $1,440 | $730 |
| Mystic, CT | $416,100 | $1,695 | $1,220 | $2,420 | $1,200 |
| East Haven, CT | $206,900 | $901 | $660 | $1,270 | $610 |
| Millville, MA | $298,000 | $1,211 | $820 | $1,660 | $840 |
| Blackstone, MA | $267,800 | $797 | $530 | $1,110 | $580 |