How Can I Make My Tracy, CA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Tracy, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Tracy, CA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $101,500 | $90,000 | $100,000-$125,000 |
| 2 Bedroom | $173,500 | $140,000 | $175,000-$200,000 |
| 3 Bedroom | $256,000 | $240,000 | $300,000-$350,000 |
| 4 Bedroom | $341,000 | $290,000 | $350,000-$400,000 |
| 5 Bedroom | $680,500 | $610,000 | $600,000-$700,000 |
Estimate your Savings with Home Insurance Discounts in Tracy, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$164 | $862 |
| Superior Protection Discount | -$92 | $933 |
| Fire & Security Discount | -$103 | $923 |
| Hail Resistant Roof Discount | -$31 | $995 |
| Newly Constructed Home Discount | -$236 | $790 |
Choose your Tracy, CA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,392 |
| Hail Damage | $4,476 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $17,556 |
Identify Top Home Insurance Agents near Tracy, CA | Back to Top
| Home Insurance Company Tracy, CA | Homeowners Insurance Agency Tracy, CA | Address | Popularity Score | Distance from Tracy (miles) |
|---|---|---|---|---|
| State Farm | Michelle Nguyen | 3220 Stevens Creek Blvd Ste B, San Jose, CA, 95117-1131 | 37.5 | |
| Liberty Mutual Independent | Gene Morgan Insurance Agency | 2020 Fourth St, Livermore, CA, 94550 | 18.9 | |
| State Farm | Casey Nguyen | 979 Story Rd Unit 7069, San Jose, CA, 95122-4617 | 33.2 | |
| State Farm | Cathy Pasut | 1643 First Street, Livermore, CA, 94550-4370 | 19.2 | |
| Liberty Mutual Independent | Brady-Harbord-Payne | 3608 Grand Ave Ste 2, Oakland, CA, 94610 | 46.1 | |
| Allstate | Raymond Barri | 1692 El Camino Real, San Carlos, CA, 94070 | 46.6 | |
| State Farm | Mohammed Naif | 1528 S El Camino Real Ste 108, San Mateo, CA, 94402-3067 | 49.5 | |
| State Farm | Pirie Jensen | 1871 The Alameda Ste 120, San Jose, CA, 95126-1752 | 35.4 | |
| Travelers | Larry Fu Insurance Agency | 355 Grand Ave Ste A, Oakland, CA, 94610 | 46.6 | |
| Farmers | Armand Chau | 2555 Flores St Ste 280, San Mateo, CA, 94403 | 49.1 |
Compare Rates for Tracy, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| San Joaquin County, CA | $281,100 | $746 | $550 | $1,010 | $460 |
| Tracy, CA | $402,700 | $1,026 | $760 | $1,400 | $640 |
| Grayson, CA | $208,900 | $663 | $490 | $900 | $410 |
| Salida, CA | $275,200 | $706 | $520 | $960 | $440 |
| Camino Tassajara, CA | $1,127,800 | $2,754 | $2,040 | $3,750 | $1,710 |
| Norris Canyon, CA | $1,851,000 | $824 | $610 | $1,120 | $510 |
| Collierville, CA | $362,900 | $961 | $710 | $1,310 | $600 |
| Morgan Hill, CA | $729,900 | $1,369 | $1,010 | $1,860 | $850 |
| Waterford, CA | $223,800 | $634 | $470 | $860 | $390 |
| Pleasant Hill, CA | $633,400 | $1,226 | $910 | $1,670 | $760 |
| Monte Sereno, CA | $2,000,001 | $825 | $610 | $1,120 | $510 |
| Redwood City, CA | $1,016,700 | $1,232 | $910 | $1,680 | $770 |
Research Home Insurance Companies Reviews in Tracy, CA Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: December 23, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: July 28, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: January 09, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: September 26, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: September 19, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Date: September 13, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: August 07, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: November 18, 2017 Age: 40 to 49 Gender: Female Marital Status: Married
Allstate Home Insurance Reviews
Date: December 25, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: October 22, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: July 18, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Date: February 26, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: December 07, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Progressive Home Insurance Reviews
Date: September 18, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: September 04, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: September 01, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: August 11, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: November 29, 2017 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Liberty Mutual Home Insurance Reviews
Date: January 02, 2020 Age: 30 to 39 Gender: Male Marital Status: Married
Date: October 12, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: June 11, 2019 Age: 30 to 39 Gender: Unmarried Marital Status: Female
Travelers Home Insurance Reviews
Date: July 05, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: February 21, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Esurance Home Insurance Reviews
Date: December 30, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: December 23, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
AAA Home Insurance Reviews
Date: November 23, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
American Family Insurance Home Insurance Reviews
Date: November 06, 2018 Age: 50 to 59 Gender: Female Marital Status: Married