How Can I Make My Rochester, MN Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Rochester, MN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Rochester, MN Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $121,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $171,000 | $160,000 | $175,000-$200,000 |
| 4 Bedroom | $141,000 | $130,000 | $100,000-$125,000 |
| 5 Bedroom | $313,000 | $260,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Rochester, MN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$176 | $860 |
| Superior Protection Discount | -$93 | $943 |
| Fire & Security Discount | -$83 | $953 |
| Hail Resistant Roof Discount | -$31 | $1,005 |
| Newly Constructed Home Discount | -$218 | $818 |
Choose the Right Deductible for your Rochester, MN Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Olmsted County | $1,500 | $1,061 | $2,561 | $771 | $2,271 | $290 |
| Rochester, MN | $2,000 | $1,024 | $3,024 | $744 | $2,744 | $280 |
| Dodge Center, MN | $300 | $890 | $1,190 | $647 | $947 | $243 |
| Mount Vernon, MN | $2,500 | $1,322 | $3,822 | $961 | $3,461 | $361 |
| Beaver, MN | $100 | $1,108 | $1,208 | $805 | $905 | $303 |
| Lansing, MN | $1,000 | $1,015 | $2,015 | $737 | $1,737 | $277 |
| Belvidere, WI | $200 | $684 | $884 | $497 | $697 | $187 |
| Nerstrand, MN | $2,000 | $990 | $2,990 | $719 | $2,719 | $271 |
| Wacouta, MN | $200 | $1,425 | $1,625 | $1,035 | $1,235 | $389 |
| Isabelle, WI | $2,000 | $710 | $2,710 | $516 | $2,516 | $194 |
| Red Wing, MN | $300 | $886 | $1,186 | $644 | $944 | $242 |
| Lyle, MN | $1,000 | $694 | $1,694 | $504 | $1,504 | $190 |
Identify Top Home Insurance Agents near Rochester, MN | Back to Top
| Home Insurance Company Rochester, MN | Homeowners Insurance Agency Rochester, MN | Address | Popularity Score | Distance from Rochester (miles) |
|---|---|---|---|---|
| State Farm | Shawn Christensen | 1903 S Broadway Ste 8, Rochester, MN, 55904-7924 | 1.6 | |
| Travelers | Sandvik Insurance Agency | 826 S Broadway, Rochester, MN, 55904 | 0.7 | |
| Travelers | Kemp Insurance | 108 E Center St, Lake City, MN, 55041 | 31.7 | |
| State Farm | Steve Joswiak | 605 12th St Se, Rochester, MN, 55904-7495 | 1.3 | |
| Farmers | Yanelis Jinete | Old West Main St Ste 2345, Red Wing, MN, 55066 | 38.1 | |
| Farmers | Laura Bolland | 1027 Main St Ste A, Red Wing, MN, 55066 | 37.9 | |
| State Farm | Mark Quinnell | 107 3rd St W, Northfield, MN, 55057-2037 | 45.7 | |
| Farmers | Michael Bishman | 121 W Broadway St, Owatonna, MN, 55060 | 37.6 | |
| State Farm | Loren Wendroth | 2434 Superior Dr Nw Ste 102, Rochester, MN, 55901-2591 | 3.2 | |
| Allstate | Dan Speegle | 2460 N Broadway # 300, Rochester, MN, 55906 | 2.6 |
Compare Rates for Rochester, MN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $810 | $1,660 | $850 |
| Olmsted County, MN | $188,300 | $1,074 | $720 | $1,490 | $770 |
| Rochester, MN | $176,100 | $1,036 | $750 | $1,480 | $730 |
| Dodge Center, MN | $123,500 | $901 | $640 | $1,230 | $590 |
| Mount Vernon, MN | $250,000 | $1,338 | $920 | $1,850 | $930 |
| Beaver, MN | $178,100 | $1,121 | $810 | $1,540 | $730 |
| Lansing, MN | $152,500 | $1,027 | $740 | $1,430 | $690 |
| Belvidere, WI | $173,100 | $692 | $460 | $980 | $520 |
| Nerstrand, MN | $146,400 | $1,002 | $690 | $1,410 | $720 |
| Wacouta, MN | $287,500 | $1,442 | $990 | $2,000 | $1,010 |
| Isabelle, WI | $191,700 | $719 | $510 | $1,030 | $520 |
| Red Wing, MN | $163,200 | $897 | $650 | $1,260 | $610 |
| Lyle, MN | $86,100 | $702 | $480 | $990 | $510 |
Research Home Insurance Companies Reviews in Rochester, MN Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: January 21, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: November 22, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: October 01, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: September 28, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: September 20, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: September 17, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 11, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: August 31, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: August 24, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 10, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: July 24, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: May 11, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Grange Insurance Home Insurance Reviews
Date: September 21, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 11, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: August 26, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: August 20, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: July 27, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Fairmont Farmers Mutual Home Insurance Reviews
Date: September 22, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 14, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: August 03, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: July 26, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: June 01, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Black Ridge Bank Home Insurance Reviews
Date: September 21, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 13, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 02, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: August 01, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: November 18, 2017 Age: 40 to 49 Gender: Female Marital Status: Married
Progressive Home Insurance Reviews
Date: July 20, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: March 31, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Ameriprise Home Insurance Reviews
Date: May 29, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Date: February 22, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Farm Bureau Home Insurance Reviews
Date: December 29, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Nationwide Home Insurance Reviews
Date: August 13, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
American Family Insurance Home Insurance Reviews
Date: November 08, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Farmer's Insurance Home Insurance Reviews
Date: February 28, 2019 Age: Above 60 Gender: Female Marital Status: Unmarried