Gavop shows you how to buy homeowners insurance in Lake Station, IN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $38,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $79,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $128,500 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $177,500 | $160,000 | $150,000-$175,000 |
| 5 Bedroom | $292,000 | $250,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$93 | $527 |
| Superior Protection Discount | -$62 | $558 |
| Fire & Security Discount | -$68 | $552 |
| Hail Resistant Roof Discount | -$12 | $608 |
| Newly Constructed Home Discount | -$130 | $490 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,368 |
| Hail Damage | $4,476 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $17,389 |
| Home Insurance Company Lake Station, IN | Homeowners Insurance Agency Lake Station, IN | Address | Popularity Score | Distance from Lake Station (miles) |
|---|---|---|---|---|
| Allstate | Jerry Gasche | 3525 Central Ave Ste D, Lake Station, IN, 46405 | 0.7 | |
| Liberty Mutual Independent | Samuelson Insurance Agency | 6730 Central Ave, Portage, IN, 46368 | 5.0 | |
| State Farm | Rick Greenberg | 112 E Ridge Rd Ste F, Griffith, IN, 46319-1167 | 9.2 | |
| Allstate | Donald Kaminski | 40 E Joliet St, Schererville, IN, 46375 | 11.8 | |
| State Farm | Paul Dawning | 5001 Cleveland Street, Gary, IN, 46408-2476 | 6.5 | |
| State Farm | Scott Marciniec | 124 N Griffith Blvd, Griffith, IN, 46319-2154 | 9.8 | |
| State Farm | Tom Gaydos | 19 W 73rd Ave, Merrillville, IN, 46410-3801 | 7.7 | |
| Farmers | Justin Sarkey | 9467 Joliet St, St John, IN, 46373 | 14.3 | |
| State Farm | Bob Jonaitis | 3725 Central Ave, Lake Station, IN, 46405-2321 | 0.8 | |
| State Farm | Larry Fairris | 4603 Indy Blvd, East Chicago, IN, 46312-3228 | 11.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $580 | $1,160 | $580 |
| Lake County, IN | $140,100 | $849 | $600 | $1,180 | $580 |
| Lake Station, IN | $78,700 | $620 | $450 | $870 | $420 |
| Lake County, IN | $140,100 | $849 | $590 | $1,160 | $570 |
| Michigan City, IN | $89,000 | $688 | $490 | $980 | $490 |
| Palos Hills, IL | $187,900 | $727 | $530 | $1,000 | $470 |
| Cicero, IL | $139,100 | $763 | $510 | $1,080 | $570 |
| Westchester, IL | $225,300 | $778 | $520 | $1,110 | $590 |
| Westmont, IL | $288,900 | $861 | $590 | $1,230 | $640 |
| Berkeley, IL | $172,100 | $835 | $590 | $1,190 | $600 |
| York, IL | $291,500 | $864 | $600 | $1,240 | $640 |
| Wesley, IL | $163,500 | $818 | $590 | $1,120 | $530 |
| Papineau, IL | $95,300 | $634 | $460 | $880 | $420 |