Gavop shows you how to buy homeowners insurance in Alexandria, MN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Alexandria, MN - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Scenic Ave, Bridgeport Ln NW, Big Horn Bay Rd NW, Lincoln Ave E, Irving St, Co Rd 90, 8th Ave E, N Lake Mina Rd NW, Lake Park Ave, Hope Ave W | $126,500 | $110,000 | $125,000-$150,000 | $202,000 | $190,000 | $150,000-$175,000 |
| Moor Stone Dr NE, 3rd Ave E, E Lake Cowdry Rd, Co Rd 34 NW, Latoka Dr SW, 4th Ave E, Co Rd 4 SW, 2nd St, Reno View Dr SW, Muyres Ave | $181,500 | $150,000 | $175,000-$200,000 | $199,000 | $170,000 | $200,000-$250,000 |
| Centennial Ln NW, Johnson Rd NE, Town Hall Rd SW, 30th Ave W, Hamann Rd SE, S State St, Blue Bill Dr SW, Geneva Ave, Grubb Lake Rd SW, Rosewood Cir SE | $244,500 | $200,000 | $250,000-$300,000 | $340,500 | $320,000 | $350,000-$400,000 |
| Lochmist Ln NW, Basswood Ln, Sherman Dr, W Meadow Ln NW, Linser St, Crooked Lake Rd, Walstad Rd NW, Sunnyside Dr, Magnuson Rd SW, S Park Dr NE | $194,500 | $180,000 | $175,000-$200,000 | $183,500 | $170,000 | $150,000-$175,000 |
| Unumb St, Edgewater Dr, Edna Rd NW, Crooked Lake Dr NE, Maple Way NE, Rosewood Ln, Co Rd 42, Hawthorne St, Center Ave, Melvina Ln | $121,000 | $100,000 | $125,000-$150,000 | $203,500 | $180,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$126 | $776 |
| Superior Protection Discount | -$90 | $812 |
| Fire & Security Discount | -$81 | $821 |
| Hail Resistant Roof Discount | -$18 | $884 |
| Newly Constructed Home Discount | -$235 | $668 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Douglas County | $2,500 | $1,088 | $3,588 | $791 | $3,291 | $297 |
| Alexandria, MN | $1,000 | $891 | $1,891 | $648 | $1,648 | $244 |
| Westport, MN | $500 | $1,159 | $1,659 | $842 | $1,342 | $317 |
| Long Beach, MN | $1,500 | $1,292 | $2,792 | $939 | $2,439 | $353 |
| Solem, MN | $200 | $1,065 | $1,265 | $774 | $974 | $291 |
| Hoff, MN | $2,500 | $1,296 | $3,796 | $942 | $3,442 | $354 |
| Underwood, MN | $300 | $776 | $1,076 | $564 | $864 | $212 |
| St. Martin, MN | $2,500 | $1,205 | $3,705 | $876 | $3,376 | $329 |
| North Ottawa, MN | $500 | $858 | $1,358 | $623 | $1,123 | $234 |
| Murdock, MN | $1,500 | $615 | $2,115 | $447 | $1,947 | $168 |
| Hegbert, MN | $100 | $1,166 | $1,266 | $847 | $947 | $319 |
| Dovre, MN | $1,500 | $1,371 | $2,871 | $997 | $2,497 | $375 |
| Home Insurance Company Alexandria, MN | Homeowners Insurance Agency Alexandria, MN | Address | Popularity Score | Distance from Alexandria (miles) |
|---|---|---|---|---|
| Allstate | Lake Region Agency | 51 Main St S, New London, MN, 56273 | 44.9 | |
| State Farm | Melissa Radel | 30 Main St S, New London, MN, 56273-5001 | 44.9 | |
| State Farm | Amy Roers | 610 Franklin St N Ste 100, Glenwood, MN, 56334-1134 | 15.1 | |
| State Farm | Paul Letendre | 714 Atlantic Ave Ste 6, Morris, MN, 56267-1191 | 32.7 | |
| Farmers | Mary Olmscheid | 103 State Street, Elrosa, MN, 56325 | 29.9 | |
| State Farm | Melissa Radel | 206 Washburne Ave, Paynesville, MN, 56362-1643 | 46.9 | |
| Allstate | Dbe Insurance | 105 Central Ave E, New London, MN, 56273 | 44.9 | |
| Travelers | First National Ins Starbuck | 1oo W 5th St, Starbuck, MN, 56381 | 19.6 | |
| State Farm | Mark Rodning | 408 W Lincoln Ave, Fergus Falls, MN, 56537-2008 | 44.0 | |
| State Farm | Mark Frank | 205 14th St N, Benson, MN, 56215-1104 | 40.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $860 | $1,700 | $840 |
| Douglas County, MN | $197,200 | $1,101 | $760 | $1,570 | $810 |
| Alexandria, MN | $165,000 | $902 | $640 | $1,240 | $600 |
| Westport, MN | $193,800 | $1,173 | $810 | $1,620 | $810 |
| Long Beach, MN | $239,300 | $1,308 | $880 | $1,840 | $960 |
| Solem, MN | $165,900 | $1,078 | $770 | $1,540 | $770 |
| Hoff, MN | $240,900 | $1,312 | $890 | $1,800 | $910 |
| Underwood, MN | $100,700 | $785 | $530 | $1,110 | $580 |
| St. Martin, MN | $208,800 | $1,220 | $820 | $1,740 | $920 |
| North Ottawa, MN | $116,700 | $868 | $630 | $1,210 | $580 |
| Murdock, MN | $73,300 | $622 | $430 | $890 | $460 |
| Hegbert, MN | $195,800 | $1,180 | $790 | $1,690 | $900 |
| Dovre, MN | $268,100 | $1,388 | $960 | $1,960 | $1,000 |