Gavop's guide to buying homeowners insurance in Alexander City, AL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Alexander City, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Forrest Rd, Moose Rd, Bibb St, Liberty Loop, Omega Ln, 8th Ave, Lincoln Heights St, Hillabee Park Ave, Deer Trce, Fairlane Cir | $120,000 | $110,000 | $125,000-$150,000 | $92,500 | $90,000 | $75,000-$100,000 |
| Reeves Rd, 12th Ave S, Gunn Ct, Dejarnette Rd, Sam St, Oliver St, Heard Blvd, Morningside Dr, Heatherwood Dr, Ellen St | $121,500 | $100,000 | $75,000-$100,000 | $88,500 | $70,000 | $100,000-$125,000 |
| W Pine St, Fairway Dr, Bolan Heights Dr, Hydrangea Cir, 6th St Exd, F St, 8th Ave, Wilson St, Robinson Rd, Catfish Pl | $188,500 | $160,000 | $200,000-$250,000 | $106,500 | $90,000 | $125,000-$150,000 |
| Havana Dr, Newman Rd, Bolton Pl, McWhorter Rd, Flint Hill Pl, Tyler Ln, Pearson Chapel Rd, Ballard Rd, Colonial Dr, Clay St | $128,500 | $110,000 | $100,000-$125,000 | $90,000 | $80,000 | $50,000-$75,000 |
| Hillabee St, Mary Otha Rd, Seminole Cir, Dillard Rd, Sportplex Blvd, Shady Ln, Maintenance Dr, Sunset Ridge, Kelly Ln, Briarwood Dr | $145,000 | $130,000 | $150,000-$175,000 | $120,500 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$116 | $714 |
| Superior Protection Discount | -$75 | $756 |
| Fire & Security Discount | -$91 | $739 |
| Hail Resistant Roof Discount | -$25 | $806 |
| Newly Constructed Home Discount | -$191 | $640 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Tallapoosa County | $2,500 | $978 | $3,478 | $711 | $3,211 | $267 |
| Alexander City, AL | $1,500 | $821 | $2,321 | $596 | $2,096 | $224 |
| Goodwater, AL | $500 | $808 | $1,308 | $587 | $1,087 | $221 |
| Wadley, AL | $2,500 | $882 | $3,382 | $641 | $3,141 | $241 |
| Auburn, AL | $100 | $1,388 | $1,488 | $1,009 | $1,109 | $379 |
| Talladega, AL | $1,000 | $735 | $1,735 | $534 | $1,534 | $201 |
| Elmore, AL | $500 | $859 | $1,359 | $624 | $1,124 | $235 |
| Clanton, AL | $700 | $891 | $1,591 | $647 | $1,347 | $243 |
| Marbury, AL | $400 | $917 | $1,317 | $666 | $1,066 | $251 |
| Vincent, AL | $700 | $855 | $1,555 | $621 | $1,321 | $234 |
| Huguley, AL | $200 | $847 | $1,047 | $615 | $815 | $231 |
| Calera, AL | $2,000 | $851 | $2,851 | $618 | $2,618 | $232 |
| Home Insurance Company Alexander City, AL | Homeowners Insurance Agency Alexander City, AL | Address | Popularity Score | Distance from Alexander City (miles) |
|---|---|---|---|---|
| Travelers | Dark Insurance Agency Inc | 410 Hillabee St, Alexander City, AL, 35011 | 0.9 | |
| Allstate | Cory Bline | 141 Magnolia St, Lincoln, AL, 35096 | 47.3 | |
| Allstate | James Anthony | 48 Chesser Crane Rd Ste F, Chelsea, AL, 35043 | 48.7 | |
| Allstate | Preston Rhodes | 2107 Martin St S Ste 102, Pell City, AL, 35128 | 47.3 | |
| Nationwide | Mark Lee Insurance Agency Inc. | 320 Snow St Ste A, Oxford, AL, 36203 | 47.4 | |
| State Farm | Connie Myers | 2109 7th Ave N Ste 1, Pell City, AL, 35125-1327 | 49.6 | |
| State Farm | Tyler Rutledge | 16054 Highway 280 Ste 1600, Chelsea, AL, 35043-8413 | 48.4 | |
| Allstate | Jerry Mccullars | 1027 S Quintard Ave, Anniston, AL, 36201 | 48.8 | |
| Travelers | West Insurance Agency Inc | 1211 West Hamric Drive, Oxford, AL, 36203 | 45.9 | |
| State Farm | Jp Dailey | 1911 Martin Street South, Pell City, AL, 35128-2372 | 47.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $780 | $1,600 | $820 |
| Tallapoosa County, AL | $107,000 | $990 | $670 | $1,360 | $690 |
| Alexander City, AL | $100,000 | $831 | $600 | $1,190 | $590 |
| Goodwater, AL | $74,300 | $818 | $560 | $1,130 | $570 |
| Wadley, AL | $85,100 | $893 | $640 | $1,280 | $640 |
| Auburn, AL | $236,200 | $1,405 | $1,010 | $1,920 | $910 |
| Talladega, AL | $84,100 | $744 | $540 | $1,060 | $520 |
| Elmore, AL | $143,400 | $870 | $580 | $1,240 | $660 |
| Clanton, AL | $114,400 | $901 | $600 | $1,280 | $680 |
| Marbury, AL | $120,200 | $928 | $670 | $1,270 | $600 |
| Vincent, AL | $106,800 | $865 | $600 | $1,190 | $590 |
| Huguley, AL | $79,800 | $857 | $610 | $1,190 | $580 |
| Calera, AL | $141,000 | $861 | $590 | $1,220 | $630 |