How Can I Make My Lewiston, ID Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Lewiston, ID covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Lewiston, ID Home Insurance Coverage Levels | Back to Top
| Lewiston, ID - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Selway Dr, North St, Red Fir Ln, Court Ln, 20th St, Linsey Creek Rd, Thain Rd, Southway Ave, 27th St, 15th Ave | $141,500 | $120,000 | $125,000-$150,000 | $255,000 | $220,000 | $250,000-$300,000 |
| Snake River Grade, Hemlock Ave, Garnet Dr, Clearwater Ave, Prospect Blvd N, 15th Ave, 7th Street D, 505 Rd, Pheasant Loop Rd, Foothill Dr | $157,000 | $130,000 | $175,000-$200,000 | $132,000 | $110,000 | $125,000-$150,000 |
| Volmer Rd, Powell Rd, Park Dr, Redhawk Dr, 542 Rd, Pfi Rd, Nez Perce Grade, Kodiak Ln, 9th Ave, 10th Ave | $173,500 | $160,000 | $150,000-$175,000 | $131,500 | $120,000 | $100,000-$125,000 |
| 567 Rd, Ripon Dr, W Reservoir Dr, Country Club Dr, 130 Rd, N Viewpoint Dr, Barr Rd, Preston Ave, Lilac Ln, 29th St | $109,000 | $90,000 | $100,000-$125,000 | $141,000 | $110,000 | $150,000-$175,000 |
| 17th Ave, Morscheck Rd, Panorama Dr, Preston Dr, Powers Dr, Seaport Ct, Vineyard Dr, Hepton Ln, 8th St E, 27th Ave | $73,500 | $60,000 | $50,000-$75,000 | $85,500 | $70,000 | $50,000-$75,000 |
Estimate your Savings with Home Insurance Discounts in Lewiston, ID | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$97 | $508 |
| Superior Protection Discount | -$54 | $550 |
| Fire & Security Discount | -$42 | $562 |
| Hail Resistant Roof Discount | -$18 | $586 |
| Newly Constructed Home Discount | -$151 | $453 |
Choose the Right Deductible for your Lewiston, ID Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Nez Perce County | $2,000 | $595 | $2,595 | $433 | $2,433 | $163 |
| Lewiston, ID | $2,000 | $597 | $2,597 | $434 | $2,434 | $163 |
| South Lewis, ID | $400 | $634 | $1,034 | $461 | $861 | $173 |
| Juliaetta, ID | $2,000 | $492 | $2,492 | $358 | $2,358 | $134 |
| Nez Perce, ID | $300 | $668 | $968 | $486 | $786 | $183 |
| Pullman, WA | $1,000 | $714 | $1,714 | $519 | $1,519 | $195 |
| White Bird, ID | $100 | $568 | $668 | $413 | $513 | $155 |
| Deary, ID | $700 | $519 | $1,219 | $377 | $1,077 | $142 |
| Stites, ID | $200 | $397 | $597 | $289 | $489 | $109 |
| Weippe, ID | $1,000 | $469 | $1,469 | $341 | $1,341 | $128 |
| Deary-Bovill, ID | $400 | $618 | $1,018 | $449 | $849 | $169 |
| Onaway, ID | $2,000 | $579 | $2,579 | $421 | $2,421 | $158 |
Identify Top Home Insurance Agents near Lewiston, ID | Back to Top
| Home Insurance Company Lewiston, ID | Homeowners Insurance Agency Lewiston, ID | Address | Popularity Score | Distance from Lewiston (miles) |
|---|---|---|---|---|
| State Farm | Steve Forge | 1442 Idaho St, Lewiston, ID, 83501-2559 | 15.8 | |
| Travelers | Troy Insurance | 625 8th St, Lewiston, ID, 83501 | 15.9 | |
| State Farm | Rebecca Knudson | 1920 19th Ave, Lewiston, ID, 83501-4069 | 14.7 | |
| Farmers | Eric Sprenger | 114 E 5th St Ste 1, Moscow, ID, 83843 | 36.4 | |
| Allstate | Walrath Insurance | 163 Johnson Ave, Orofino, ID, 83544 | 34.3 | |
| Liberty Mutual Independent | Kuespert Insurance Agency Inc | 127 S Washington St Ste 4, Moscow, ID, 83843 | 36.6 | |
| State Farm | Jamie Knudson | 318 S Main St, Moscow, ID, 83843-2914 | 36.5 | |
| Travelers | Troy Insurance | 1822 18th Ave, Lewiston, ID, 83501 | 14.8 | |
| Farmers | Michael Beuke | 1522 Main St, Lewiston, ID, 83501 | 15.9 | |
| Travelers | Aaa Insurance Agency | 802 Bryden Ave, Lewiston, ID, 83501 | 13.2 |
Compare Rates for Lewiston, ID Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Idaho | $176,800 | $627 | $450 | $870 | $420 |
| Nez Perce County, ID | $172,500 | $602 | $410 | $860 | $450 |
| Lewiston, ID | $173,500 | $604 | $410 | $830 | $420 |
| South Lewis, ID | $187,500 | $642 | $470 | $880 | $410 |
| Juliaetta, ID | $108,200 | $498 | $340 | $700 | $360 |
| Nez Perce, ID | $146,100 | $676 | $470 | $940 | $470 |
| Pullman, WA | $235,700 | $723 | $520 | $1,030 | $510 |
| White Bird, ID | $143,800 | $575 | $390 | $820 | $430 |
| Deary, ID | $119,400 | $525 | $380 | $750 | $370 |
| Stites, ID | $76,000 | $402 | $290 | $570 | $280 |
| Weippe, ID | $99,600 | $475 | $320 | $660 | $340 |
| Deary-Bovill, ID | $175,800 | $626 | $450 | $880 | $430 |
| Onaway, ID | $150,000 | $586 | $390 | $810 | $420 |
Research Home Insurance Companies Reviews in Lewiston, ID Before Buying | Back to Top
Share a review on your home insurance company
Farmer's Insurance Home Insurance Reviews
Date: October 15, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
I have had positive and helpful interactions with their customer service. However, they are slow to reach by telephone. Once I do reach a customer service representative, however, they are genuinely helpful.
Date: October 09, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
From what i remember customer service was decent enough, so i would give them a 4
Liberty Mutual Home Insurance Reviews
Date: September 16, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
It has been okay. No problems so far. If all stays well ill be a loyal customer for years to come.
Progressive Home Insurance Reviews
Date: September 09, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
we have not had any type of issues with our current home insurance company. this is mainly because we have not had any issues arise which would require their assistance.
GEICO Home Insurance Reviews
Date: July 16, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I would give them a 5. They have taken the time to make sure I understand my policy and they took the time to help me figure out what my needs and wants were.