How Can I Make My Hardin County, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Hardin County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Hardin County, TX Home Insurance Coverage Levels | Back to Top

Hardin County, TX - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Pine Needles Dr, Felps Cemetery Rd, Bowie Rd, W Herring St, Winchester Ln, Baker Rd, S Loading Dock Rd, Beech St, Tull Rd, Circle C Dr $156,500 $130,000 $150,000-$175,000 $88,500 $70,000 $75,000-$100,000
Oak Leaf Ln, Old Maid Rd, Cherry St, Case Rd, Shires Ln, Emilee Rd, Storey Dr, Lake Est, Springfield Cir W, Bourlon Dr $117,000 $100,000 $100,000-$125,000 $126,000 $110,000 $125,000-$150,000
Whipoorwill Dr, Temple Rd, Laird Ridge Dr, Hob Warren Rd, Holly Hill, Walters Rd, Deer Park Ln, Avenue E, John Blair Ln, Old Batson Saratoga Rd $129,000 $120,000 $100,000-$125,000 $103,000 $90,000 $100,000-$125,000
S Lhs Dr, Massey Lake Rd, Tomlinson Rd, Smith Rd, Kings Row, Hardin Dr, Ryan Rd, Old Silsbee Rd, Purvis Rd, Johnson Ln $183,500 $170,000 $150,000-$175,000 $107,000 $100,000 $75,000-$100,000
E Chance Cut Off Rd, Weathersby Ln, Medina Rd, Cravens Rd, Langston Rd, Lester Caraway Rd, Plantation Dr, Pinecone Ln, Eddings Rd, Ave G $139,000 $130,000 $100,000-$125,000 $91,500 $90,000 $75,000-$100,000
Peach Dr, Ernest Dr, Whiteside Rd, S Oak St, Timber Lilly, Taylor Rd, 2nd St, Rocky Ln, Hunters Ct, Church Loop $115,500 $100,000 $100,000-$125,000 $68,000 $60,000 $50,000-$75,000
John Bevil Rd, Staley Rd, Singleton Rd, Dalewood Dr, S Cherry St, Grayburg Rd, Safer Rd, Marshall, N Lhs Dr, E Ave C $91,000 $90,000 $75,000-$100,000 $75,500 $60,000 $75,000-$100,000
Hilcrest, el Pinto, Carroll St, Chapman Rd, Rachel Ln, Thompson Rd, Aquarius, Moon Glow Ln, Old Beaumont Hwy, Mattthews Ln $112,000 $100,000 $100,000-$125,000 $67,000 $60,000 $50,000-$75,000
Old Trahan Pl, Old Kountze Rd, 3 M Dr, Mathews Rd, Charles St, Kelly Dr, Rayvick Rd, Lena Dr, Winnie Cir, Cedar Ln $113,000 $100,000 $75,000-$100,000 $86,000 $80,000 $75,000-$100,000
Kirby Cir, Sanguin Rd, Ariola Rd, Grissom Rd, N 2nd St, Pine St, Callahan Rd, Stonewall Rd, Jace Dr, Old Honeyisland Rd $125,000 $100,000 $125,000-$150,000 $132,500 $110,000 $125,000-$150,000

Choose the Best Hardin County, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 550-599 Credit Score No Income 3 Pets, Smoker $1,130
Freelancer 800-850 Credit Score <$25,000 2 Pets, Smoker $200
Retired 750-799 Credit Score $25 to 50,000 No Pets, Non-Smoker $870

Choose the Right Deductible for your Hardin County, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $400 $490 $890 $430 $830 $60
Hardin County, TX $1,500 $460 $960 $390 $1,890 $-930
Hardin County, TX $700 $370 $870 $320 $1,020 $-150
Rose City, TX $300 $240 $540 $210 $510 $30
Central Gardens, TX $1,000 $590 $1,090 $490 $1,490 $-400
Taylor Landing, TX $100 $1,180 $1,280 $960 $1,060 $220
Colmesneil-Chester, TX $700 $320 $820 $260 $960 $-140
Cove, TX $400 $630 $1,030 $550 $950 $80
West Livingston, TX $2,000 $300 $800 $250 $2,250 $-1,450
Seven Oaks, TX $100 $190 $290 $160 $260 $30
Shepherd-Evergreen, TX $2,000 $320 $820 $280 $2,280 $-1,460
Crosby, TX $100 $460 $560 $380 $480 $80
Oak Island, TX $1,000 $400 $900 $330 $1,330 $-430

Identify Top Home Insurance Agents near Hardin County, TX | Back to Top

Home Insurance Company Hardin County, TX Homeowners Insurance Agency Hardin County, TX Address Popularity Score Distance from Hardin County (miles)
Farmers Dustin Hood 321 N 12th St Ste B, Nederland, TX, 77627
34.2
State Farm Grant Anderson 1115 N 5th Street, Silsbee, TX, 77656-3846
13.2
Allstate Craig Rankin 4700 Highway 365 Ste B, Port Arthur, TX, 77642
35.5
Farmers Donnie Garcia 4485 Calder Ave, Beaumont, TX, 77706
22.2
Allstate Christopher Thurston 975 Ih 10 N Ste 100, Beaumont, TX, 77706
22.5
Allstate Helen Clark 193 S Lhs Dr, Lumberton, TX, 77657
12.4
Allstate Michael Wood 6385 Calder Ave Ste C, Beaumont, TX, 77706
22.0
Allstate Horace Bridges 24501 Fm 2100 Rd Ste C, Huffman, TX, 77336
46.5
Allstate Jarrod Walton 1575 S Pine St, Kountze, TX, 77625
5.8
Allstate Brent Walters 395 Texas Ave, Bridge City, TX, 77611
39.0

Compare Rates for Hardin County, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $630 $420 $970 $550
Hardin County, TX $97,800 $560 $370 $860 $490
Hardin County, TX $97,800 $460 $300 $710 $410
Rose City, TX $62,700 $340 $220 $520 $300
Central Gardens, TX $109,400 $550 $360 $850 $490
Taylor Landing, TX $228,800 $1,280 $840 $1,970 $1,130
Colmesneil-Chester, TX $63,400 $290 $190 $450 $260
Cove, TX $172,200 $840 $550 $1,290 $740
West Livingston, TX $73,000 $340 $220 $520 $300
Seven Oaks, TX $34,900 $140 $90 $220 $130
Shepherd-Evergreen, TX $77,000 $420 $280 $650 $370
Crosby, TX $116,200 $570 $380 $880 $500
Oak Island, TX $79,000 $330 $220 $510 $290

9 Ways to Get Discounts on Homeowners Insurance in Hardin County, TX

What Makes Your Hardin County, TX Home Insurance Cheap or Expensive