Gavop's guide to buying homeowners insurance in Frio County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Frio County, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Teacuana Rd, Radio Rd, FM 472, N Peach St, S Ash St, W Kinsel St, Co Rd 1529, W Davila St, Smith Rd, Dr Gavan Rd | $108,000 | $90,000 | $100,000-$125,000 | $62,500 | $50,000 | $50,000-$75,000 |
| W Co Rd 4427, S Truehart St, Trl W, Co Rd 2585, Co Rd 3614, Prue Ln, Teacuane Rd, Leona River Rd, Co Rd 4429, Trevino Rd | $92,500 | $90,000 | $75,000-$100,000 | $66,500 | $60,000 | $50,000-$75,000 |
| Horizon West Dr, Sand Hollow Rd, Co Rd 4757, Nueces, W FM 117, S Mesquite St, Hindes Rd, N Roosevelt St, Eddie St, Wayala St | $102,000 | $80,000 | $100,000-$125,000 | $73,500 | $70,000 | $75,000-$100,000 |
| I- 35 Access Rd, Siller Rd, S Houston St, 23rd St, Co Rd 1615, Martin Branch Rd, Lorraine St, Sheep Hill Rd, Co Rd 4700, Mariposa St | $125,500 | $110,000 | $100,000-$125,000 | $101,500 | $90,000 | $75,000-$100,000 |
| Arnold St, Co Rd 2000, Dillard St, Athol Ln, Co Rd 2350, W Brazos St, Hugo Rd, S Cherry St, S Plum St, W Ward St | $110,000 | $100,000 | $100,000-$125,000 | $68,500 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$139 | $855 |
| Superior Protection Discount | -$99 | $895 |
| Fire & Security Discount | -$80 | $914 |
| Hail Resistant Roof Discount | -$30 | $964 |
| Newly Constructed Home Discount | -$239 | $755 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Frio County | $2,000 | $982 | $2,982 | $714 | $2,714 | $268 |
| Frio County, TX | $700 | $982 | $1,682 | $714 | $1,414 | $268 |
| Moore, TX | $500 | $1,535 | $2,035 | $1,116 | $1,616 | $420 |
| Cotulla, TX | $1,000 | $964 | $1,964 | $700 | $1,700 | $263 |
| Somerset, TX | $300 | $1,469 | $1,769 | $1,068 | $1,368 | $401 |
| Christine, TX | $700 | $1,245 | $1,945 | $905 | $1,605 | $340 |
| Von Ormy, TX | $500 | $1,302 | $1,802 | $946 | $1,446 | $356 |
| Castroville-LaCoste, TX | $1,500 | $1,731 | $3,231 | $1,258 | $2,758 | $473 |
| Tilden, TX | $1,000 | $1,374 | $2,374 | $999 | $1,999 | $376 |
| Sabinal, TX | $400 | $1,411 | $1,811 | $1,025 | $1,425 | $386 |
| Home Insurance Company Frio County, TX | Homeowners Insurance Agency Frio County, TX | Address | Popularity Score | Distance from Frio County (miles) |
|---|---|---|---|---|
| State Farm | Robert Tijerina | 8802 Potranco Rd Ste 105, San Antonio, TX, 78251-3017 | 48.0 | |
| Nationwide | Pat Pantusa | 2130 Sw Military Dr Ste 203, San Antonio, TX, 78224 | 48.6 | |
| State Farm | Jaime Luna | Ste 103 9719 Poteet Jourdanton Fwy, San Antonio, TX, 78211-4573 | 46.0 | |
| State Farm | Trent Rosenkranz | 1840 S Gen Mcmulln Dr Ste 109, San Antonio, TX, 78226-1182 | 49.3 | |
| Travelers | Atlas Insurance Agency Inc | 1954 Sw Military Dr, San Antonio, TX, 78221 | 48.7 | |
| Farmers | Gloria Soto | 5656 S Ih 35 Ste A, San Antonio, TX, 78211 | 49.8 | |
| Travelers | Alexander Insurance Agency | 112 State Hwy 132n, Devine, TX, 78016 | 23.5 | |
| Allstate | Elissa Gonzalez-Gomez | 3207 Weir Ave Ste 104, San Antonio, TX, 78226 | 49.5 | |
| Travelers | Alexander Insurance Agency | 14636 South Fm 2790 W Lytle, Devine, TX, 78052 | 22.3 | |
| Liberty Mutual Independent | Ricks Insurance Agency Inc | 205 N Main, Pleasanton, TX, 78064 | 38.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Frio County, TX | $75,900 | $994 | $660 | $1,530 | $870 |
| Frio County, TX | $75,900 | $994 | $660 | $1,530 | $870 |
| Moore, TX | $108,000 | $1,554 | $1,030 | $2,390 | $1,360 |
| Cotulla, TX | $71,300 | $975 | $640 | $1,500 | $860 |
| Somerset, TX | $93,200 | $1,487 | $980 | $2,290 | $1,310 |
| Christine, TX | $53,300 | $1,260 | $830 | $1,940 | $1,110 |
| Von Ormy, TX | $62,300 | $1,318 | $870 | $2,030 | $1,160 |
| Castroville-LaCoste, TX | $166,700 | $1,752 | $1,160 | $2,700 | $1,540 |
| Tilden, TX | $74,700 | $1,391 | $920 | $2,140 | $1,220 |
| Sabinal, TX | $81,400 | $1,428 | $940 | $2,200 | $1,260 |