Gavop tells you how to get the best homeowners insurance in West Columbia, SC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $45,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $123,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $118,500 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $209,000 | $200,000 | $200,000-$250,000 |
| 5 Bedroom | $276,000 | $230,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$144 | $615 |
| Superior Protection Discount | -$68 | $691 |
| Fire & Security Discount | -$84 | $676 |
| Hail Resistant Roof Discount | -$23 | $737 |
| Newly Constructed Home Discount | -$213 | $547 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,488 |
| Hail Damage | $4,571 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $16,386 |
| Home Insurance Company West Columbia, SC | Homeowners Insurance Agency West Columbia, SC | Address | Popularity Score | Distance from West Columbia (miles) |
|---|---|---|---|---|
| State Farm | Roe Young | 4020 Platt Springs Rd, West Columbia, SC, 29170-1283 | 4.8 | |
| Liberty Mutual Independent | The Wannamaker Agency | 1469 Amelia St, Orangeburg, SC, 29115 | 36.8 | |
| Travelers | Gmm Insurance | 115-A Library Hill Ln, Lexington, SC, 29072 | 7.3 | |
| Travelers | Affordable Insurance Group | 6168 Saint Andrews Rd , Columbia, SC, 29212 | 6.0 | |
| State Farm | Amy Masincupp | 612 Saint Andrews Rd Ste 16, Columbia, SC, 29210-5120 | 4.1 | |
| Allstate | Lavone Roberson | 111a Ivy Park Ln, Lexington, SC, 29072 | 8.7 | |
| Travelers | Independent Insurance Brokers Inc | 7321 Saint Andrews Rd, Irmo, SC, 29063 | 8.1 | |
| Liberty Mutual Independent | Greater South Agency | 5309 N Trenholm Rd , Columbia, SC, 29206 | 7.7 | |
| State Farm | Liz Portee | 1907 Sunset Blvd, West Columbia, SC, 29169-5931 | 0.6 | |
| Travelers | Irmo Insurance Agency Inc | 1345 Lake Murray Blvd, Irmo, SC, 29063 | 8.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $700 | $1,410 | $710 |
| Lexington County, SC | $148,400 | $948 | $640 | $1,320 | $680 |
| West Columbia, SC | $133,500 | $759 | $510 | $1,090 | $580 |
| Oak Grove, SC | $126,800 | $726 | $500 | $1,020 | $520 |
| West Columbia-Cayce, SC | $121,600 | $832 | $570 | $1,140 | $570 |
| Little Mountain, SC | $181,800 | $1,155 | $830 | $1,610 | $780 |
| Rembert, SC | $59,800 | $383 | $260 | $530 | $270 |
| Camden, SC | $124,900 | $717 | $520 | $990 | $470 |
| Johnston, SC | $98,200 | $678 | $490 | $970 | $480 |
| Cope, SC | $77,300 | $525 | $360 | $750 | $390 |
| Williston, SC | $75,300 | $816 | $550 | $1,120 | $570 |
| Chappells, SC | $134,000 | $907 | $630 | $1,290 | $660 |
| East Sumter, SC | $77,400 | $526 | $360 | $750 | $390 |