Gavop's guide to buying homeowners insurance in Ronkonkoma, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Ronkonkoma, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Wainwright St, Hanson Pl, Pawnee St, Fairway Ln, Louis Kossuth Ave, Paul Pl, Matice Pl, Uncas St, Easton St, N 7 | $244,500 | $220,000 | $250,000-$300,000 | $483,000 | $410,000 | $400,000-$500,000 |
| Beaver Ln, Central Islip Blvd, 2 Ct, Peconic St, Arrival Ave, Deer Rd, Parkway Blvd, Collington Dr, Old Rosevale Ave, Parr Dr | $364,500 | $330,000 | $400,000-$500,000 | $390,000 | $320,000 | $350,000-$400,000 |
| Springdale Dr, May Ct, N 2nd St, Millers Ct, Forest Ct, Union Pkwy, W Sixth St, N 3, Pamlico Ave, Shelter Rd | $283,500 | $260,000 | $300,000-$350,000 | $467,500 | $400,000 | $400,000-$500,000 |
| Hamel Ln, Alexander Ct, Burnham Pl, Turul Pl, Easton St, Pamlico Ave, Lake Shore Dr, Dominion Blvd, Feureisen Ave, Filnt Pl | $357,000 | $310,000 | $400,000-$500,000 | $322,000 | $280,000 | $300,000-$350,000 |
| Beachview Pl, Neil Pl, Raynor Ave, Magua St, Teddy Ct, Trade Zone Ct, Laurel Blvd, Eastview Rd, 1st Ct, S 1st St | $360,000 | $330,000 | $300,000-$350,000 | $480,000 | $390,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$181 | $827 |
| Superior Protection Discount | -$101 | $907 |
| Fire & Security Discount | -$111 | $897 |
| Hail Resistant Roof Discount | -$20 | $988 |
| Newly Constructed Home Discount | -$292 | $716 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Suffolk County | $2,000 | $1,491 | $3,491 | $1,084 | $3,084 | $408 |
| Ronkonkoma, NY | $700 | $996 | $1,696 | $724 | $1,424 | $272 |
| Terryville, NY | $100 | $992 | $1,092 | $721 | $821 | $271 |
| Greenvale, NY | $300 | $2,677 | $2,977 | $1,946 | $2,246 | $732 |
| North Hempstead, NY | $700 | $842 | $1,542 | $612 | $1,312 | $230 |
| North Hills, NY | $500 | $837 | $1,337 | $608 | $1,108 | $229 |
| New Suffolk, NY | $1,000 | $515 | $1,515 | $374 | $1,374 | $141 |
| North Castle, NY | $400 | $836 | $1,236 | $608 | $1,008 | $229 |
| Greenport West, NY | $1,000 | $2,349 | $3,349 | $1,707 | $2,707 | $642 |
| Dumont, NJ | $100 | $832 | $932 | $604 | $704 | $227 |
| Hackensack, NJ | $2,500 | $971 | $3,471 | $706 | $3,206 | $265 |
| Home Insurance Company Ronkonkoma, NY | Homeowners Insurance Agency Ronkonkoma, NY | Address | Popularity Score | Distance from Ronkonkoma (miles) |
|---|---|---|---|---|
| Allstate | Peter Damato | 129 Commack Rd, Commack, NY, 11725 | 9.1 | |
| State Farm | Ted Kosmidis | 31 Vanderbilt Motor Pkwy, Commack, NY, 11725-5409 | 8.7 | |
| Allstate | Nazmena Jainarine | 11810 Rockaway Blvd, South Ozone Park, NY, 11420 | 37.4 | |
| State Farm | Marcela Ruppert | 161 Main St, Kings Park, NY, 11754-2603 | 9.1 | |
| Travelers | Supreme Agency Inc | 4250 Veterans Memorial Hwy Ste 245e, Holbrook, NY, 11741 | 2.2 | |
| Allstate | Robert Newell | 640 Horseblock Rd, Farmingville, NY, 11738 | 5.1 | |
| Allstate | Stephen Foray | 95 E Main St, East Islip, NY, 11730 | 5.9 | |
| Allstate | David H. Cohen | 2124 Central Park Ave, Yonkers, NY, 10710 | 38.9 | |
| Travelers | Hughes Associates Inc | 7114 Myrtle Ave, Glendale, NY, 11385 | 40.2 | |
| Allstate | Kevin Williamson | 4222 Avenue D, Brooklyn, NY, 11203 | 44.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $830 | $1,640 | $810 |
| Suffolk County, NY | $379,400 | $1,509 | $1,040 | $2,100 | $1,060 |
| Ronkonkoma, NY | $338,200 | $1,008 | $680 | $1,430 | $750 |
| Terryville, NY | $352,000 | $1,004 | $720 | $1,390 | $670 |
| Greenvale, NY | $603,700 | $2,710 | $1,920 | $3,820 | $1,900 |
| North Hempstead, NY | $662,600 | $852 | $590 | $1,180 | $590 |
| North Hills, NY | $979,500 | $847 | $580 | $1,210 | $630 |
| New Suffolk, NY | $702,200 | $521 | $380 | $710 | $330 |
| North Castle, NY | $927,200 | $847 | $610 | $1,160 | $550 |
| Greenport West, NY | $478,400 | $2,378 | $1,620 | $3,260 | $1,640 |
| Dumont, NJ | $364,500 | $842 | $570 | $1,200 | $630 |
| Hackensack, NJ | $292,600 | $983 | $660 | $1,400 | $740 |