Gavop tells you how to get the best homeowners insurance in Pontotoc County, OK by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $40,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $72,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $103,000 | $100,000 | $75,000-$100,000 |
| 4 Bedroom | $105,000 | $90,000 | $100,000-$125,000 |
| 5 Bedroom | $147,500 | $130,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$195 | $1,107 |
| Superior Protection Discount | -$117 | $1,185 |
| Fire & Security Discount | -$91 | $1,211 |
| Hail Resistant Roof Discount | -$39 | $1,263 |
| Newly Constructed Home Discount | -$300 | $1,003 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pontotoc County | $2,500 | $1,287 | $3,787 | $935 | $3,435 | $352 |
| Pontotoc County, OK | $1,000 | $1,287 | $2,287 | $935 | $1,935 | $352 |
| South Central Pontotoc, OK | $400 | $1,799 | $2,199 | $1,307 | $1,707 | $492 |
| Southwest Pontotoc, OK | $2,500 | $1,282 | $3,782 | $932 | $3,432 | $350 |
| Stonewall, OK | $400 | $813 | $1,213 | $591 | $991 | $222 |
| Allen, OK | $2,000 | $999 | $2,999 | $726 | $2,726 | $273 |
| Dougherty, OK | $400 | $942 | $1,342 | $684 | $1,084 | $257 |
| Rosedale, OK | $700 | $968 | $1,668 | $704 | $1,404 | $265 |
| Holdenville, OK | $500 | $868 | $1,368 | $631 | $1,131 | $237 |
| Hughes County, OK | $2,500 | $847 | $3,347 | $615 | $3,115 | $231 |
| Maysville, OK | $400 | $1,099 | $1,499 | $798 | $1,198 | $300 |
| Caney, OK | $1,500 | $1,013 | $2,513 | $736 | $2,236 | $277 |
| Home Insurance Company Pontotoc County, OK | Homeowners Insurance Agency Pontotoc County, OK | Address | Popularity Score | Distance from Pontotoc County (miles) |
|---|---|---|---|---|
| Allstate | Wayne Enyart | 512 12th Ave Nw, Ardmore, OK, 73401 | 44.6 | |
| Liberty Mutual Independent | Sullivan Insurance Agency | 321 West Broadway, Ardmore, OK, 73401 | 45.2 | |
| State Farm | Paula Bush | 1414 12th Ave Nw, Ardmore, OK, 73401-1284 | 45.0 | |
| Travelers | Thompson Agency | 314 S Broadway Suite #100, Ada, OK, 74821 | 3.6 | |
| State Farm | Sam Greer | 4202 N Harrison St, Shawnee, OK, 74804-1413 | 46.6 | |
| State Farm | Karen Bollenbach | 105 S Green Ave, Purcell, OK, 73080-5227 | 43.2 | |
| State Farm | Kyle Kennedy | 113 N 1st St, Madill, OK, 73446-2201 | 43.6 | |
| Farmers | Jason Clary | 217 W Main St, Tishomingo, OK, 73460 | 33.5 | |
| Liberty Mutual Independent | Butler Insurance Agency Inc | 121 S First St, Madill, OK, 73446 | 43.8 | |
| State Farm | Chris Rick | 444 W Federal St, Shawnee, OK, 74804-3626 | 45.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,090 | $2,050 | $960 |
| Pontotoc County, OK | $120,300 | $1,302 | $900 | $1,850 | $950 |
| Pontotoc County, OK | $120,300 | $1,302 | $950 | $1,800 | $850 |
| South Central Pontotoc, OK | $172,700 | $1,821 | $1,220 | $2,530 | $1,310 |
| Southwest Pontotoc, OK | $101,600 | $1,298 | $930 | $1,840 | $910 |
| Stonewall, OK | $48,300 | $823 | $590 | $1,140 | $550 |
| Allen, OK | $68,400 | $1,011 | $730 | $1,430 | $700 |
| Dougherty, OK | $62,100 | $953 | $640 | $1,350 | $710 |
| Rosedale, OK | $65,000 | $980 | $670 | $1,380 | $710 |
| Holdenville, OK | $72,300 | $879 | $610 | $1,250 | $640 |
| Hughes County, OK | $69,400 | $857 | $610 | $1,170 | $560 |
| Maysville, OK | $79,700 | $1,112 | $770 | $1,580 | $810 |
| Caney, OK | $70,000 | $1,025 | $690 | $1,450 | $760 |