Gavop shows you how to buy homeowners insurance in Prowers County, CO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $119,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $132,000 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $188,500 | $160,000 | $200,000-$250,000 |
| 5 Bedroom | $176,000 | $160,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$59 | $682 |
| Home and Two Car | -$119 | $622 |
| Home and Three Car | -$185 | $556 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Prowers County | $2,500 | $732 | $3,232 | $532 | $3,032 | $200 |
| Prowers County, CO | $700 | $732 | $1,432 | $532 | $1,232 | $200 |
| Granada, CO | $400 | $791 | $1,191 | $575 | $975 | $216 |
| Lamar, CO | $1,000 | $737 | $1,737 | $536 | $1,536 | $201 |
| McClave, CO | $100 | $835 | $935 | $607 | $707 | $228 |
| Syracuse, KS | $2,500 | $1,054 | $3,554 | $766 | $3,266 | $288 |
| South Bent, CO | $200 | $955 | $1,155 | $694 | $894 | $261 |
| Towner, CO | $2,000 | $577 | $2,577 | $419 | $2,419 | $158 |
| Greeley County unified government, KS | $2,500 | $1,437 | $3,937 | $1,044 | $3,544 | $393 |
| Tribune, KS | $300 | $1,059 | $1,359 | $770 | $1,070 | $289 |
| Home Insurance Company Prowers County, CO | Homeowners Insurance Agency Prowers County, CO | Address | Popularity Score | Distance from Prowers County (miles) |
|---|---|---|---|---|
| State Farm | Seth Walker | 308 E Olive St, Lamar, CO, 81052-2841 | 15.2 | |
| State Farm | Anna Carere | 701 S Main St Ste 1, Lamar, CO, 81052-3448 | 15.1 | |
| Travelers | First Insurance Services Inc | 507 Bent Ave, Las Animas, CO, 81054 | 45.8 | |
| Farmers | Salud Gonzalez | 202 S 5th St, Lamar, CO, 81052 | 15.3 | |
| Allstate | Csb Insurance Inc | 508 N Colorado, Walsh, CO, 81090 | 39.8 | |
| Travelers | Jennifer Morlan Insurance Llc | 420 N Main St, Lamar, CO, 81052 | 15.6 | |
| Liberty Mutual Independent | Crop Risk Insurance Llc | 1211 S Main St, Lamar, CO, 81052 | 14.8 | |
| Allstate | First Ins Serv. Inc | 507 Bent Ave, Las Animas, CO, 81054 | 45.8 | |
| Allstate | Community Insurance | 201 S 5th St Ste B, Lamar, CO, 81052 | 15.3 | |
| Travelers | Colorado East Insurance Inc | 100 West Pearl Street, Lamar, CO, 81052 | 15.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Prowers County, CO | $94,400 | $741 | $520 | $970 | $450 |
| Prowers County, CO | $94,400 | $741 | $520 | $970 | $450 |
| Granada, CO | $77,000 | $801 | $560 | $1,050 | $490 |
| Lamar, CO | $95,900 | $746 | $520 | $980 | $460 |
| McClave, CO | $86,200 | $845 | $590 | $1,110 | $520 |
| Syracuse, KS | $85,400 | $1,067 | $830 | $1,440 | $610 |
| South Bent, CO | $115,300 | $967 | $680 | $1,270 | $590 |
| Towner, CO | $37,500 | $584 | $410 | $770 | $360 |
| Greeley County unified government, KS | $160,800 | $1,454 | $1,130 | $1,960 | $830 |
| Tribune, KS | $86,100 | $1,072 | $840 | $1,450 | $610 |