How Can I Make My San Benito County, CA Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in San Benito County, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your San Benito County, CA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $122,000 $110,000 $125,000-$150,000
2 Bedroom $306,000 $280,000 $300,000-$350,000
3 Bedroom $378,000 $330,000 $400,000-$500,000
4 Bedroom $652,000 $610,000 $600,000-$700,000
5 Bedroom $416,000 $370,000 $400,000-$500,000

Estimate your Savings with Home Insurance Discounts in San Benito County, CA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$224 $1,019
Superior Protection Discount -$124 $1,119
Fire & Security Discount -$112 $1,131
Hail Resistant Roof Discount -$25 $1,218
Newly Constructed Home Discount -$261 $982

Choose the Right Deductible for your San Benito County, CA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
San Benito County $2,500 $1,228 $3,728 $892 $3,392 $336
San Benito County, CA $700 $1,228 $1,928 $892 $1,592 $336
San Benito-Bitterwater, CA $400 $1,770 $2,170 $1,286 $1,686 $484
Mendota, CA $700 $1,043 $1,743 $758 $1,458 $285
San Juan Bautista, CA $400 $978 $1,378 $711 $1,111 $267
Monterey County, CA $2,000 $1,175 $3,175 $854 $2,854 $321
Pine Canyon, CA $200 $829 $1,029 $602 $802 $227
Spreckels, CA $1,000 $1,303 $2,303 $947 $1,947 $356
Elkhorn, CA $1,000 $1,333 $2,333 $969 $1,969 $364
Marina, CA $500 $866 $1,366 $629 $1,129 $237
Del Rey Oaks, CA $700 $1,586 $2,286 $1,152 $1,852 $433

Identify Top Home Insurance Agents near San Benito County, CA | Back to Top

Home Insurance Company San Benito County, CA Homeowners Insurance Agency San Benito County, CA Address Popularity Score Distance from San Benito County (miles)
Farmers Gary Carroll 15 W 5th St, Morgan Hill, CA, 95037
47.4
State Farm Andrea Brandt 934 7th St, Los Banos, CA, 93635-4302
33.7
Travelers Kbk Insurance Agency 1006 Freedom Blvd, Watsonville, CA, 95076
43.2
State Farm Kathy Power 1590 Del Monte Blvd, Seaside, CA, 93955-4238
42.7
Farmers Julie Perry 505 Lighthouse Ave Ste 103, Pacific Grove, CA, 93950
46.2
Farmers Eric Contreras 1915 Natividad Rd, Salinas, CA, 93906
30.8
Farmers Dwight Lynn Csp Lutcf 365 E Lake Ave, Watsonville, CA, 95076
42.6
Farmers Lisa Del Real 1403a N Main St, Salinas, CA, 93906
32.2
Allstate Cuahutemoc Leon Soto 184 E Laurel Dr, Salinas, CA, 93906
32.0
Farmers Gerald Daniel 1538 Constitution Blvd, Salinas, CA, 93905
30.3

Compare Rates for San Benito County, CA Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
California $443,400 $1,291 $960 $1,760 $800
San Benito County, CA $459,700 $1,243 $920 $1,690 $770
San Benito County, CA $459,700 $1,243 $920 $1,690 $770
San Benito-Bitterwater, CA $622,000 $1,791 $1,330 $2,440 $1,110
Mendota, CA $141,000 $1,056 $780 $1,440 $660
San Juan Bautista, CA $598,000 $990 $730 $1,350 $620
Monterey County, CA $441,000 $1,189 $880 $1,620 $740
Pine Canyon, CA $316,400 $839 $620 $1,140 $520
Spreckels, CA $448,500 $1,319 $980 $1,790 $810
Elkhorn, CA $454,000 $1,349 $1,000 $1,830 $830
Marina, CA $431,800 $877 $650 $1,190 $540
Del Rey Oaks, CA $541,900 $1,605 $1,190 $2,180 $990

7 Ways to Get Discounts on Homeowners Insurance in San Benito County, CA

What Makes Your San Benito County, CA Home Insurance Cheap or Expensive