How Can I Make My San Benito County, CA Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in San Benito County, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your San Benito County, CA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $122,000 $110,000 $125,000-$150,000
2 Bedroom $306,000 $280,000 $300,000-$350,000
3 Bedroom $378,000 $330,000 $400,000-$500,000
4 Bedroom $652,000 $610,000 $600,000-$700,000
5 Bedroom $416,000 $370,000 $400,000-$500,000

Choose the Best San Benito County, CA Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 600-649 Credit Score <$25,000 1 Pet, Smoker $770
Full Time Job 500-549 Credit Score >$150,000 No Pets, Smoker $150
Part Time Job 750-799 Credit Score <$25,000 More than 3 Pets at home, Smoker $1,030

Choose the Right Deductible for your San Benito County, CA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
California $200 $1,330 $1,530 $1,120 $1,320 $210
San Benito County, CA $2,500 $1,610 $2,110 $1,400 $3,900 $-1,790
San Benito County, CA $700 $1,130 $1,630 $900 $1,600 $30
San Benito-Bitterwater, CA $400 $2,020 $2,420 $1,670 $2,070 $350
Mendota, CA $700 $510 $1,010 $430 $1,130 $-120
San Juan Bautista, CA $400 $2,550 $2,950 $2,040 $2,440 $510
Monterey County, CA $2,000 $1,140 $1,640 $990 $2,990 $-1,350
Pine Canyon, CA $200 $1,210 $1,410 $970 $1,170 $240
Spreckels, CA $1,000 $1,490 $1,990 $1,210 $2,210 $-220
Boronda, CA $500 $1,030 $1,530 $860 $1,360 $170
Elkhorn, CA $1,000 $1,370 $1,870 $1,130 $2,130 $-260
Marina, CA $500 $1,260 $1,760 $1,070 $1,570 $190
Del Rey Oaks, CA $700 $1,710 $2,210 $1,400 $2,100 $110

Identify Top Home Insurance Agents near San Benito County, CA | Back to Top

Home Insurance Company San Benito County, CA Homeowners Insurance Agency San Benito County, CA Address Popularity Score Distance from San Benito County (miles)
Farmers Gary Carroll 15 W 5th St, Morgan Hill, CA, 95037
47.4
State Farm Andrea Brandt 934 7th St, Los Banos, CA, 93635-4302
33.7
Travelers Kbk Insurance Agency 1006 Freedom Blvd, Watsonville, CA, 95076
43.2
State Farm Kathy Power 1590 Del Monte Blvd, Seaside, CA, 93955-4238
42.7
Farmers Julie Perry 505 Lighthouse Ave Ste 103, Pacific Grove, CA, 93950
46.2
Farmers Eric Contreras 1915 Natividad Rd, Salinas, CA, 93906
30.8
Farmers Dwight Lynn Csp Lutcf 365 E Lake Ave, Watsonville, CA, 95076
42.6
Farmers Lisa Del Real 1403a N Main St, Salinas, CA, 93906
32.2
Allstate Cuahutemoc Leon Soto 184 E Laurel Dr, Salinas, CA, 93906
32.0
Farmers Gerald Daniel 1538 Constitution Blvd, Salinas, CA, 93905
30.3

Compare Rates for San Benito County, CA Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
California $383,900 $1,150 $850 $1,560 $710
San Benito County, CA $361,700 $1,300 $960 $1,770 $810
San Benito County, CA $361,700 $1,370 $1,010 $1,860 $850
San Benito-Bitterwater, CA $512,300 $2,250 $1,670 $3,060 $1,390
Mendota, CA $122,800 $520 $380 $710 $330
San Juan Bautista, CA $558,100 $2,290 $1,690 $3,110 $1,420
Monterey County, CA $390,400 $1,640 $1,210 $2,230 $1,020
Pine Canyon, CA $223,100 $1,090 $810 $1,480 $670
Spreckels, CA $528,900 $2,430 $1,800 $3,300 $1,500
Boronda, CA $216,000 $1,120 $830 $1,520 $690
Elkhorn, CA $424,700 $1,360 $1,010 $1,850 $840
Marina, CA $375,600 $1,800 $1,330 $2,450 $1,120
Del Rey Oaks, CA $534,400 $2,620 $1,940 $3,560 $1,620

7 Ways to Get Discounts on Homeowners Insurance in San Benito County, CA

What Makes Your San Benito County, CA Home Insurance Cheap or Expensive