Gavop's guide to buying homeowners insurance in Edgerton, WI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $50,000 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $94,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $172,000 | $140,000 | $150,000-$175,000 |
| 4 Bedroom | $228,500 | $210,000 | $175,000-$200,000 |
| 5 Bedroom | $249,000 | $230,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$82 | $505 |
| Superior Protection Discount | -$59 | $529 |
| Fire & Security Discount | -$65 | $523 |
| Hail Resistant Roof Discount | -$12 | $576 |
| Newly Constructed Home Discount | -$129 | $458 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,392 |
| Hail Damage | $4,665 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $16,553 |
| Home Insurance Company Edgerton, WI | Homeowners Insurance Agency Edgerton, WI | Address | Popularity Score | Distance from Edgerton (miles) |
|---|---|---|---|---|
| State Farm | John Peiffer | 109 N Pine St, Burlington, WI, 53105-1933 | 42.0 | |
| Farmers | Jeremy Panczenko | 1427 E Racine Ave Ste G, Waukesha, WI, 53186 | 45.1 | |
| Liberty Mutual Independent | Risk Management Llc | 16655 W Bluemound Rd Ste 390, Brookfield, WI, 53005 | 50.1 | |
| Liberty Mutual Independent | Diversified Insurance Solutions | 100 N Corporate Dr, Brookfield, WI, 53045 | 49.2 | |
| Erie | Mays Insurance Agency | 500 N Pine Street, Burlington, WI, 53105 | 41.9 | |
| Travelers | John Wickhem Agency | 1504 N Randall Ave, Janesville, WI, 53545 | 10.0 | |
| State Farm | Jason Aexel | S76 W17603 Janesville Road, Muskego, WI, 53150-9298 | 48.3 | |
| Travelers | P & C Insurance Services Inc | 405 N Calhoun Road Suite 203, Brookfield, WI, 53005 | 49.8 | |
| State Farm | Don Gerharz | 305 S Main St, Janesville, WI, 53545-3911 | 11.3 | |
| State Farm | Mike Lyons | 2304 N Grandview Blvd, Waukesha, WI, 53188-1602 | 43.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wisconsin | $169,300 | $685 | $470 | $950 | $480 |
| Rock County, WI | $135,000 | $764 | $560 | $1,060 | $500 |
| Edgerton, WI | $141,100 | $588 | $390 | $830 | $440 |
| Fitchburg, WI | $287,200 | $690 | $490 | $980 | $490 |
| Darien, WI | $208,500 | $740 | $540 | $1,030 | $490 |
| Montrose, WI | $301,900 | $839 | $570 | $1,180 | $610 |
| Verona, WI | $285,100 | $689 | $480 | $980 | $500 |
| Middleton, WI | $309,900 | $712 | $490 | $1,000 | $510 |
| Rock Grove, IL | $148,900 | $786 | $530 | $1,120 | $590 |
| Pecatonica, IL | $135,600 | $754 | $510 | $1,060 | $550 |
| Capron, IL | $102,700 | $659 | $480 | $910 | $430 |
| Horicon, WI | $130,000 | $607 | $440 | $870 | $430 |
| New Berlin, WI | $241,700 | $753 | $520 | $1,080 | $560 |