How Can I Make My Merced County, CA Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Merced County, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Merced County, CA Home Insurance Coverage Levels | Back to Top

Merced County, CA - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Bodega Ct, Landram Ave, Park Ln, Pine Ave, Mills Ct, Princeton Ct, Orchard Park Ave, J St, N Krotik Ct, N Coffee St $223,000 $200,000 $250,000-$300,000 $168,500 $150,000 $150,000-$175,000
B&b St, Black Hills Ave, Magnolia St, Oakwood Ct, Compass Pointe Ave, A Lobue Rd, Sandhill Crane Dr, Rushmore Dr, S 12th St, Mervel Rd $102,000 $90,000 $75,000-$100,000 $108,000 $90,000 $75,000-$100,000
Anderson Way, Summerset Ave, N Leonard Ave, Coppertree Ct, Overland Rd, Bardolino Dr, Washington Ave, Foxtail Ct N, Buena Vista Ct, Dry Creek Rd $142,000 $130,000 $100,000-$125,000 $149,500 $130,000 $125,000-$150,000
Westside Blvd, Persimmon Way, Lincoln Ave, Whitegate Dr, Preston Rd, Jacobs Dr, Madera Ct, Kansas St, Nantes Ave, Hazel Ave $261,500 $230,000 $200,000-$250,000 $130,000 $110,000 $125,000-$150,000
San Jose Ave, N Quinley Ave, Letteau Ave, Spruce Rd, Marthella Ave, Elgin Ave, Parish Rd, W Grant Rd, Autumn Dr, Shipwright Ave $199,000 $170,000 $175,000-$200,000 $162,000 $150,000 $150,000-$175,000
la Purisma St, S Mountainside Dr, San Simeon Ct, Orion Ct, Laughlin Ln, Irvine Ct, Olive Ave N, Golden State Hwy, W Childs Ave, W 8th St $140,000 $130,000 $125,000-$150,000 $88,500 $80,000 $100,000-$125,000
Keaton Rd, Leslie Dr, Joerg Ave, Via Milano, Delta Slough Rd, Customer Care Way, F St, Driftwood Dr, Rose Garden Rd, Nickel Ave $116,000 $90,000 $100,000-$125,000 $71,000 $60,000 $50,000-$75,000
Robin Ave, Alps Dr, Beachwood Dr, Folsom Ave, Lorrie Ct, Granite Dr, W Henry Miller Ave, Bigler St, Le Grand Rd, Lasalle Dr $194,000 $180,000 $200,000-$250,000 $133,500 $110,000 $100,000-$125,000
McKee Rd, Drakeley Ave, Ojai Ct, Falcon Dr, W 9th St, Ashmount Ln, Berryesa Ave, Ashby Rd, Mariner Way, White Crane Rd $180,500 $170,000 $150,000-$175,000 $160,500 $130,000 $150,000-$175,000
Peach Tree Ave, San Roberto St, Criswell Ave, Elmwood Dr, W Stone Rd, Mallard Dr, Tahoe St, E Toews Ave, Bellevue Rd, Yew Ct $197,500 $160,000 $175,000-$200,000 $150,000 $120,000 $150,000-$175,000

Estimate your Savings with Home Insurance Discounts in Merced County, CA | Back to Top

This table lists savings for a median home value of $161,600 and an average premium of $618

Discount Type Premium After Discount
Multipolicy Discounts $575
Superior Protection Discount $513
Fire & Security Discounts $531

Choose the Right Deductible for your Merced County, CA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
California $400 $1,420 $1,820 $1,170 $1,570 $250
Merced County, CA $1,000 $630 $1,130 $540 $1,540 $-410
Merced County, CA $1,500 $720 $1,220 $590 $2,090 $-870
Dos Palos Y, CA $200 $780 $980 $670 $870 $110
South Dos Palos, CA $700 $660 $1,160 $570 $1,270 $-110
Denair, CA $200 $960 $1,160 $830 $1,030 $130
Le Grand, CA $1,500 $460 $960 $400 $1,900 $-940
Waterford, CA $100 $950 $1,050 $810 $910 $140
Madera Acres, CA $2,000 $690 $1,190 $580 $2,580 $-1,390
Catheys Valley, CA $500 $1,330 $1,830 $1,110 $1,610 $220
Valley Home, CA $1,000 $1,650 $2,150 $1,380 $2,380 $-230
San Benito-Bitterwater, CA $500 $2,150 $2,650 $1,890 $2,390 $260

Identify Top Home Insurance Agents near Merced County, CA | Back to Top

Home Insurance Company Merced County, CA Homeowners Insurance Agency Merced County, CA Address Popularity Score Distance from Merced County (miles)
Farmers Dean Uecker 1444 W Main St Ste A, Ripon, CA, 95366
44.0
State Farm Carlos Vasquez 121 W Main St Ste D, Turlock, CA, 95380-4845
21.7
Travelers Bellevue Insurance Agency 574 E Bellevue Rd, Atwater, CA, 95301
13.6
Farmers Brenda Horder 341 Tres Pinos Rd Ste 205b, Hollister, CA, 95023
44.6
State Farm Jon Whited 1600 Sunrise Ave., Modesto, CA, 95350
35.6
State Farm Andrea Brandt 934 7th St, Los Banos, CA, 93635-4302
11.6
Farmers Jeremy Johnson 460 N Yosemite Ave Ste 5, Oakdale, CA, 95361
40.4
Farmers Tannia Solis 205 W Hatch Rd Ste 3, Modesto, CA, 95351
32.3
Allstate Jinhai Fu 840 W Olive Ave Ste E, Merced, CA, 95348
15.8
Allstate Ainslie Loverde Insurance Services Inc. 401 Mccray St Ste B, Hollister, CA, 95023
44.2

Compare Rates for Merced County, CA Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
California $383,900 $1,570 $1,160 $2,140 $980
Merced County, CA $161,600 $790 $580 $1,070 $490
Merced County, CA $161,600 $950 $700 $1,290 $590
Dos Palos Y, CA $189,400 $910 $670 $1,240 $570
South Dos Palos, CA $131,100 $620 $460 $840 $380
Denair, CA $181,600 $730 $540 $990 $450
Le Grand, CA $113,100 $490 $360 $670 $310
Waterford, CA $185,100 $830 $610 $1,130 $520
Madera Acres, CA $173,600 $760 $560 $1,030 $470
Catheys Valley, CA $344,100 $1,510 $1,120 $2,050 $930
Valley Home, CA $360,900 $1,730 $1,280 $2,350 $1,070
San Benito-Bitterwater, CA $512,300 $1,900 $1,410 $2,580 $1,170

7 Ways to Get Discounts on Homeowners Insurance in Merced County, CA

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