Gavop tells you how to get the best homeowners insurance in Rocky Point, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $103,000 | $100,000 | $100,000-$125,000 |
| 2 Bedroom | $186,500 | $160,000 | $200,000-$250,000 |
| 3 Bedroom | $232,500 | $190,000 | $200,000-$250,000 |
| 4 Bedroom | $252,500 | $220,000 | $250,000-$300,000 |
| 5 Bedroom | $320,500 | $290,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$125 | $706 |
| Superior Protection Discount | -$83 | $747 |
| Fire & Security Discount | -$91 | $739 |
| Hail Resistant Roof Discount | -$25 | $806 |
| Newly Constructed Home Discount | -$174 | $656 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Suffolk County | $1,500 | $1,491 | $2,991 | $1,084 | $2,584 | $408 |
| Rocky Point, NY | $1,500 | $820 | $2,320 | $596 | $2,096 | $224 |
| East Northport, NY | $100 | $1,111 | $1,211 | $807 | $907 | $304 |
| Melville, NY | $2,500 | $840 | $3,340 | $610 | $3,110 | $229 |
| Trumbull, CT | $500 | $1,436 | $1,936 | $1,044 | $1,544 | $392 |
| Bethpage, NY | $1,500 | $1,101 | $2,601 | $800 | $2,300 | $301 |
| Upper Brookville, NY | $500 | $1,032 | $1,532 | $750 | $1,250 | $282 |
| Orient, NY | $2,000 | $534 | $2,534 | $388 | $2,388 | $146 |
| Lido Beach, NY | $400 | $2,905 | $3,305 | $2,111 | $2,511 | $794 |
| Chappaqua, NY | $1,000 | $2,673 | $3,673 | $1,942 | $2,942 | $730 |
| Southington, CT | $300 | $1,156 | $1,456 | $840 | $1,140 | $316 |
| Bronx, NY | $1,500 | $917 | $2,417 | $667 | $2,167 | $251 |
| Home Insurance Company Rocky Point, NY | Homeowners Insurance Agency Rocky Point, NY | Address | Popularity Score | Distance from Rocky Point (miles) |
|---|---|---|---|---|
| State Farm | Joe Aguirre | 61 W Main St, Smithtown, NY, 11787-2603 | 14.7 | |
| Travelers | Brooks Waterburn Corp | 123 Frost St, Westbury, NY, 11590 | 34.6 | |
| Allstate | Keith Burlison | 3138 Route 112, Medford, NY, 11763 | 7.5 | |
| State Farm | John Fischer | 307 Mid Cntry Rd, Selden, NY, 11784-2558 | 6.7 | |
| Travelers | William F Jankowski Agency Inc | 382 West Main Street, Babylon, NY, 11702 | 26.7 | |
| Allstate | Andrea Sheren | 171 Middle Country Rd, Middle Island, NY, 11953 | 4.4 | |
| State Farm | Karen Sauter | 14469 Northern Blvd, Flushing, NY, 11354-4230 | 47.8 | |
| Nationwide | Laura M. Marino | 11617 Atlantic Ave, Richmond Hill, NY, 11418-3141 | 49.8 | |
| Nationwide | O Brien Agency Inc | 402 Main Street, Port Jefferson, NY, 11777-3087 | 6.9 | |
| Allstate | Danny Jean Baptiste | 1198 Hempstead Tpke, Uniondale, NY, 11553 | 37.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $830 | $1,640 | $810 |
| Suffolk County, NY | $379,400 | $1,509 | $1,070 | $2,080 | $1,010 |
| Rocky Point, NY | $293,800 | $830 | $560 | $1,190 | $630 |
| East Northport, NY | $452,900 | $1,124 | $800 | $1,550 | $750 |
| Melville, NY | $635,000 | $850 | $600 | $1,160 | $560 |
| Trumbull, CT | $394,600 | $1,454 | $990 | $1,990 | $1,000 |
| Bethpage, NY | $432,700 | $1,114 | $800 | $1,540 | $740 |
| Upper Brookville, NY | $1,816,200 | $1,044 | $720 | $1,490 | $770 |
| Orient, NY | $736,700 | $541 | $380 | $750 | $370 |
| Lido Beach, NY | $666,900 | $2,940 | $2,030 | $4,200 | $2,170 |
| Chappaqua, NY | $602,500 | $2,705 | $1,970 | $3,710 | $1,740 |
| Southington, CT | $271,900 | $1,170 | $850 | $1,670 | $820 |
| Bronx, NY | $371,800 | $928 | $670 | $1,320 | $650 |