Gavop shows you how to buy homeowners insurance in Farrell, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $26,000 | $20,000 | $25,000-$50,000 |
| 2 Bedroom | $82,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $89,000 | $70,000 | $75,000-$100,000 |
| 4 Bedroom | $110,000 | $90,000 | $125,000-$150,000 |
| 5 Bedroom | $231,500 | $200,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$131 | $595 |
| Superior Protection Discount | -$73 | $653 |
| Fire & Security Discount | -$65 | $661 |
| Hail Resistant Roof Discount | -$15 | $711 |
| Newly Constructed Home Discount | -$211 | $515 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Mercer County | $2,000 | $603 | $2,603 | $438 | $2,438 | $165 |
| Farrell, PA | $1,000 | $717 | $1,717 | $521 | $1,521 | $196 |
| Worth, PA | $300 | $747 | $1,047 | $543 | $843 | $204 |
| Smith, OH | $2,000 | $614 | $2,614 | $446 | $2,446 | $168 |
| Columbiana County, OH | $500 | $610 | $1,110 | $443 | $943 | $167 |
| East Mead, PA | $1,500 | $703 | $2,203 | $511 | $2,011 | $192 |
| Scrubgrass, PA | $100 | $626 | $726 | $455 | $555 | $171 |
| Evans City, PA | $2,000 | $707 | $2,707 | $514 | $2,514 | $193 |
| Raccoon, PA | $1,000 | $710 | $1,710 | $516 | $1,516 | $194 |
| Streetsboro, OH | $300 | $671 | $971 | $487 | $787 | $183 |
| Harpersfield, OH | $700 | $762 | $1,462 | $554 | $1,254 | $208 |
| Home Insurance Company Farrell, PA | Homeowners Insurance Agency Farrell, PA | Address | Popularity Score | Distance from Farrell (miles) |
|---|---|---|---|---|
| Allstate | Brian Ralph | 689 N Hermitage Rd, Hermitage, PA, 16148 | 3.3 | |
| Liberty Mutual Independent | Reinhardts Agency Inc | 3775 E State Street, Hermitage, PA, 16148 | 3.4 | |
| Liberty Mutual Independent | Reinhardts Agency Inc | 3775 E State St, Hermitage, PA, 16148 | 3.4 | |
| Erie | Bob Tracy Insurance | 433 State Street, Beaver, PA, 15009 | 37.4 | |
| State Farm | Joanna Mcclelland | 2140 E State St, Hermitage, PA, 16148-2728 | 2.1 | |
| Liberty Mutual Independent | Gilberts Risk Solutions | 21 Vine Avenue, Sharon, PA, 16146 | 1.6 | |
| Erie | John E Hollock | 506 N Main Street, Butler, PA, 16001 | 39.4 | |
| Allstate | Gary Ceremuga | 2956 E State St, Hermitage, PA, 16148 | 2.7 | |
| State Farm | Bonnie Sacia | 4041 Gibsonia Rd, Gibsonia, PA, 15044-9372 | 49.1 | |
| Nationwide | Stephen A Varva | 20300 Route 19 Ogle Station, Cranberry Township, PA, 16066 | 41.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $530 | $1,050 | $520 |
| Mercer County, PA | $114,100 | $610 | $440 | $870 | $430 |
| Farrell, PA | $59,400 | $726 | $520 | $1,040 | $520 |
| Worth, PA | $176,200 | $756 | $540 | $1,050 | $510 |
| Smith, OH | $98,800 | $621 | $440 | $850 | $410 |
| Columbiana County, OH | $104,300 | $617 | $450 | $850 | $400 |
| East Mead, PA | $153,300 | $712 | $480 | $980 | $500 |
| Scrubgrass, PA | $116,500 | $634 | $420 | $870 | $450 |
| Evans City, PA | $155,300 | $716 | $520 | $1,000 | $480 |
| Raccoon, PA | $156,700 | $719 | $520 | $1,030 | $510 |
| Streetsboro, OH | $143,700 | $679 | $480 | $960 | $480 |
| Harpersfield, OH | $164,300 | $771 | $520 | $1,070 | $550 |