Gavop's guide to buying homeowners insurance in Midland, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $49,000 | $40,000 | $25,000-$50,000 |
2 Bedroom | $129,000 | $120,000 | $125,000-$150,000 |
3 Bedroom | $132,000 | $110,000 | $125,000-$150,000 |
4 Bedroom | $124,000 | $120,000 | $100,000-$125,000 |
5 Bedroom | $268,500 | $240,000 | $250,000-$300,000 |
Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Multipolicy Discount | -$171 | $1,052 |
Superior Protection Discount | -$110 | $1,114 |
Fire & Security Discount | -$86 | $1,138 |
Hail Resistant Roof Discount | -$24 | $1,199 |
Newly Constructed Home Discount | -$269 | $955 |
Claim Type | Average Claim Cost |
---|---|
General Claims | |
Water Damage | $5,733 |
Physical Damage | $2,295 |
Hail Damage | $4,571 |
Wind Damage | $6,051 |
Expensive Claims | |
Fire | $44,229 |
Smoke | $15,884 |
Home Insurance Company Midland, TX | Homeowners Insurance Agency Midland, TX | Address | Popularity Score | Distance from Midland (miles) |
---|---|---|---|---|
State Farm | Jeremy West | 2611b N Midland Dr, Midland, TX, 79707 | 1.0 | |
Travelers | Insure All Of West Texas | 3328 N Midkiff Rd Ste 1, Midland, TX, 79705 | 1.9 | |
State Farm | Lara Sandlin | 402 Andrews Hwy, Midland, TX, 79701-5836 | 3.4 | |
Allstate | Dan Bertelson | 2123 E 42nd St, Odessa, TX, 79762 | 14.5 | |
State Farm | Abraham Gutierrez | 4310 W Illinois Ave Ste 280, Midland, TX, 79703-5708 | 2.3 | |
State Farm | Laura Ingram | 3317 Andrews Hwy, Midland, TX, 79703-5148 | 2.1 | |
State Farm | Larry Davisson | 2400 N Grandview Ave, Odessa, TX, 79761-1604 | 14.8 | |
State Farm | Don Rhamey | 3105 N Big Spring St, Midland, TX, 79705-5314 | 4.4 | |
Travelers | West Texas Insurance Exchange Inc | 1030 Andrews Hwy #100, Midland, TX, 79701 | 2.7 | |
Travelers | Area Insurance Services Inc | 1302 Big Spring N, Midland, TX, 79701 | 4.6 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
Midland County, TX | $187,400 | $1,218 | $800 | $1,880 | $1,080 |
Midland, TX | $191,100 | $1,224 | $810 | $1,880 | $1,070 |
Midland County, TX | $187,400 | $1,218 | $800 | $1,880 | $1,080 |
Andrews South, TX | $96,800 | $1,504 | $990 | $2,320 | $1,330 |
Ector County, TX | $120,800 | $1,445 | $950 | $2,230 | $1,280 |
Goldsmith, TX | $83,600 | $1,439 | $950 | $2,220 | $1,270 |
Andrews, TX | $131,700 | $939 | $620 | $1,450 | $830 |
Glasscock County, TX | $193,600 | $991 | $650 | $1,530 | $880 |
Garden City South, TX | $268,800 | $1,991 | $1,310 | $3,070 | $1,760 |
Andrews North, TX | $136,400 | $1,662 | $1,100 | $2,560 | $1,460 |
Big Spring, TX | $81,500 | $1,285 | $850 | $1,980 | $1,130 |
Forsan, TX | $71,300 | $1,372 | $910 | $2,110 | $1,200 |
Date: January 16, 2020 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: January 16, 2020 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: September 18, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: July 13, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Date: October 21, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 24, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: September 20, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: September 10, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 04, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: August 21, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 07, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: June 05, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: May 27, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: March 13, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: December 30, 2017 Age: 20 to 29 Gender: Female Marital Status: Married
Date: April 01, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: December 07, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: September 08, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: August 13, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: August 02, 2018 Age: Above 60 Gender: Male Marital Status: Married
Date: July 27, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: May 14, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: January 02, 2020 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: July 23, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: July 07, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Female
Date: January 07, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: November 18, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: December 27, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: February 06, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: January 08, 2020 Age: 40 to 49 Gender: Male Marital Status: Married
Date: May 28, 2019 Age: 40 to 49 Gender: Married Marital Status: Female
Date: October 06, 2019 Age: 20 to 29 Gender: Female Marital Status: Married