Gavop's guide to buying homeowners insurance in Springfield, VT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Springfield, VT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cutler Dr, Muckross Rd, Pierce Rd, Harvard St, Crown Point Rd, Walter Westney Rd, Bailey St, Grace Dr, Central St, Walnut St | $178,500 | $160,000 | $150,000-$175,000 | $97,500 | $90,000 | $75,000-$100,000 |
| White St, Walnut Hill Rd, Charlestown Rd, Summit Ave, Bellows Rd, Elm Hill St, Parker Hill Rd, Damon Rd, Hillcrest Rd, Snide Rd | $200,500 | $170,000 | $150,000-$175,000 | $184,500 | $160,000 | $175,000-$200,000 |
| Walnut Way, Circular St, Major Ct, Gassetts Rd, Ridgewood Rd, Cutler Rd, Pine St, Royal St, Barrett St, Lacross Rd | $142,500 | $120,000 | $125,000-$150,000 | $132,000 | $120,000 | $100,000-$125,000 |
| Dell Rd, Westview Ter, Airport Rd, Sunnyledge Rd, Poppe Rd, Center St, Walker Rd, Spencer Hollow Rd, Whitney Rd, Westview St Exd | $169,500 | $140,000 | $150,000-$175,000 | $137,500 | $110,000 | $100,000-$125,000 |
| Maple Dell Rd, Clover Rd, Lafrance Block, Hartness Ave, Autumn St, Essex St, Old Connecticut River Rd, Olney Rd, Woolson Ave, Whitcomb St | $151,000 | $120,000 | $150,000-$175,000 | $78,500 | $60,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$94 | $494 |
| Superior Protection Discount | -$53 | $535 |
| Fire & Security Discount | -$53 | $535 |
| Hail Resistant Roof Discount | -$12 | $576 |
| Newly Constructed Home Discount | -$129 | $458 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,464 |
| Hail Damage | $4,759 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $16,887 |
| Home Insurance Company Springfield, VT | Homeowners Insurance Agency Springfield, VT | Address | Popularity Score | Distance from Springfield (miles) |
|---|---|---|---|---|
| State Farm | Mark Sekora | 818 Main St, Bennington, VT, 05201-2636 | 45.1 | |
| Liberty Mutual Independent | Lawrence & Wheeler Inc | 46 Main St, Springfield, VT, 5156 | 1.0 | |
| Liberty Mutual Independent | Lawrence & Wheeler Inc | 46 Main St, Springfield, VT, 5156 | 1.0 | |
| Allstate | Ludlow Insurance Agency | 150 Main St, Ludlow, VT, 5149 | 13.4 | |
| Allstate | George Ammirato | 1222 Putney Rd # 8232, Brattleboro, VT, 5301 | 27.6 | |
| State Farm | Rich Hoppe | 20 Technology Dr, Brattleboro, VT, 05301-9181 | 28.4 | |
| State Farm | Ken Decandio | 56 Allen St, Rutland, VT, 05701-4536 | 32.5 | |
| Allstate | Poulos Ins Inc | 2472 Vt Rte 107, Bethel, VT, 5032 | 38.0 | |
| Liberty Mutual Independent | The Richards Group | 27 E Main St, Wilmington, VT, 5363 | 34.7 | |
| Liberty Mutual Independent | Mccrillis & Eldredge Ins Inc | 2 Park St, Brandon, VT, 5733 | 46.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Vermont | $220,600 | $783 | $520 | $1,080 | $560 |
| Windsor County, VT | $216,300 | $754 | $540 | $1,060 | $520 |
| Springfield, VT | $141,100 | $588 | $430 | $840 | $410 |
| North Springfield, VT | $128,400 | $598 | $440 | $830 | $390 |
| Grafton, VT | $267,400 | $850 | $580 | $1,200 | $620 |
| Proctorsville, VT | $154,400 | $664 | $470 | $920 | $450 |
| Middletown Springs, VT | $234,800 | $804 | $550 | $1,120 | $570 |
| Stockbridge, VT | $205,100 | $759 | $520 | $1,080 | $560 |
| Hebron, NY | $145,700 | $636 | $460 | $880 | $420 |