Gavop's guide to buying homeowners insurance in Chipley, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Chipley, FL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Anderson St, Fairway Dr, Overpass Rd, N Pear St, S 3 Rd Ave, Bill Hutchinson Rd, Toole Cir, N 6th St, Emory Ln, Giltap Rd | $124,000 | $100,000 | $100,000-$125,000 | $63,500 | $60,000 | $50,000-$75,000 |
| 1st Ave, Lost Lake Rd, Shutt Ln, Barber Rd, Plum Ave, Blue Bird Ln, S Railroad Ave, Sweet Bay Rd, Tumblebug Ln, Holley Ave | $93,000 | $80,000 | $75,000-$100,000 | $82,000 | $70,000 | $75,000-$100,000 |
| Kirkland Rd, Alligator Creek Rd, Mayhaw Ln, South Blvd, Apple Ave, Rhynes St, S 5th St, N 3rd St, S 8th St, Nadia Ave | $118,500 | $100,000 | $125,000-$150,000 | $94,000 | $80,000 | $75,000-$100,000 |
| Orange Hill Rd, Miner Cir, Shores Rd, S 4th St, Searcy Rd, Bahoma Rd, Griffin Rd, North Blvd, Dragonfly Ln, Leander Ln | $159,500 | $150,000 | $175,000-$200,000 | $78,500 | $70,000 | $75,000-$100,000 |
| Haley Dr, Tharp Rd, Rock Cir, Applegate Rd, Harrell Ave, Brickyard Rd, Larkin Dr, E Church Ave, Nearing Hills Rd, Watford Cir | $138,000 | $130,000 | $100,000-$125,000 | $90,000 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$147 | $670 |
| Superior Protection Discount | -$74 | $744 |
| Fire & Security Discount | -$90 | $728 |
| Hail Resistant Roof Discount | -$25 | $793 |
| Newly Constructed Home Discount | -$172 | $646 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Washington County | $2,500 | $909 | $3,409 | $660 | $3,160 | $248 |
| Chipley, FL | $1,000 | $808 | $1,808 | $587 | $1,587 | $221 |
| Ponce de Leon, FL | $200 | $990 | $1,190 | $719 | $919 | $271 |
| Geneva County, AL | $2,000 | $756 | $2,756 | $549 | $2,549 | $207 |
| Houston County, AL | $400 | $1,049 | $1,449 | $763 | $1,163 | $287 |
| Calhoun County, FL | $2,000 | $780 | $2,780 | $567 | $2,567 | $213 |
| Avon, AL | $400 | $1,004 | $1,404 | $729 | $1,129 | $274 |
| Bellwood-Coffee Springs, AL | $1,500 | $1,084 | $2,584 | $788 | $2,288 | $296 |
| Cowarts, AL | $300 | $967 | $1,267 | $703 | $1,003 | $264 |
| Steam Mill, GA | $700 | $691 | $1,391 | $502 | $1,202 | $189 |
| Kinsey, AL | $500 | $893 | $1,393 | $649 | $1,149 | $244 |
| Iron City, GA | $2,000 | $461 | $2,461 | $335 | $2,335 | $126 |
| Home Insurance Company Chipley, FL | Homeowners Insurance Agency Chipley, FL | Address | Popularity Score | Distance from Chipley (miles) |
|---|---|---|---|---|
| Travelers | Sims Insurance Agency | 410 N Waukesha St, Bonifay, FL, 32425 | 8.5 | |
| Travelers | Sims Insurance Agency | 410 N Waukesha St, Bonifay, FL, 32425 | 8.5 | |
| Allstate | Amy Dalton | 1315 E 14th St, Lynn Haven, FL, 32444 | 36.2 | |
| Allstate | Gretchan Langley | 4618 Highway 90 Ste B, Marianna, FL, 32446 | 19.8 | |
| Travelers | Anderson Insurance Services | 611 Camelia St, Panama City, FL, 32407 | 42.4 | |
| Allstate | Joey Kirkland | 3 Miracle Strip Loop Ste B, Panama City Beach, FL, 32407 | 42.5 | |
| Allstate | Dr. Manuel (Manny) Garcia | 1069 Main St, Chipley, FL, 32428 | 1.0 | |
| State Farm | Linda Pforte | 2919 Penn Ave Ste B, Marianna, FL, 32448-2716 | 17.4 | |
| State Farm | Keith Williams | 4646 Highway 90, Marianna, FL, 32446-3501 | 20.0 | |
| State Farm | Willie Pollard | 1317 N Tyndall Pkwy, Panama City, FL, 32404-3200 | 40.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Washington County, FL | $102,700 | $920 | $720 | $1,230 | $510 |
| Chipley, FL | $110,800 | $818 | $640 | $1,100 | $460 |
| Ponce de Leon, FL | $89,100 | $1,002 | $780 | $1,340 | $560 |
| Geneva County, AL | $87,800 | $765 | $560 | $1,060 | $500 |
| Houston County, AL | $127,100 | $1,062 | $710 | $1,460 | $750 |
| Calhoun County, FL | $80,000 | $790 | $620 | $1,060 | $440 |
| Avon, AL | $104,500 | $1,016 | $680 | $1,410 | $730 |
| Bellwood-Coffee Springs, AL | $118,600 | $1,097 | $790 | $1,570 | $780 |
| Cowarts, AL | $98,500 | $979 | $700 | $1,380 | $680 |
| Steam Mill, GA | $91,900 | $699 | $500 | $1,000 | $500 |
| Kinsey, AL | $86,700 | $904 | $620 | $1,240 | $620 |
| Iron City, GA | $58,300 | $467 | $320 | $640 | $320 |