How Can I Make My Hendersonville, TN Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Hendersonville, TN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Hendersonville, TN Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $66,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $171,500 | $150,000 | $200,000-$250,000 |
| 3 Bedroom | $191,000 | $160,000 | $150,000-$175,000 |
| 4 Bedroom | $186,000 | $160,000 | $150,000-$175,000 |
| 5 Bedroom | $473,000 | $380,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Hendersonville, TN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$216 | $920 |
| Superior Protection Discount | -$114 | $1,022 |
| Fire & Security Discount | -$91 | $1,045 |
| Hail Resistant Roof Discount | -$34 | $1,101 |
| Newly Constructed Home Discount | -$318 | $818 |
Choose the Right Deductible for your Hendersonville, TN Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sumner County | $1,500 | $1,056 | $2,556 | $767 | $2,267 | $289 |
| Hendersonville, TN | $1,500 | $1,122 | $2,622 | $815 | $2,315 | $307 |
| Orlinda, TN | $500 | $1,071 | $1,571 | $778 | $1,278 | $293 |
| Cedar Hill, TN | $100 | $883 | $983 | $642 | $742 | $241 |
| East Simpson, KY | $2,500 | $939 | $3,439 | $682 | $3,182 | $257 |
| Kingston Springs, TN | $300 | $1,193 | $1,493 | $867 | $1,167 | $326 |
| Lafayette, TN | $2,000 | $886 | $2,886 | $644 | $2,644 | $242 |
| Eagleville, TN | $200 | $1,023 | $1,223 | $743 | $943 | $279 |
| Holland, KY | $1,000 | $733 | $1,733 | $533 | $1,533 | $200 |
| Plano, KY | $300 | $937 | $1,237 | $681 | $981 | $256 |
| Bowling Green, KY | $700 | $941 | $1,641 | $684 | $1,384 | $257 |
Identify Top Home Insurance Agents near Hendersonville, TN | Back to Top
| Home Insurance Company Hendersonville, TN | Homeowners Insurance Agency Hendersonville, TN | Address | Popularity Score | Distance from Hendersonville (miles) |
|---|---|---|---|---|
| Erie | The Bill Yon Agency | 131 Indian Lake Road Suite 202, Hendersonville, TN, 37075 | 0.3 | |
| Travelers | John Shelby Insurance | 831 Wren Road, Goodlettsville, TN, 37072 | 6.0 | |
| Travelers | Insuranceplus3 Com | 301 Ezell Pike Unit 17751, Nashville, TN, 37217 | 14.6 | |
| State Farm | Charlie Adams | 46 Brattontown Cir, Lafayette, TN, 37083-2623 | 34.3 | |
| Nationwide | Traci Willis Layne Agency | 3050 Business Park Cir Ste 200, Goodlettsville, TN, 37072 | 6.1 | |
| Liberty Mutual Independent | Pigg Insurance | 120 Anderson Ln, Hendersonville, TN, 37075 | 0.3 | |
| Liberty Mutual Independent | Coker Wolfe & Associates Inc | 114 Canfield Place, Ste B-3, Hendersonville, TN, 37075 | 1.1 | |
| Travelers | J Barnes & Company | 1000 Northchase Drive Suite 117, Goodlettsville, TN, 37072 | 5.7 | |
| Travelers | J Barnes & Company | 1000 Northchase Dr Ste 11, Goodlettsville, TN, 37072 | 5.7 | |
| State Farm | Eric Osborne | 2301 21st Ave S Ste 350, Nashville, TN, 37212-4953 | 16.8 |
Compare Rates for Hendersonville, TN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $720 | $1,450 | $730 |
| Sumner County, TN | $194,900 | $1,069 | $760 | $1,520 | $760 |
| Hendersonville, TN | $228,900 | $1,136 | $830 | $1,600 | $770 |
| Orlinda, TN | $167,200 | $1,084 | $790 | $1,490 | $700 |
| Cedar Hill, TN | $105,800 | $894 | $620 | $1,240 | $620 |
| East Simpson, KY | $147,100 | $950 | $680 | $1,340 | $660 |
| Kingston Springs, TN | $222,300 | $1,207 | $820 | $1,670 | $850 |
| Lafayette, TN | $106,700 | $897 | $640 | $1,280 | $640 |
| Eagleville, TN | $148,500 | $1,035 | $690 | $1,460 | $770 |
| Holland, KY | $89,700 | $742 | $500 | $1,020 | $520 |
| Plano, KY | $146,300 | $948 | $640 | $1,300 | $660 |
| Bowling Green, KY | $162,000 | $952 | $650 | $1,350 | $700 |
Research Home Insurance Companies Reviews in Hendersonville, TN Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: January 02, 2020 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
The premium and deductible are great! It's doesn't feel like Im am just getting the cheapest price, it feels like the right price for my income and home value.
Date: September 16, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
Progressive is very good at customer service. They are extremely helpful every time I call and always try to fix whatever issue I'm having quickly and effectively.
Date: February 07, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
If you file a claim and it is covered, the deductible is Your home insurance deductible should be as high as and the long-term cost of a policy (your premiums)higher for a policy that has a $500 deductible versus a ... other reasons it makes sense to raise your deductible.
State Farm Home Insurance Reviews
Date: May 29, 2019 Age: 30 to 39 Gender: Married Marital Status: Male
Customer Service
I have a local agent. He seems to be very knowledgable about my home insurance plan. He was helpful last time I made a claim for damage during a storm that knocked a tree down on my fence.
Date: January 21, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Customer Service
I am very pleased with my interaction with State Farm. They are very responsive to my needs and are quick to make adjustments when needed.
Date: October 21, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
Because I have been with State Farm for so many years I have discounts and when I check around I can never find a company that can lower my rates
Allstate Home Insurance Reviews
Date: January 13, 2020 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
the app is really helpful. It is nice to have all my policy information and the company's contact all in one location.
Date: October 19, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I am very happy with our deductible, but wish our premium were lower. It has gone up every year since we purchased the policy, despite not making any major claims to the insurance.
MetLife Home Insurance Reviews
Date: October 19, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Website/App
The website does not list the coverage available. It only gives the location of the main office, a number, and names of the reps but does not list anything else. You cannot do a quote online and you cannot pay for your policy online.
Liberty Mutual Home Insurance Reviews
Date: December 24, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
My deductable is $2500, as it is a newly built home the risk is minimal. I am happy with that however at the 5 year mark, I will reassess what options are best and available.
Erie Insurance Home Insurance Reviews
Date: July 02, 2019 Age: Above 60 Gender: Female Marital Status: Married
Customer Service
We are happy with the customer service we have received from Erie Insurance. Whenever we have had questions about rates/coverage they have been available.
GEICO Home Insurance Reviews
Date: December 25, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
I am over pretty satisfied with my premium and deductible. I think I have competitive rates.
Motorists Mutual Insurance Company Home Insurance Reviews
Date: November 16, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
My policy offers all sorts of insurance and life insurance. I really like when i bundled car and home insurance i got a huge discount on my car insurance. They have odd additional insurance if i want like a home owners warranty which are expensive but i like them none the less that there is an option