Gavop's guide to buying homeowners insurance in Colchester, VT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Colchester, VT - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Bayview Rd, Sunderland Woods, Calm Cove Cir, Hazelwood Pl, Rea Janet Dr, Brickyard E, Vermont Ave, Brookside Way, Mills Point Rd, Lindale Dr | $206,000 | $170,000 | $175,000-$200,000 | $120,000 | $110,000 | $75,000-$100,000 |
| Brighton Ln, Oak Ter, Creek Farm Rd, Wintergreen Dr, Vermont National Guard Rd, Lee Ct, Kellogg Rd, Lone Birch St, Fern Ct, Roosevelt Hwy | $171,500 | $160,000 | $175,000-$200,000 | $195,500 | $180,000 | $175,000-$200,000 |
| Belwood Ave, Munson Rd, Greenbrier Ln, Windemere Way, Pierre Ct, Ashford Ln, Billado Ct, Brigham Hill Rd, Waybury Rd, Clay Point Rd | $289,000 | $240,000 | $250,000-$300,000 | $114,500 | $100,000 | $125,000-$150,000 |
| Wexford Ln, Entrance Rd, Logan Dr, Tanglewood Dr, Brennan St, Red Oak Dr, Cortland Ln, E Lakeshore Dr, Oak Ridge Dr, Johnson Ave | $232,500 | $200,000 | $200,000-$250,000 | $149,500 | $130,000 | $125,000-$150,000 |
| Biscayne Hts, Hazen-Lyon Rd, Burnham Ln, Deer Ln, Pheasant Woods, Coventry Rd, Stone Dr, Pond Brook Rd, Blackberry Cir, Canyon Estates Dr | $134,500 | $120,000 | $125,000-$150,000 | $104,000 | $90,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$128 | $582 |
| Superior Protection Discount | -$64 | $646 |
| Fire & Security Discount | -$78 | $632 |
| Hail Resistant Roof Discount | -$21 | $689 |
| Newly Constructed Home Discount | -$163 | $547 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,319 |
| Hail Damage | $4,900 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $17,222 |
| Home Insurance Company Colchester, VT | Homeowners Insurance Agency Colchester, VT | Address | Popularity Score | Distance from Colchester (miles) |
|---|---|---|---|---|
| Travelers | Crowley Insurance Agency | 100 N Willard St, Burlington, VT, 5401 | 5.1 | |
| Allstate | Donna Booher | 4001 Williston Rd, South Burlington, VT, 5403 | 7.9 | |
| State Farm | Kent Booraem | 85 Prim Rd Ste 201, Colchester, VT, 05446-1389 | 0.9 | |
| Travelers | Barsalow Insurance Agency | 546 Route 7 South , Milton, VT, 5468 | 9.2 | |
| Allstate | The Citro Agency | 20 Kimball Ave Ste 307, South Burlington, VT, 5403 | 7.5 | |
| Travelers | Crowley Insurance Agency | 100 N Willard St, Burlington, VT, 5401 | 5.1 | |
| State Farm | Jim Soriano | 211 Maple St Ste 27c, Middlebury, VT, 05753-1147 | 37.5 | |
| Travelers | Barsalow Insurance Agency | 546 Rte 7 S, Milton, VT, 5468 | 5.9 | |
| Liberty Mutual Independent | Berg Carmolli & Kent Inc | 83 Washington St, Barre, VT, 5641 | 43.6 | |
| Allstate | Renee Cross | 1174 North Ave, Burlington, VT, 5408 | 3.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Vermont | $220,600 | $783 | $530 | $1,070 | $540 |
| Chittenden County, VT | $280,000 | $842 | $580 | $1,200 | $620 |
| Colchester, VT | $264,200 | $710 | $510 | $980 | $470 |
| Winooski, VT | $217,100 | $654 | $440 | $930 | $490 |
| Cumberland Head, NY | $156,800 | $657 | $440 | $910 | $470 |
| Franklin County, VT | $209,100 | $743 | $500 | $1,030 | $530 |
| Champlain, NY | $113,800 | $952 | $650 | $1,340 | $690 |
| New Haven, VT | $247,300 | $821 | $590 | $1,170 | $580 |
| Elmore, VT | $286,200 | $878 | $630 | $1,250 | $620 |
| Montpelier, VT | $235,300 | $675 | $490 | $960 | $470 |
| Middlebury, VT | $247,100 | $690 | $460 | $980 | $520 |
| North Hudson, NY | $131,700 | $616 | $440 | $870 | $430 |
| Plainfield, VT | $214,500 | $774 | $530 | $1,110 | $580 |